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Prosperity by Charles Fillmore

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It is perfectly logical to assume that a wise and competent Creator would provide for the needs of His creatures in their various stages of growth. The supply would be given as required and as the necessary effort for its appropriation was made by the creature. Temporal needs would be met by temporal things, mental needs by things of like character, and spiritual needs by spiritual elements. For simplification of distribution all would be composed of one primal spiritual substance, which under proper direction could be transformed into all products at the will of the operator. This is a crude yet true illustration of the underlying principles on which the human family is supplied on this earth. The Father has provided a universal seed substance that responds with magical power to the active mind of man. Faith in the increasing capacity of this seed substance, whether wrapped in visible husks or latent in invisible electrical units, always rewards man with the fruits of his labor.

The farmer may seem to get his supply from the seeds he plants, but he would never plant a seed unless he had faith in its innate capacity to increase, and that seed would never multiply without the quickening life of Spirit. Thus we see that all increase of substance depends on the quickening life of Spirit, and this fact gives us the key to mental processes that when used spiritually will greatly increase and at the same time simplify our appropriation


of that inexhaustible substance which creative Mind has so generously provided.

In the following lessons we have attempted to explain man's lawful appropriation of the supplies spiritually and electrically provided by God. When we understand and adjust our mind to the realm or kingdom where these rich ideas and their electrical thought forms exist we shall experience in our temporal affairs what is called "prosperity."

We said "their electrical thought forms." Let us explain that all creative processes involve a realm of ideas and a realm of patterns or expressions of those ideas. The patterns arrest or "bottle up" the free electric units that sustain the visible thing. Thus creation is in its processes a trinity, and back of the visible universe are both the original creative idea and the cosmic rays that crystallize into earthly things. When we understand this trinity in its various activities we shall be able to reconcile the discoveries of modern science with the fundamentals of religion.

Modern science teaches us that space is heavily charged with energies that would transform the earth if they could be controlled. Sir Oliver Lodge says that a single cubic inch of the ether contains energy enough to run a forty-horse-power engine forty million years. The divergence of opinion among physicists as to the reality of the ether does not nullify the existence in space of tremendous potentialities. Sir Arthur Eddington says that about half the leading physicists assert that the ether exists and the other half deny its existence, but, in his words,


of that inexhaustible substance which creative Mind has so generously provided.

In the following lessons we have attempted to explain man's lawful appropriation of the supplies spiritually and electrically provided by God. When we understand and adjust our mind to the realm or kingdom where these rich ideas and their electrical thought forms exist we shall experience in our temporal affairs what is called "prosperity."

We said "their electrical thought forms." Let us explain that all creative processes involve a realm of ideas and a realm of patterns or expressions of those ideas. The patterns arrest or "bottle up" the free electric units that sustain the visible thing. Thus creation is in its processes a trinity, and back of the visible universe are both the original creative idea and the cosmic rays that crystallize into earthly things. When we understand this trinity in its various activities we shall be able to reconcile the discoveries of modern science with the fundamentals of religion.

Modern science teaches us that space is heavily charged with energies that would transform the earth if they could be controlled. Sir Oliver Lodge says that a single cubic inch of the ether contains energy enough to run a forty-horse-power engine forty million years. The divergence of opinion among physicists as to the reality of the ether does not nullify the existence in space of tremendous potentialities. Sir Arthur Eddington says that about half the leading physicists assert that the ether exists and the other half deny its existence, but, in his words,


him. Instead of a universe of blind mechanical forces Jesus showed the universe to be persuaded and directed by intelligence.

What we need to realize above all else is that God has provided for the most minute needs of our daily life and that if we lack anything it is because we have not used our mind in making the right contact with the supermind and the cosmic ray that automatically flows from it.



Foreword ... 3

I Spiritual Substance, the Fundamental Basis of the Universe ... 9

II Spiritual Mind, the Omnipresent Directive Principle of Prosperity ... 26

III Faith in the Invisible Substance, the Key to Demonstration ... 42

IV Man, the Inlet and Outlet of Divine Mind ... 56

V The Law That Governs the Manifestation of Supply ... 70

VI Wealth of Mind Expresses Itself in Riches ... 87

VII God Has Provided Prosperity for Every Home ... 102

VIII God Will Pay Your Debts ... 117

IX Tithing, the Road to Prosperity ... 131

X Right Giving, the Key to Abundant Receiving ... 145

XI Laying Up Treasures ... 159

XII Overcoming the Thought of Lack ... 173

Question Helps ... 189




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Chapter 1 - Spiritual Substance, the Fundamental Basis of the Universe - p.6

Lesson One

Spiritual Substance,
the Fundamental Basis of the Universe

DIVINE MIND is the one and only reality. When we incorporate the ideas that form this Mind into our mind and persevere in those ideas, a mighty strength wells up within us. Then we have a foundation for the spiritual body, the body not made with hands, eternal in the heavens. When the spiritual body is established in consciousness, its strength and power is transmitted to the visible body and to all the things that we touch in the world about us.

Spiritual discernment reveals that we are now in the dawn of a new era, that the old methods of supply and support are fast passing away, and that new methods are waiting to be brought forth. In the coming commerce man will not be a slave to money. Humanity's daily needs will be met in ways that are not now thought practical. We shall serve for the joy of serving, and prosperity will flow to us and through us in streams of plenty. The supply and support that love and zeal will set in motion are not as yet largely used by man, but those who have tested their providing power are loud in their praise.


The dynamic power of the supermind in man has been sporadically displayed by men and women of every nation. It is usually connected with some religious rite in which mystery and priestly authority prevail. The so-called "common herd" are kept in darkness with respect to the source of the superhuman power of occult adepts and holy men. But we have seen a "great light" in the discovery by physical scientists that the atom conceals electronic energies whose mathematical arrangement determines the character of all the fundamental elements of nature. This discovery has disrupted the science based on the old mechanical atomic theory, but has also given Christian metaphysicians a new understanding of the dynamics back of Spirit.

Science now postulates space rather than matter as the source of life. It says that the very air is alive with dynamic forces that await man's grasp and utilization and that these invisible, omnipresent energies possess potentialities far beyond our most exalted conception. What we have been taught about the glories of heaven pales into insignificance compared with the glories of the radiant rays--popularly referred to as the "ether." We are told by science that we have utilized very meagerly this mighty ocean of ether in producing from it the light and power of electricity. The seemingly tremendous force generated by the whirl of our dynamos is but a weak dribble from a universe of energy. The invisible waves that carry radio programs everywhere are but a mere hint of an intelligent power that penetrates


and permeates every germ of life, visible and invisible.
Scientific minds the world over have been tremendously
moved by these revolutionary discoveries, and they have not
found language adequate to explain their magnitude.
Although a number of books have been written by scentists,
setting forth guardedly the far-reaching effects that will
inevitably follow man's appropriation of the easily
accessible ether, none has dared to tell the whole story.
The fact is that the greatest discovery of all ages is that
of physical science that all things apparently have their
source in the invisible, intangible ether. What Jesus
taught so profoundly in symbols about the riches of the
kingdom of the heavens has now been proved true.

According to the Greek, the language in which the New
Testament has come down to us, Jesus did not use the word
heaven but the word heavens in His teaching. He was not
telling us of the glories of some faraway place called
"heaven" but was revealing the properties of the "heavens"
all around us, called both "space" and "ether" by
physicists. He taught not only its dynamic but also its
intelligent character, and said that the entity that rules
it is within man: "The kingdom of God is within you." He
not only described this kingdom of the heavens in numerous
parables but made its attainment by man the greatest object
of human existence. He not only set this as man's goal but
attained it Himself, thereby demonstrating that His
teaching is practical as well as true.


The scientists tell us that the ether is charged with
electricity, magnetism, light rays, X rays, cosmic rays,
and other dynamic radiations; that it is the source of all
life, light, heat, energy, gravitation, attraction,
repulsion; in short, that it is the interpenetrating
essence of everything that exists on the earth. In other
words, science gives to the ether all the attractions of
heaven without directly saying so. Jesus epitomized the
subject when He told His followers that it was the kingdom
from which God clothed and fed all His children. "Seek ye
first his kingdom, and his righteousness; and all these
things shall be added unto you." Science says that the
electrical particles that break into light in our earth's
atmosphere are also a source of all substance and matter.
Jesus said that He was the substance and bread that came
from the heavens. When will our civilization begin really
to appropriate and use this mighty ocean of substance and
life spiritually as well as physically?

This inexhaustible mind substance is available at all times
and in all places to those who have learned to lay hold of
it in consciousness. The simplest, shortest, and most
direct way of doing this was explained when Jesus said,
"Whosoever ... shall not doubt in his heart, but shall
believe that what he saith cometh to pass, he shall have
it." When we know that certain potent ideas exist in the
invisible mind expressions, named by science both "ether"
and "space" and that we have been provided with the mind to
lay hold of them, it is easy to put the law


into action through thought and word and deed.

"There is a tide in the affairs of men,

Which, taken at the flood, leads on to fortune," said
Shakespeare. That flood tide awaits us in the cosmic
spaces, the paradise of God.

The spiritual substance from which comes all visible wealth
is never depleted. It is right with you all the time and
responds to your faith in it and your demands on it. It is
not affected by our ignorant talk of hard times, though we
are affected because our thoughts and words govern our
demonstration. The unfailing resource is always ready to
give. It has no choice in the matter; it must give, for
that is its nature. Pour your living words of faith into
the omnipresent substance, and you will be prospered though
all the banks in the world close their doors. Turn the
great energy of your thinking toward "plenty" ideas, and
you will have plenty regardless of what men about you are
saying or doing.

God is substance, but if by this statement we mean that God
is matter, a thing of time or condition, then we should say
that God is substanceless. God is not confined to that form
of substance which we term matter. God is the intangible
essence of that which man has formed into and named matter.
Matter is a mental limitation of that divine substance
whose vital and inherent character is manifest in all life

God substance may be conceived as God energy, or Spirit
light, and "God said, let there be light, and there was
light." This is in harmony with the conclusions


of some of the most advanced physicists. Sir James Jeans
says, in "The Mysterious Universe," "The tendency of modern
physics is to resolve the whole material universe into
waves, and nothing but waves. These waves are of two kinds:
bottled-up waves, which we call matter, and unbottled
waves, which we call radiation, or light. The process of
annihilation of matter is merely unbottling imprisoned wave
energy, and setting it free to travel through space."

Spirit is not matter. Spirit is not person. In order to
perceive the essence of Being we must drop from our mind
all thought that God is in any way circumscribed or has any
of the limitations that we associate with things or persons
having form or shape. "Thou shalt not make unto thee a
graven image, nor any likeness of any thing that is in
heaven above, or that is in the earth beneath."

God is substance, not matter, because matter is formed,
while God is the formless. God substance lies back of
matter and form. It is the basis of all form yet does not
enter into any form as a finality. Substance cannot be
seen, touched, tasted, or smelled, yet it is more
substantial than matter, for it is the only substantiality
in the universe. Its nature is to "sub-stand" or "stand
under" or behind matter as its support and only reality.

Job says, "The Almighty shall be thy defence, and thou
shalt have plenty of silver." This refers to universal
substance, for silver and gold are manifestations of an
everywhere present substance and


are used as symbols for it. Lew Wallace, in "Ben-Hur,"
refers to the kingdom as "beaten gold." You have doubtless
in your own experience caught sight of this everywhere
present substance in your silence, when it seemed like
golden snowflakes falling all about you. This was the first
manifestation from the overflow of the universal substance
in your consciousness.

Substance is first given form in the mind, and as it
becomes manifest it goes through a threefold activity. In
laying hold of substance in the mind and bringing it into
manifestation, we play a most important part. We do it
according to our decree. "Thou shalt decree a thing, and it
shall be established unto thee." We are always decreeing,
sometimes consciously, often unconsciously, and with every
thought and word we are increasing or diminishing the
threefold activity of substance. The resulting
manifestation conforms to our thought, "As he thinketh
within himself, so is he."

There is no scarcity of the air you breathe. There is
plenty of air, all you will ever need, but if you close
your lungs and refuse to breathe, you will not get it and
may suffocate for lack of air. When you recognize the
presence of abundance of air and open your lungs to breathe
it deeply, you get a larger inspiration. This is exactly
what you should do with your mind in regard to substance.
There is an all-sufficiency of all things, just as there is
an all-sufficiency of air. The only lack is our own lack of
appropriation. We must seek the kingdom of


There is a kingdom of abundance of all things, and it may
be found by those who seek it and are willing to comply
with its laws. Jesus said that it is hard for a rich man to
enter into the kingdom of heaven. This does not mean that
it is hard because of his wealth, for the poor man gets in
no faster and no easier. It is not money but the thoughts
men hold about money, its source, its ownership, and its
use, that keep them out of the kingdom. Men's thoughts
about money are like their thoughts about all possessions;
they believe that things coming out of the earth are theirs
to claim and control as individual property, and may be
hoarded away and depended on, regardless of how much other
men may be in need of them. The same belief is prevalent
among both rich and poor, and even if the two classes were
suddenly to change places, the inequalities of wealth would
not be remedied. Only a fundamental change in the thoughts
of wealth could do that.

Before there is any fundamental social or economic change
men must begin to understand their relationship to God and
to one another as common heirs to the universal resource
that is sufficient for all. They must give up some of their
erroneous ideas about their "rights." They must learn that
they cannot possess and lock up that which belongs to God
without themselves suffering the effects of that
sequestration. The poor man is not the greatest sufferer in
this concentration of wealth, for he has not


concentrated his faith in material things and chained his
soul to them. Those who are rich in the things of this
world are by their dependence on those things binding
themselves to material things and are in material darkness.

Every thought of personal possession must be dropped out of
mind before men can come into the realization of the
invisible supply. They cannot possess money, houses, or
land selfishly, because they cannot possess the universal
ideas for which these symbols stand. No man can possess any
idea as his own permanently. He may possess its material
symbol for a little time on the plane of phenomena, but it
is such riches that "moth and rust consume, and where
thieves break through and steal."

Men possess as valuables their education, trade, ability,
or intellectual talent. Ministers of the gospel possess
scholarship or eloquence, and take pride in these spiritual
possessions. Yet even these are burdens that must be
unloaded before they may enter the kingdom of the heavens.
The saint who is puffed up with his saintly goodness must
unload his vanity before he gets in. Whoever is ambitious
to do good, to excel his fellow men in righteousness, must
lose his ambition and desire before he beholds the face of
the all-providing Father.

The realm of causes may be compared to steam in a glass
boiler. If the glass is clear one may look right at it and
see nothing at all. Yet when an escape valve is touched the
steam rushes out, condenses and becomes visible. But in
this process it has also


lost its power. Substance exists in a realm of ideas and is
powerful when handled by one who is familiar with its
characteristics. The ignorant open the valves of the mind
and let ideas flow out into a realm with which they have
nothing in common. The powerful ideas of substance are
condensed into thoughts of time and space, which ignorance
conceives as being necessary to their fruition. Thus their
power is lost, and a weary round of seedtime and harvest is
inaugurated to fulfill the demands of the world.

It is the mind that believes in personal possessions that
limits the full idea. God's world is a world of results
that sequentially follow demands. It is in this kingdom
that man finds his true home. Labor has ceased for him who
has found this inner kingdom. Divine supply is brought
forth without laborious struggle: to desire is to have

This is the second step in demonstration for the one who
has fully dedicated himself to the divine guidance. He
immediately enters into easier experiences and more
happiness than the world affords, when he covenants to
follow only the good. There is an advanced degree along the
same line of initiation into the mysteries of the divine.
Before this step may be taken, a deeper and more thorough
mental cleansing must be undergone. A higher set of
faculties is then awakened within the body, and new avenues
of expression are opened for the powers of the Spirit, not
only in the body but also in the affairs of the individual.
As he proceeds to exercise these faculties


he may find some of them clogged by the crystals of dead
thought that some selfish ideas have deposited, which makes
him go through a fresh cleansing. If he is obedient to the
Spirit and willing to follow without cavil or protest, the
way is easy for him. If however he questions and argues, as
did Job, he will meet many obstructions and his journey
will be long and tedious.

Again, he who seeks the kingdom of substance for the sake
of the loaves and fishes he may get out of it will surely
be disappointed in the end. He may get the loaves and
fishes, that is quite possible; but if there remains in his
soul any desire to use them for selfish ends, the ultimate
result will be disastrous.

Many people are seeking the aid of Spirit to heal them of
their physical ills. They have no desire for the higher
life, but having found their lusts and passions curtailed
by physical infirmities, they want these erased in order
that they may continue in their fleshly way. It is the
experience of all who have dealt with Spirit that it is a
vigorous bodily stimulant. It restores the vitality of the
body until it is even more sensitive to pleasure or pain
than it was before the spiritual quickening. This
supersensitiveness makes it more susceptible and liable to
more rapid waste if further indulgence is gratified. That
is why those who receive spiritual treatment should be
fully instructed in the Truth of Being. They should be
shown that the indulgence of bodily passions is a sin
against their success in every walk of life and especially
in the way of finances and prosperity. If substance


is dissipated, every kind of lack begins to be felt.
Retribution always follows the indulgence of appetite and
passion for mere sensation. Both sinners and saints suffer
in this valley of folly. The alternative is to dedicate
yourself to the Father's business. Make a definite and
detailed covenant with the Father, lay your desires,
appetites, and passions at His feet and agree to use all
your substance in the most exalted way. Then you are
seeking the kingdom, and all things else shall be added
unto you.

We want to make this substance that faith has brought to
our mind enduring and abiding, so that we do not lose it
when banks fail or men talk of "hard times." We must have
in our finances a consciousness of the permanency of the
omnipresent substance as it abides in us. Some wealthy
families succeed in holding their wealth while others
dissipate it in one generation because they do not have the
consciousness of abiding substance. For many of us there is
either a feast or a famine in the matter of money and we
need the abiding consciousness. There is no reason why we
should not have a continuous even flow of substance both in
income and outgo. If we have freely received we must also
freely give and keep substance going, confident in our
understanding that our supply is unlimited and that it is
always right at hand in the omnipresent Mind of God.

In this understanding we can stand "the slings and arrows
of outrageous fortune," depressions, losses, and financial
failures and still see God as


abundant substance waiting to come into manifestation. That
is what Paul meant by taking up "the whole armor of God
that ye may be able to withstand in the evil day." The
substance that has in the past been manifest in our affairs
is still here. It is the same substance and it cannot be
taken away. Even though there seems to be material lack,
there is plenty of substance for all. We are standing in
the very midst of it. Like the fish we might ask, "Where is
the water," when we live and move and have our being in it.
It is in the water, in the air everywhere, abounding,
glorious spiritual substance. Take that thought and hold
it. Refuse to be shaken from your spiritual stand in the
very midst of God's prosperity and plenty, and supply will
begin to come forth from the ether and plenty will become
more and more manifest in your affairs.

Jesus was so charged with spiritual substance that when the
woman touched His garment the healing virtue went out from
it and she was healed. There were thousands of people in
the crowd, but only the woman who had faith in that
substance got it. It was already established in her
consciousness, and she knew that her needs would be met if
she could make the contact. In this there is a lesson for
us. We know that strength is manifest everywhere, for we
see it in the mechanical world. A great locomotive starts
from the depot, moving slowly at first, but when it gains
momentum it speeds down the track like a streak. Thus it is
with spiritual strength. Beginning sometimes with a very


thought, it takes on momentum and eventually becomes a
powerful idea. Every one of us can strengthen his hold on
the thought of divine substance until it becomes a powerful
idea, filling the consciousness and manifesting itself as
plenty in all our affairs.

As you lay hold of substance with your mind, make it
permanent and enduring. Realize your oneness with it. You
are unified with the one living substance, which is God,
your all-sufficiency. From this substance you were created;
in it you live and move and have your being; by it you are
fed and prospered.

The spiritual substance is steadfast and immovable,
enduring. It does not fluctuate with market reports. It
does not decrease in "hard times" nor increase in "good
times." It cannot be hoarded away to cause a deficiency in
supply and a higher price. It cannot be exhausted in doles
to meet the needs of privation. It is ever the same,
constant, abundant, freely circulating and available.

The spiritual substance is a living thing, not an inanimate
accumulation of bread that does not satisfy hunger nor
water that fails to quench thirst. It is living bread and
living water, and he that feeds on God's substance shall
never hunger and never thirst. The substance is an abiding
thing, not a bank deposit that can be withdrawn nor a
fortune that can be lost. It is an unfailing principle that
is as sure in its workings as the laws of mathematics. Man
can no more be separated from his supply of substance than


life can be separated from its source. As God permeates the
universe and life permeates every cell of the body, so does
substance flow freely through man, free from all limit or

In the new era that is even now at its dawn we shall have a
spirit of prosperity. This principle of the universal
substance will be known and acted on, and there will be no
place for lack. Supply will be more equalized. There will
not be millions of bushels of wheat stored in musty
warehouses while people go hungry. There will be no
overproduction or underconsumption or other inequalities of
supply, for God's substance will be recognized and used by
all people. Men will not pile up fortunes one day and lose
them the next, for they will no longer fear the integrity
of their neighbors nor try to keep their neighbor's share
from him.

Is this an impractical utopia? The answer depends on you.
Just as soon as you individually recognize the omnipresent
substance and put your faith in it, you can look for others
around you to do the same. "A little leaven leaveneth the
whole lump," and even one life that bears witness to the
truth of the prosperity law will quicken the consciousness
of the whole community.

Whoever you are and whatever your immediate need, you can
demonstrate the law. If your thoughts are confused, become
still and know. Be still and know that you are one with the
substance and with the law of its manifestation. Say with

I am strong, immovable Spirit substance.


This will open the door of your mind to an inflow of
substance-filled ideas. As they come, use them freely. Do
not hesitate or doubt that they will bring results. They
are God's ideas given to you in answer to your prayer and
in order to supply your needs. They are substance,
intelligent, loving, eager to manifest themselves to meet
your need.

God is the source of a mighty stream of substance, and you
are a tributary of that stream, a channel of expression.
Blessing the substance increases its flow. If your money
supply is low or your purse seems empty, take it in your
hands and bless it. See it filled with the living substance
ready to become manifest. As you prepare your meals bless
the food with the thought of spiritual substance. When you
dress, bless your garments and realize that you are being
constantly clothed with God's substance. Do not center your
thought on yourself, your interests, your gains or losses,
but realize the universal nature of substance. The more
conscious you become of the presence of the living
substance the more it will manifest itself for you and the
richer will be the common good of all.

Do not take anyone's word for it, but try the law for
yourself. The other fellow's realization of substance will
not guarantee your supply. You must become conscious of it
for yourself. Identify yourself with substance until you
make it yours; it will change your finances, destroy your
fears, stop your worries, and you will soon begin to
rejoice in the ever-present bounty of God.


Be still and turn within to the great source. See with the
eye of faith that the whole world is filled with substance.
See it falling all about you as snowflakes of gold and
silver and affirm with assurance:

Jesus Christ is now here raising me to His consciousness of
the omnipresent, all-providing God substance, and my
prosperity is assured.

I have unbounded faith in the all-present spiritual
substance increasing and multiplying at my word.


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Chapter 2 - Lesson Two -Spiritual Mind, the Omnipresent Directive Principle of Prosperity

Spiritual Mind, the Omnipresent Directive Principle of

EVERYTHING that appears in the universe had its origin in
mind. Mind evolves ideas, and ideas express themselves
through thoughts and words. Understanding that ideas have a
permanent existence and that they evolve thoughts and
words, we see how futile is any attempted reform that does
not take them into consideration. This is why legislation
and external rules of action are so weak and transient as

Ideas generate thought currents, as a fire under a boiler
generates steam. The idea is the most important factor in
every act and must be given first place in our attention if
we would bring about any results of a permanent character.
Men formulate thoughts and thoughts move the world.

Ideas are centers of consciousness. They have a positive
and a negative pole and generate thoughts of every
conceivable kind. Hence a man's body, health, intelligence,
finances, in fact everything about him, are derived from
the ideas to which he gives his attention.

Man has never had a desire that could not somewhere,

in the providence of God, be fulfilled. If this were not
true, the universe would be weak at its most vital point.
Desire is the onward impulse of the ever-evolving soul. It
builds from within outward and carries its fulfillment with
it as a necessary corollary.

All is mind. Then the things that appear must be
expressions of mind. Thus mind is reality, and it also
appears as phenomena. The is-ness of mind is but one side
of it. Being is not limited to the level of is-ness; it has
all possibilities, including that of breaking forth from
its inherencies into the realm of appearances. Mind has
these two sides, being and appearance, the visible and the
invisible. To say that mind is all and yet deny that things
do appear to have any place in the allness is to state but
half the truth.

An idea is capable of statement as a proposition. The
statement is made in response to a desire to know
experimentally whether the proposition is capable of proof.
A number of elements are involved in the statement of a
proposition that are not integral parts of the proposition
itself but necessary to its working out. In the simplest
mathematical problem processes are used that are not
preserved after the problem is solved yet that are
necessary to its solution. The figures by the use of which
we arrived at the solution are immediately forgotten, but
they could not be dispensed with and it is to them we owe
the outcome. The exact outcome of each step in the solution
is a matter of experiment. The intermediate


steps may be changed or retracted many times, but
ultimately the problem is solved and the fulfillment of the
desired result attained. If this is true of the simplest
problem in arithmetic it is equally true of the creation of
the universe. "As above, so below." Here is where many who
have caught sight of the perfection and wholeness of the
ideal fail to demonstrate. They deny the appearance because
it does not express perfection in its wholeness.

The student in the depths of a mathematical problem who
should judge thus would erase all his figures because the
answer was not at once apparent, though he may have already
completed a good part of the process leading up to the
desired answer. We would not say that a farmer is wise who
cuts down his corn in the tassel because it does not show
the ripened ears. Do not jump to conclusions. Study a
situation carefully in its various aspects before you
decide. Consider both sides, the visible and the invisible,
the within and the without.

The very fact that you have an ideal condition or world in
your mind carries with it the possibility of its
fulfillment in expression. Being cannot shirk expression.
To think is to express yourself, and you are constantly
thinking. You may deny that the things of the outer world
have existence, yet as long as you live in contact with
them you are recognizing them. When you affirm being and
deny the expression of being, you are a "house divided
against itself."

We have all wondered why we do not understand


more truth than we do or why it is necessary to understand
at all, since God is all-wise and all-present.
Understanding is one of the essential parts of your I AM
identity. Man is a focal point in God consciousness and
expresses God. Therefore he must understand the processes
that bring about that expression. Infinite Mind is here
with all its ideas as a resource for man, and what we are
or become is the result of our efforts to accumulate in our
own consciousness all the attributes of infinite Mind. We
have learned that we can accumulate ideas of power,
strength, life, love, and plenty. How should we use these
ideas or bring them into outer expression without
understanding? Where shall we get this understanding save
from the source of all ideas, the one Mind? "But if any of
you lacketh wisdom, let him ask of God, who giveth to all
liberally and upbraideth not; and it shall be given him."

In following the principles of mathematics we use rules.
There is a rule of addition that we must observe when we
add; other rules that must be followed when we subtract or
multiply. The ideas of Divine Mind can only be expressed
when we follow the rules or laws of mind, and these rules
require understanding if we would follow them intelligently
and achieve results. Man is given all power and authority
over all the ideas of infinite Mind, and the idea of wisdom
is one of them.

Closely associated with the idea of wisdom in Divine Mind
is the idea of love. These ideas are the positive and the
negative pole of the creative


Principle. "Male and female created he them." The ideas of
God-Mind are expressed through the conjunction of wisdom
and love. God commanded that these two ideas should be
fruitful and multiply and replenish the whole earth with
thoughts in expression.

We have access to the divine realm from which all thoughts
are projected into the world. We are constantly taking
ideas from the spiritual world and forming them into our
own conception of the things we desire. Sometimes the
finished product does not satisfy or please us. That is
because we have taken the idea away from its true parents,
wisdom and love, and let it grow to maturity in an
atmosphere of error and ignorance.

In the matter of money or riches we have taken the idea of
pure substance from the spiritual realm, then have
forgotten the substance idea and tried to work it out in a
material atmosphere of thought. It was a wonderful idea,
but when we took it away from its spiritual parents wisdom
and love, it became an unruly and disappointing child. Even
if without love and understanding of substance you
accumulate gold and silver, your store will not be stable
or permanent. It will fluctuate and cause you worry and
grief. There are many people who "don't know the value of a
dollar," with whom money comes and goes, who are rich today
and poor tomorrow. They have no understanding of the
substance that is the underlying reality of all wealth.

To have adequate supply at all times, an even


flow that is never enough to become a burden yet always
enough to meet every demand, we must make union with the
Spirit that knows how to handle ideas as substance. Men
have the idea that material substance is limited, and they
engage in competition trying to grab one another's money.
Divine Mind has ideas of substance as unlimited and
everywhere present, equally available to all. Since man's
work is to express substance ideas in material form, we
must find a way to connect ideas of substance with ideas of
material expression, to adjust the ideas of man's mind with
the ideas of Divine Mind. This is accomplished by faith
through prayer.

That part of the Lord's Prayer which reads, "Give us this
day our daily bread," is more correctly translated, "Give
us today the substance of tomorrow's bread." By prayer we
accumulate in our mind ideas of God as the substance of our
supply and support. There is no lack of this substance in
infinite Mind. Regardless of how much God gives, there is
always an abundance left. God does not give us material
things, but Mind substance--not money but ideas--ideas that
set spiritual forces in motion so that things begin to come
to us by the application of the law.

It may be that you solve your financial problem in your
dreams. Men often think over their problems just before
going to sleep and get a solution in their dreams or
immediately upon awakening. This is because their minds
were so active on the intellectual plane that they could
not make contact


with the silent inner plane where ideas work. When the
conscious mind is stilled and one makes contact with the
superconsciousness, it begins to show us how our affairs
will work out or how we can help to bring about the desired

This is the law of mind. The principle is within each one
of us, but we must be spiritually quickened in life and in
understanding before we can successfully work in accord
with it. However we must not discount the understanding of
the natural man. The mind in us that reasons and looks to
the physical side of things has also the ability to look
within. It is the door through which divine ideas must
come. Jesus, the Son of man, called Himself "the door" and
"the way." It is the divine plan that all expression or
demonstration shall come through this gateway of man's
mind. But above all this are the ideas that exist in the
primal state of Being, and this is the truth of which we
must become conscious. We must become aware of the source
of our substance. Then we can diminish or increase the
appearance of our supply or our finances, for their
appearance depends entirely on our understanding and
handling of the ideas of substance.

The time is coming when we shall not have to work for
things, for our physical needs in the way of food and
clothing, because they will come to us through the
accumulation of the right ideas in our mind. We will begin
to understand that clothing represents one idea of
substance, food another, and that every manifest thing is
representative of an idea.


In the 2d chapter of Genesis this living substance is
called "dust of the ground" in the Hebrew, and Adam was
formed from it. We find that the elemental substance is in
our body. The kingdom of the heavens or the kingdom of God
is within man. It is a kingdom of substance and of Mind.
This Mind interpenetrates our mind and our mind
interpenetrates and pervades our body. Its substance
pervades every atom of our body. Are you giving it your
attention, or do you still look to outer sources for
supply? Are you meditating and praying for an understanding
of this omnipresent substance? If you are, it will come,
and it will demonstrate prosperity for you. When it does,
you are secure, for nothing can take that true prosperity
from you. It is the law that does not and cannot fail to
operate when once set in operation in the right way.

This law of prosperity has been proved time and time again.
All men who have prospered have used the law, for there is
no other way. Perhaps they were not conscious of following
definite spiritual methods, yet they have in some way set
the law in operation and reaped the benefit of its
unfailing action. Others have had to struggle to accomplish
the same things. Remember that Elijah had to keep praying
and affirming for a long time before he demonstrated the
rain. He sent his servant out the first time, and there was
no sign of a cloud. He prayed and sent him out again and
again with the same result, but at last, after repeated
efforts, the servant said he saw a little cloud. Then
Elijah told them to prepare for


rain, and the rain came. This shows a continuity of effort
that is sometimes necessary. If your prosperity does not
become manifest as soon as you pray and affirm God as your
substance, your supply, and your support, refuse to give
up. Show your faith by keeping up the work. You have plenty
of Scripture to back you up. Jesus taught it from the
beginning to the end of His ministry and demonstrated it on
many occasions. Many have done the same thing in His name.

Jesus called the attention of His followers to the inner
realm of mind, the kingdom of God substance. He pointed out
that the lilies of the field were gloriously clothed, even
finer than Solomon in all his glory. We do not have to work
laboriously in the outer to accomplish what the lily does
so silently and beautifully. Most of us rush around trying
to work out our problems for ourselves and in our own way,
with one idea, one vision: the material thing we seek. We
need to devote more time to silent meditation and like the
lilies of the field simply be patient and grow into our
demonstrations. We should remember always that these
substance ideas with which we are working are eternal ideas
that have always existed and will continue to exist, the
same ideas that formed this planet in the first place and
that sustain it now.

A great German astronomer had worked the greater part of
his life with a desire to know more about the stars. One
night, quite suddenly and strangely enough--for he had
given but little


thought to the spiritual side of things--he broke right out
into a prayer of thanksgiving because of the perfect order
and harmony of the heavens. His prayer was "O God, I am
thinking Thy thoughts after Thee." The soul of this man had
at that moment made the contact and union with infinite
Mind. But though this contact seemed to be made suddenly,
it was the result of long study and the preparation of his
mind and thought. Jesus expressed the same at-one-ment with
God at the moment of His supreme miracle, the raising of
Lazarus. His words were "Father, I thank thee that thou
heardest me. And I knew that thou hearest me always."

This gives us another side of the prosperity law. We open
the way for great demonstrations by recognizing the
Presence and praising it, by thanking the Father for
Spiritual quickening. We quicken our life by affirming that
we are alive with the life of Spirit; our intelligence by
affirming our oneness with divine intelligence; and we
quicken the indwelling, interpenetrating substance by
recognizing and claiming it as our own. We should meditate
in this understanding and give sincere thanks to the God of
this omnipresent realm of ideas because we can think His
thoughts after Him. We can thank the Father that His
thoughts are our thoughts and that our natural mind is
illumined by Spirit. We can illumine our mind any time by
affirming this thought:

I thank Thee, Father, that I think Thy thoughts after Thee
and that my understanding is illumined by Spirit.

Spiritual thoughts are infinite in their potentiality, each
one being measured by the life, intelligence, and substance
with which it is expressed. The thought is brought into
expression and activity by the word. Every word is a
thought in activity, and when spoken it goes out as a
vibratory force that is registered in the all-providing

The mightiest vibration is set up by speaking the name
Jesus Christ. This is the name that is named "far above all
rule, and authority," the name above all names, holding in
itself all power in heaven and in earth. It is the name
that has power to mold the universal substance. It is at
one with the Father-Mother substance, and when spoken it
sets forces into activity that bring results. "Whatsoever
ye shall ask of the Father in my name, he may give it to
you." "If ye shall ask anything in my name, that will I
do." There could be nothing simpler, easier, or freer from
conditions in demonstrating supply. "Hitherto [before the
name Jesus Christ was given to the world] have ye asked
nothing in my name: ask, and ye shall receive, that your
joy may be made full."

The sayings of Jesus were of tremendous power because of
His consciousness of God. They raised the God ideal far
above what had ever before been conceived. These ideas so
far transcended the thought plane of the people that even
some of the disciples of Jesus would not accept them, and
they "walked no more with him." Until fairly recent times
most men have failed to grasp the lesson of the power of
the spoken word expressing spiritual


ideas. Jesus has never been taken literally, else men would
have sought to overcome death by keeping His sayings. Few
have taken His words in full faith, not only believing them
but so saturating their minds with them that they become
flesh of their flesh and bone of their bone, being
incarnated in their very bodies, as Jesus intended.

The secret of demonstration is to conceive what is true in
Being and to carry out the concept in thought, word, and
act. If I can conceive a truth, there must be a way by
which I can make that truth apparent. If I can conceive of
an inexhaustible supply existing in the omnipresent ethers,
then there is a way by which I can make that supply
manifest. Once your mind accepts this as an axiomatic truth
it has arrived at the place where the question of processes
begins to be considered.

No one ever fully sees the steps that he must take in
reaching a certain end. He may see in a general way that he
must proceed from one point to another, but all the details
are not definite unless he has gone over the same ground
before. So in the demonstration of spiritual powers as they
are expressed through man, we must be willing to follow the
directions of someone who has proved his understanding of
the law by his demonstrations.

We all know intuitively that there is something wrong in a
world where poverty prevails and we would not knowingly
create a world in which a condition of poverty exists. Lack
of any kind is not possible in all God's universe. So when
there is an appearance


of poverty anywhere, it is our duty to deny it. Sorrow and
suffering accompany poverty, and we wish to see them all
blotted out. This desire is an index pointing the way to
their disappearance. As the consciousness of the kingdom of
heaven with its abundant life and substance becomes more
and more common among men, these negative conditions will
fade out of seeming existence.

Jesus said that all things should be added to those who
seek the kingdom of heaven. We do not have to wait until we
have fully entered the kingdom or attained a complete
understanding of Spirit before prosperity begins to be
manifest, but we do have to seek, to turn the attention in
that direction. Then things begin to be added unto us.
Thousands of people are proving the law in this age. They
accept the promise of the Scriptures and are looking to God
to supply their every need. In the beginning of their
seeking they may have little to encourage them to believe
that they will be provided for or helped along any
particular line. But they carry out the command to seek and
in faith act just as though they were receiving, and
gradually there opens up to them new ways of making a
living. Sometimes avenues are opened to them to which they
are strangers, but they find pleasant experience and are
encouraged to continue seeking the kingdom of God and
rejoicing in its ever increasing bounty.

Many such people today are wisely using their one talent.
They may not have seen the holy of holies in the inner
sanctuary, but they are getting


closer to it. This is the step we must all take: begin to
seek this kingdom of God's substance. Trust in the promise
and see the result in the mental currents that are set in
motion all about us. You may not be able to see at just
what point success began, or what separate word of
allegiance to the Father first took effect, but as the
weeks or months go by you will observe many changes taking
place in your mind, your body, and your affairs. You will
find that your ideas have broadened immensely, that your
little limited world has been transformed into a big world.
You will find your mind more alert and you will see clearly
where you were in doubt before, because you have begun
thinking about realities instead of appearances. The
consciousness of an omnipotent hand guiding all your
affairs will establish you in confidence and security,
which will extend to the body welfare and surroundings.
There will be a lessening or entire absence of prejudice
and faultfinding in you. You will be more forgiving and
more generous and will not judge harshly. Other people will
feel that there has been a change in you and will
appreciate you more, showing it in many ways. Things will
be coming your way, being added unto you indeed according
to the promise.

All this is true not only of your own affairs. The effects
extend also to those with whom you come in contact. They
will also become more prosperous and happy. They may not in
any way connect their improvement with you or your
thoughts, but that does not affect the truth about it. All
causes are essentially


mental, and whoever comes into daily contact with a high
order of thinking must take on some of it. Ideas are
catching, and no one can live in an atmosphere of true
thinking, where high ideas are held, without becoming more
or less inoculated with them.

Do not expect miracles to be performed for you, but do
expect the law with which you have identified yourself to
work out your problem by means of the latent possibilities
in and around you. Above all, be yourself. Let the God
within you express Himself through you in the world without.

"Ye are gods,

And all of you sons of the Most High."

The idea of God covers a multitude of creative forces. In
this case you are working to bring prosperity into your
affairs. Hence you should fill your mind with images and
thoughts of an all-providing all-supplying Father. The
ancient Hebrews understood this. They had seven sacred
names for Jehovah, each one of which represented some
specific idea of God. They used the name Jehovah-jireh when
they wished to concentrate on the aspect of substance. It
means "Jehovah will provide," the mighty One whose presence
and power provides, regardless of any opposing
circumstance. To quicken the consciousness of the presence
of God the Hebrews used the name Jehovah-shammah which
means "Jehovah is there," "the Lord is present." Realize
the Lord present as creative mind, throbbing in the ether
as living productiveness.


Charge your mind with statements that express plenty. No
particular affirmation will raise anyone from poverty to
affluence, yet all affirmations that carry ideas of
abundance will lead one into the consciousness that
fulfills the law. Deny that lack has any place or reality
in your thought or your affairs and affirm plenty as the
only appearance. Praise what you have, be it ever so
little, and insist that it is constantly growing larger.

Daily concentration of mind on Spirit and its attributes
will reveal that the elemental forces that make all
material things are here in the ether awaiting our
recognition and appropriation. It is not necessary to know
all the details of the scientific law in order to
demonstrate prosperity. Go into the silence daily at a
stated time and concentrate on the substance of Spirit
prepared for you from the foundation of the world. This
opens up a current of thought that will bring prosperity
into your affairs. A good thought to hold in this
meditation is this:

The invisible substance is plastic to my abundant thought,
and I am rich in mind and in manifestation



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Chapter 3 - Lesson Three - Faith in the Invisible Substance, the Key to Demonstration

IN THIS LESSON we are considering the subject of faith
especially as it applies to the demonstration of
prosperity. In this study, as in all others, we must start
in the one Mind. God had faith when He imaged man and the
universe and through His faith brought all things into
being. Man, being like God, must also base his creations on
faith as the only foundation. Here then is our starting
point in building a prosperity consciousness and making our
world as we would have it. We all have faith, for it is
innate in every man. Our question is how we may put it to
work in our affairs.

Jesus gave us our best understanding of faith when He
described Peter as a "rock" and asserted that His church,
the ecclesia or "called-out ones," was to be built up with
this rock or faith as its sure foundation. In this sense
faith represents substance, the underlying, basic principle
of all manifestation. "Now faith is assurance of things
hoped for, a conviction of things not seen."

It is quite possible to possess a reality that cannot


be seen, touched, or comprehended by any of the outer
senses. It is faith when we are fully conscious of "things
not seen" and have the "assurance of things" not yet
manifest. In other words, faith is that consciousness in us
of the reality of the invisible substance and of the
attributes of mind by which we lay hold of it. We must
realize that the mind makes real things. "Just a thought"
or "just a mere idea," we sometimes lightly say, little
thinking that these thoughts and ideas are the eternal
realities from which we build our life and our world.

Faith is the perceiving power of the mind linked with a
power to shape substance. You hear of a certain proposition
that appeals to you and you say, "I have faith in that
proposition." Some man whose character seems right is
described to you and you say, "I have faith in that man."
What do you mean by having faith? You mean that certain
characteristics of men or things appeal to you, and these
immediately begin a constructive work in your mind. What is
that work? It is the work of making the proposition or man
real to your consciousness. The character and attributes of
the things in your mind become substantial to you because
of your faith. The office of faith is to take abstract
ideas and give them definite form in substance. Ideas are
abstract and formless to us until they become substance,
the substance of faith.

A very important work in soul culture is the establishment
of a faith substance. Once we discern this law of soul
building by faith, we find the Hebrew


Scriptures full of illustrations of it. The 1st chapter of
Luke's Gospel tells us how Elisabeth and Zacharias were
told by an angel that they would have a son and that his
name would be John. Zacharias was burning incense at the
altar in the exercise of his duties as a priest. This means
that when the mind is looking toward Spirit, even if it be
in a blind way, and is seeking spiritual things, it will
become spiritualized. The burning of incense typifies
spiritualization. Zacharias represents the perceptive and
Elisabeth the receptive qualities of the soul. When these
two work in conjunction in prayer, meditation, and
aspiration, the soul is open to the higher thoughts or
angels that bring the promise of a new and definite state
of consciousness. Zacharias doubted the promise of a son
because his wife was past the age of childbearing, and
because of his doubts he was stricken dumb. This means that
when we perceive spiritual Truth and doubt it, we retard
its outer expression; it cannot be spoken into
manifestation through us because of our doubt. All the
growth is then thrown upon the soul. Elisabeth "hid herself
five months," but when the soul begins to feel the presence
of the new ego or new state of consciousness, then we again
come into faith expression: the speech of Zacharias is
restored.It was the same way in the bringing forth of Jesus. A
promise was first made to Mary, and Joseph was assured that
the child was the offspring of the Holy Spirit. This
represents a still higher step in the work of faith. The
bringing forth of John the Baptist


is the intellectual perception of Truth. The intellect
grasps Truth first. The next step is the bringing forth of
substance and life in the subconsciousness. When we have
given ourselves entirely to Spirit, we may do things
without knowing exactly why. That is because faith is at
work in us, and even if we do not know the law and cannot
explain faith to the outer consciousness, it continues to
do its perfect work and eventually brings forth the

Do not fear the power that works out things in the
invisible. When you get a strong perception of something
that your inner mind tells you is true and good, act on it
and your demonstration will come. That is the way a living
faith works, and it is the law of your creative word.

Faith can also have understanding added to it. We call our
spiritual faculties out of our subconsciousness. When Jesus
did some of His most remarkable works He had with Him
Peter, James, and John; Peter represents faith, James
wisdom or judgment, and John love. These three faculties
when expressed together in mind accomplish apparent
miracles. You have called out faith in things spiritual,
you have faith in God, and you have cultivated your unity
with the one Mind; if you then use spiritual judgment and
do your work in love, you have become "a teacher in Israel."

In order to have understanding of the law through which we
gain or lose in the use of the invisible substance, we must
use discrimination or judgment. There is a guiding
intelligence always


present that we can lay hold of and make our own. It is
ours. It belongs to us and it is our birthright both to
know it and to use it. Some metaphysicians mistakenly think
that they must have hard experiences in order to appreciate
the better things of life. They think poverty is a blessing
because it educates people to the appreciation of plenty
when they get it. They say that it is God's will for us to
have some hard times and some good times, feasts and
famines. This is not logically true when you consider God
as principle. If you think of God as a man who arbitrarily
gives or withholds by the exercise of His personal will,
you might reach such a conclusion. But God is changeless,
and if He gives one moment He will continue to give
eternally. It is His nature to give, and His nature is
eternally the same. When you talk of hard times, famines,
lack, you are talking of something that has no place in the
Mind of God. You are not acknowledging God in all your ways
but are acknowledging error and affirming that the world
has its source in outer things. You must turn around and
get into this consciousness, that in Mind, in Spirit, there
is abundance.

We often wonder how Jesus could multiply the five loaves
and two fishes to meet the hunger of five thousand persons.
It was done through a thorough understanding of this law.
The five loaves represent the five-sense application of
divine substance. The two fishes represent the yeast or
multiplying power put into the substance, the source of the
increase. We are told that if the yeast of a single setting


bread were allowed to increase, it would fill a space
larger than this planet. This shows that there is no limit
to the increasing power of elemental substance. It is for
us to use as Jesus used this power. It was not a miracle
but something that we all have within us as an unawakened
ability and that we can learn to develop and use as Jesus

Jesus entered into the silence; prayed and blessed the
substance at hand. If we would multiply and increase the
power, substance, and life in us and at our command, we
must get very still and realize that our resource is
Spirit, that it is God, and that it is here in all its
fullness. We must make contact with it in faith. Then we
shall find it welling up within us. Some of you have no
doubt had that experience. But if you just let it ooze away
without understanding it, you get no benefit. Here is the
key to this life and substance you feel when you sit in the
silence. You must begin to speak these words with power and

When there is world-wide belief in financial depression,
lack of circulation, stagnation, things do not go as we
expect and we develop fear, a belief in lack of circulation
of money. But if we know the law, we do not come under this
fear thought. At any time many persons make money; they use
this law and take advantage of opportunity. We should bless
everything that we have, for we can increase and multiply
what we have by speaking words. Jesus said that His words
were spirit and life. Did you ever think that your word is
charged with great


spiritual life force? It is. Be careful of your words. Man
shall be held accountable for his lightest word. If you
talk about substance in a negative way, your finances will
be decreased, but if you talk about it in an appreciative,
large way, you will be prospered.

If we could release the energy in the atoms the scientists
tell us about, we could supply the world. This power lies
within every one of us. We can begin by freeing the little
ideas we have and making them fill the world with thoughts
of plenty. We must realize that all power is given to us in
heaven and in earth, as Jesus said. He told His apostles
that they should receive power when the Holy Spirit had
come upon them. They were told to go up into that upper
room, in the crown of the head, where spiritual forces
begin the formation of new ideas. After you get into the
spiritual consciousness and receive the quickening, speak
the word with authority and power, concentrating the
attention at the power center in the throat. We find it
effective to speak the words aloud and then sink back to
"the other side" (Galilee), as Jesus often did, to rest and
speak them again silently. You can send forth this
vibratory energy of Spirit and break down the inertia
caused by thoughts of fear and lack, carve out ways, open
new avenues to the demonstration of your good.

To bring forth these undeveloped spiritual qualities we
must believe in them. "For he that cometh to God must
believe that he is." Lord, keep us from unbelief, from
leaning on the things we see, from judging according to


You can conjure up in your mind a thousand imaginary things
that will seem real to you. This shows that the mind
creates by forming things according to its ideas. The world
is awakening in a wonderful way to the truth about the
creative power of the mind. Everywhere people are studying
psychology or soul culture. The imagination builds things
out of the one substance. If you will associate faith with
it in its creative work, the things you make will be just
as real as those that God makes. Whatever you make in mind
and really put faith in will become substantial. Then you
must be constantly on your guard as to what you believe, in
order that you may bring what is for your good into

In what do you have faith? In outer things? If so, you are
building shadows without substance, shadows that cease as
soon as your supporting thought is withdrawn from them,
forms that will pass away and leave you nothing. If you
would demonstrate true prosperity, you must turn from
things and, as Jesus told His disciples, "have faith in
God." Do not have faith in anything less than God, in
anything other than the one Mind, for when your faith is
centered there, you are building for eternity. Mind and the
ideas of Mind will never pass away. There will never be an
end to God. There will never be an end to Truth, which God
is. There will never be an end to substance, which God is.
Build with the divine substance, cultivate faith in
realities and "lay up for yourselves treasures in heaven."


The foundation of every work is an idea. Faith is that
quality of mind which makes the idea stand out as real, not
only to ourselves but to others. When others have faith in
the thing you are doing, making, or selling, they see it as
real and worth while. Then your success and your prosperity
are assured. Only that exists in whose becoming really
visible or valuable you have great faith. If you say and
believe, "I have faith in the substance of God working in
and through me to increase and bring abundance into my
world," your faith will start to work mightily in the mind
substance and make you prosperous. Whatever you put into
substance along with faith will work out in manifestation
in your world. We have seen it done and we have proved the
law too many times to have any doubt.

The Scriptures are filled with illustrations of this
activity of bringing things to pass through faith in
substance. The characters of whom we read in the Scriptures
represent ideas carrying forward their work in human souls.
If we think that they existed only as people of thousands
of years ago, we put our faith back thousands of years,
instead of letting it work for us this minute in our
everyday affairs of life. To demonstrate as Jesus did we
must put our faith in the one substance and say, "I have
faith in God."

You demonstrate prosperity by an understanding of the
prosperity law and by having faith in it, not by appealing
to the sympathy of others, trying to get them to do
something for you or give you something.


Faithfulness and earnestness in the application of the
prosperity law will assure you of success.

"Every good gift and every perfect gift is from above,
coming down from the Father of lights, with whom can be no
variation, neither shadow that is cast by turning."

"In all thy ways acknowledge him,

And he will direct thy paths."

Let us all know that just now we are in the very presence
of creative Mind, the Mind that made the universe and
everything in it. This Mind is here and at work right now
as much as it ever was or ever will be. When we fully
realize this, we increase the activity of Mind in us
immeasurably. You must realize that God is Spirit and that
Spirit is very real and powerful, and by far the most
substantial thing in all the world.

It may be hard for those who have become attached to
material things to realize that there is an invisible real
life and substance that is much more substantial and real
than the material. The men of science tell us that the
invisible forces have a power that is millions of times
more real and substantial than all the material world. When
we read statements about some of the recent discoveries of
science, which everyone accepts and talks about, we are
truly amazed. Such statements made by religionists would be
called preposterous and unbelievable. Yet religion has been
making the same statements in different ways for thousands
of years. Now science is helping religion by proving them.


In comparing substance and matter as regards their relative
reality one scientific writer says that matter is merely a
crack in the universal substance. It is universal substance
that man is handling all the time with his spiritual mind.
Through your thoughts you deal with the wonderful spiritual
substance, and it takes form in your consciousness
according to your thought about it. That is why we must
hold the thought of divine wisdom and understanding: so
that we may use these creative mind powers righteously. We
use them all the time either consciously or unconsciously
and we should use them to our advantage and blessing.

Every time you say, "I am a little short of funds," "I
haven't as much money as I need," you are putting a limit
on the substance in your own consciousness. Is that wisdom?
You want a larger supply, not a limited supply of
substance. Therefore it is important to watch your thoughts
so that the larger supply may come through your mind and
into your affairs. Say to yourself, "I am God's offspring,
and I must think as God thinks. Therefore I cannot think of
any lack or limitation." It is impossible that in this
universal Mind that fills everything there can be any such
thing as absence. There is no lack of anything anywhere in
reality. The only lack is the fear of lack in the mind of
man. We do not need to overcome any lack, but we must
overcome the fear of lack.

This fear of lack led men to speculate in order to
accumulate substance and have a lot of it stored up. This
caused a still greater fear of lack in other


men, and the situation grew worse and worse until it became
generally believed that we must pile up the material
symbols of substance for a possible lack in the future. We
have tried that system and found that it fails us every
time. We must learn to understand the divine law of supply
and the original plan, which is that we have each day our
daily bread. That is all we really want, just the amount of
things we need for today's use, plus the absolute assurance
that the supply for tomorrow's needs will be there when
tomorrow comes. This assurance cannot be found in hoarding
or piling up, as we have learned by experience. It can be
had if we have faith and understand the truth about
omnipresent, always available substance. Anything less than
today's needs is not enough. Anything more than we need for
today is a burden. Let us start with the fundamental
proposition that there is plenty for you and for me and
that the substance is here all the time, supplying us with
every needful thing, according to our thought and word.

In the morning, immediately upon awakening, take a quiet
meditative thought. A good foundation statement to hold in
the silence is:

"Let the words of my mouth and the meditation of my heart

Be acceptable in Thy sight,

O Jehovah, my rock, and my redeemer."

Think of the meaning of these words as you meditate on
them. The words of your mouth and the thoughts of your
heart are now and always molding


the spiritual substance and bringing it into manifestation.
They will not be acceptable to the Lord unless they bring
into manifestation things that are true, lovely, and
altogether good. After your morning meditation, when you
have declared the omnipresence and the allness of the good,
receive it as true and go forth to the day's activities
with faith that all things needful are provided and your
good must come. The soil and substance omnipresent has many

Jesus called it the kingdom of the heavens. Moses in
Genesis named it the Garden of Eden. Science says it is the
ether. We live in it as fishes live in the sea, and it
lives in us and supplies us with all things according to
our thoughts. When you start to your work, pause a moment
and declare: "I set God before me this day, to guide and
guard, to protect and prosper me." Or: "The Spirit of the
Lord goes before me this day and makes my way successful
and prosperous." Make this your proclamation for the day.
Decree it to be so, and the Lord will bring it to pass.
During the day, if a thought of lack or limitation should
for a moment disturb you, banish it at once with the
statement: "Jehovah is my shepherd; I shall not want."

When your mind comes around again to the subject of
prosperity, realize most strongly that your prosperity
comes from God. It came with you from God, from your
contact with God-Mind in your silence, and your prosperity
is right with you wherever you are. Supply may seem to come


outer channels, but your real success depends on your inner
hold on the prosperity realization. Be thankful for supply
that comes through outer channels, but do not limit God's
giving to any one channel. Look unto Him and be prospered.

Some Prosperity Prayers

I am always provided for because I have faith in Thee as my
omnipresent abundance.

I have faith in Thee as my almighty resource and I trust
Thee to preserve me in my prosperity.

I trust the universal Spirit of prosperity in all my
affairs. I come to God because I believe that He is and
that He is a rewarder of them that seek alter Him.


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Chapter 4 - Lesson Four - Man, the Inlet and Outlet of Divine Mind

THE POSSESSIONS of the Father are not in stocks and bonds
but in the divine possibilities implanted in the mind and
soul of every man. Through the mind of man ideas are
brought into being. Through the soul of man God's wealth of
love finds its expression.

It is well said that the mind is the crucible in which the
ideal is transmuted into the real. This process of
transformation is the spiritual chemistry we must learn
before we are ready to work intelligently in the great
laboratory of the Father's substance. There is no lack of
material there to form what we will, and we can all draw on
it as a resource according to our purpose. Wealth of
consciousness will express itself in wealth of

One who knows Principle has a certain inner security given
him by the understanding of God-Mind. Our affirmations are
for the purpose of establishing in our consciousness a
broad understanding of the principles on which all life and
existence depend. Our religion is based on a science in


ideas are related to Principle and to other ideas in a
great universal Mind that works under mental laws. It is
not a new religion nor a religious fad but points out the
real and the true in any religion. If you know Principle,
you are able to know at once whether a religion is founded
on facts or has a basis of man-made ideas.

In order to demonstrate Principle we must keep establishing
ourselves in certain statements of the law. The more often
you present to your mind a proposition that is logical and
true the stronger becomes that inner feeling of security to
you. The mind of man is built on Truth and the clearer your
understanding of Truth is the more substantial your mind
becomes. There is a definite and intimate relation between
what we call Truth and this universal substance of Being.
When the one Mind is called into action in your mind by
your thinking about it, it lays hold of the substance by
the law of attraction or sympathy of thought. Thus the more
you know about God the more successful you will be in
handling your body and all your affairs. The more you know
about God the healthier you will be, and of course the
healthier you are the happier, more beautiful, and better
you will be in every way. If you know how to take hold of
the universal substance and mold it to your uses, you will
be prosperous. Mind substance enters into every little
detail of your daily life whether you realize the Truth or
not. However, to establish yourself in a certain security
in the possession and use of universal life, love,
intelligence, and


substance, you must get a consciousness of it by first
mentally seeing the Truth.

All true action is governed by law. Nothing just happens.
There are no miracles. There is no such thing as luck.
Nothing comes by chance. All happenings are the result of
cause and can be explained under the law of cause and
effect. This is a teaching that appeals to the innate logic
of our mind, yet we sometimes feel like doubting it when we
see things happen that have no apparent cause. These
happenings that seem miraculous are controlled by laws that
we have not yet learned and result from causes that we have
not been able to understand. Man does not demonstrate
according to the law but according to his knowledge of the
law, and that is why we must seek to learn more of it. God
is law and God is changeless. If we would bring forth the
perfect creation, we must conform to law and unfold in our
mind, body, and affairs as a flower unfolds by the
principle of innate life, intelligence, and substance.

The United States Congress establishes laws that rule the
acts of all American citizens. Those who keep the laws are
rewarded by the protection of the law. Congress does not
see to it that men obey the laws. That is left to the
executive department of the government. The same thing is
true of the universal law. God has ordained the law but
does not compel us to follow it. We have free will, and the
manner of our doing is left entirely to us. When we know
the law and work with it, we are rewarded by its protection
and use it to our good. If we break the


universal law, we suffer limitations, just as a convicted
lawbreaker is limited to a cell or prison. The Holy Spirit
is the executive official through whom Divine Mind enforces
its laws.

You can see from this consideration that God has bestowed
the power of Divine Mind on every man. You are using your
organism, body, mind, and soul, to carry out a law that God
established as a guide for all creation. If you righteously
fulfill this mission, you cannot fail to get the righteous
results. If you fail to live in accordance with the
law--well, that is your affair. God cannot help it if you
are not following the law and by it demonstrating health,
happiness, prosperity, and all good. Blackstone said that
law is a rule of action. So with God's law: if you follow
the rules of action, you will demonstrate Truth. You will
have all that God has prepared for you from the foundation
of the world.

What are the rules of the law? First, God is good and all
His creations are good. When you get that firmly fixed in
your mind, you are bound to demonstrate good and nothing
but good can come into your world. If you let in the
thought that there is such a thing as evil and that you are
as liable to evil as to good, then you may have conditions
that conform to your idea of evil. But remember, evil and
evil conditions are not recognized by Divine Mind. If you
have thought of evil as a reality or as having any power
over you, change your thought at once and begin to build up
good brain cells that never heard about anything but good.
Pray thus: I am a


child of the absolute good. God is good, and I am good.
Everything that comes into my life is good, and I am going
to have only the good. Establish this consciousness and
only the good will be attracted to you and your life will
be a perpetual joy. I cannot tell you why this is true but
I know that it is and that you can prove it for yourself to
your satisfaction.

If you will start right now with the idea of universal and
eternal goodness uppermost in your mind, talk only about
the good, and see with the mind's eye everything and
everybody as good, then you will soon be demonstrating all
kinds of good. Good thoughts will become a habit, and good
will manifest itself to you. You will see it everywhere.
And people will be saying of you, "I know that that man is
good and true. I have confidence in him. He makes me feel
the innate goodness of all men." That is the way in which
the one Mind expresses itself through man. It is the law.
Those who live in accordance with the law will get the
desired results. Those who fail to do so will get the
opposite results.

The law also applies to our demonstrations of prosperity.
We cannot be very happy if we are poor, and nobody needs to
be poor. It is a sin to be poor. You may ask whether Jesus
cited any example of poverty's being a sin? Yes. You will
find it in the story of the prodigal son. That is often
used as a text to preach to moral sinners, but a close
study of it shows that Jesus was teaching the sin of lack
and how to gain plenty. It is a wonderful prosperity lesson.

The prodigal son took his inheritance and went


into a far country, where he spent it in riotous living and
came to want. When he returned to his father's house he was
not accused of moral shortcoming, as we should expect.
Instead the father said, "Bring forth quickly the best robe
and put it on him." That was a lesson in good apparel. It
is a sin to wear poor clothes. This may seem to some to be
rather a sordid way of looking at the teaching of Jesus,
but we must be honest. We must interpret it as He gave it,
not as we think it ought to be.

The next act of the father was to put a gold ring on the
prodigal's finger, another evidence of prosperity. The
Father's desire for us is unlimited good, not merely the
means of a meager existence. The ring symbolizes the
unlimited, that to which there is no end. It also
represents omnipresence and omnipotence in the manifest
world. When the father gave that ring to the son, he gave
him the key to all life activity. It was the symbol of his
being a son and heir to all that the father had. "All that
is mine is thine." The Father gives us all that He has and
is, omnipotence, omniscience, all love, and all substance
when we return to the consciousness of His house of plenty.

"Put ... shoes on his feet" was the father's next command
to the servants. Feet represent that part of our
understanding that comes into contact with earthly
conditions. In the head or "upper room" we have the
understanding that contacts spiritual conditions, but when
we read in Scripture anything about the feet, we may know
that it refers to our


understanding of things of the material world.

The next thing the father did for his returned son was to
proclaim a feast for him. That is not the way we treat
moral sinners. We decree punishment for them; we send them
to jail. But the Father gives a feast to those who come to
Him for supply. He does not dole out only a necessary
ration but serves the "fatted calf," universal substance
and life in its fullness and richness.

The parable is a great lesson on prosperity, for it shows
us that people who are dissipating their substance in sense
ways are sinners and eventually fall into a consciousness
of lack. It also proves that they may become lawful and
prosperous again by returning to the Father-Mind. When
there are so many lessons in the Bible for moral
delinquents, there is no need to twist the meaning of this
parable to that purpose. It is so plainly a lesson on the
cause of lack and want. Jesus expressly states that the
youth wasted his substance in a "far country," a place
where the divine law of plenty was not realized. There is a
very close relation between riotous living and want.
Persons who waste their substance in sensation come to want
in both physical and financial ways. If we would make the
right use of the divine substance and the divine law, we
must come back to the consciousness of the Father and
conserve our body substance. Then health and prosperity
will become naturally manifest. If we are not resourceful
or secure in our use of the one divine substance, we are
not secure in anything. Substance is a very important


thing in our world, in fact the foundation of it. Therefore
we should be secure in our understanding of it and use it
according to God's law.

Then let us enter into the very Truth of Being and observe
the divine law. Let us realize that our Father is always
here and that we are in a "far country" only when we forget
His presence. He is constantly giving us just what we will
acknowledge and accept under His law. We can take our
inheritance and divorce ourselves in consciousness from the
Father, but we shall suffer the results, for then we shall
not do things in divine wisdom and divine order, and there
will be a "famine" in that land. Let us rather seek the
divine wisdom to know how to handle our substance and the
law of prosperity will be revealed to us. To come into this
realization, declare with faith and all assurance: The
all-providing Mind is my resource, and I am secure in my

Primitive men did not contend for the products of nature so
long as they could easily pick the fruits from the trees
and sleep beneath the branches. When they began to live in
caves contention arose over the best places, and the
strongest were usually the victors. "Success leads to
success." Those who were able to take the best did so and
proved the law that "whosoever hath, to him shall be given,
and he shall have abundance." This seems at first thought
to be an unjust law, but it has always prevailed in the
affairs of the world. Jesus, the greatest of
metaphysicians, taught it as a divine law and gave it His


commendation. He could not have done otherwise, for it is a
righteous law that man shall have what he earns, that
industry, effort, and ability be rewarded and laziness

This law operates in every department of being. Those who
seek the things that the material realm has to offer
usually find them. Those who strive for moral excellence
usually attain that goal. Those who aspire to spiritual
rewards are also rewarded. The law is that we get what we
want and work for, and all experience and history have
proved it a good law. If this law were removed, world
progress would cease and the race become extinct. Where
there is no reward for effort, there will be no effort and
society will degenerate. We may talk wisely about the inner
urge, but when it has no outer field of action it
eventually becomes discouraged and ceases to act.

When men evolve spiritually to a certain degree, they open
up inner faculties that connect them with cosmic Mind, and
attain results that are sometimes so startling that they
seem to be miracle workers. What seems miraculous is the
action of forces on planes of consciousness not previously
understood. When a man releases the powers of his soul, he
does marvels in the sight of the material-minded, but he
has not departed from the law. He is merely functioning in
a consciousness that has been sporadically manifested by
great men in all ages. Man is greater than all the other
creations of God-Mind because he has the ability to
perceive and to lay hold of the ideas inherent in God-Mind
and through faith bring


them into manifestation. Thus evolution proceeds by man's
laying hold of primal spiritual ideas and expressing them
in and through his consciousness.

In the exercise of his I AM identity man needs to develop
certain stabilizing ideas. One of them is continuity or
loyalty to Truth. In the Scriptures and in life we have
many examples of how love sticks to the thing on which it
has set its mind. Nothing so tends to stabilize and unify
all the other faculties of mind as love. That is why Jesus
gave as the greatest commandment that we love God.

When you first begin to think of God as everywhere present
substance, your mind will not adhere continuously to the
idea. You will drop your attention after a while and think,
"I haven't enough to meet all our bills." There you have
made a break and have lost momentum in your ongoing, and
you must patch it up quickly. Affirm, "I am not going to be
led astray. The old ideas are error and they are nothing.
They have no power over me. I am going to stick to this
proposition. God is love, the substance of my supply."

Ruth, the Moabitish woman, became so attached to Naomi
(spiritual thought) that she would not leave her but
accompanied her back to Palestine. She was loyal and
steadfast because of her love. What was the result of her
stick-to-itiveness? She was at first a gleaner; then became
the wife of a very rich man and was immortalized as one of
the ancestresses of David. This lesson of abiding in our
highest ideals is one that we must understand. Nothing


is so important as sticking to the ideal and never giving
up the work we have set out to accomplish. Affirm the law
continuously and be loyal to it and you will become
successful in its demonstration.

You have doubtless found that there is a spiritual law that
brings into manifestation the thoughts we concentrate our
attention on, a divine universal law of mind activity that
is unfailing. Some adverse condition of your own thought
has prevented a full demonstration. Do not let this swerve
you from your loyalty to the law. You may seem to attain
results very slowly, but that is the best reason for
sticking closely to your ideal and not changing your mind.
Be loyal to Principle and the adverse condition will break
up. Then the true light will come and the invisible
substance you have been faithfully affirming will begin to
reveal itself to you in all its fullness of good.

Jesus stressed the idea that God has made abundant
provision for all His children, even to the birds of the
air and the lilies of the field. The Lord has clothed you
with soul substance as gloriously as He did Solomon. But
you must have faith in this all-providing substance of good
and by your continuity of imagination set it to forming the
things you desire. If you are persistent in working this
idea in your conscious mind, it will eventually drop down
into your subconscious mind and continue to work there
where things take form and become manifest. Invisible
substance, when your subconsciousness becomes filled with
it to the overflowing point, will


ooze out, as it were, into all your affairs. You will
become more prosperous and successful so gradually, simply,
and naturally that you will not realize that it derives
from a divine source and in answer to your prayers. We must
realize all the while however that whatever we put as seed
into the subconscious soil will eventually bring forth
after its kind and we must exercise the greatest caution so
that we do not think or talk about insufficiency or allow
others to talk to us about it. As we sow in mind so shall
we reap in manifestation.

Some of our well-meaning friends have a way of loading us
up with "hard-times" ideas that disperse this prosperity
substance that we have accumulated. Sometimes even one
adverse thought will cause it to escape; then we must go
back and patch up the broken reservoir of substance
thinking. We have to hold it in our mind in all its
fullness and we should not let go of it for a minute lest
the work of demonstration be delayed. When you retire at
night, let your last thought be about the abundance of
spiritual substance. See it filling all the house and the
minds of all the people in the house. That potent thought
will then sink into your subconsciousness and continue to
work whether you are asleep or awake.

The law of supply is a divine law. This means that it is a
law of mind and must work through mind. God will not go to
the grocery and bring food to your table. But when you
continue to think about God as your real supply, everything
in your mind begins to awaken and to contact the divine


ooze out, as it were, into all your affairs. You will
become more prosperous and successful so gradually, simply,
and naturally that you will not realize that it derives
from a divine source and in answer to your prayers. We must
realize all the while however that whatever we put as seed
into the subconscious soil will eventually bring forth
after its kind and we must exercise the greatest caution so
that we do not think or talk about insufficiency or allow
others to talk to us about it. As we sow in mind so shall
we reap in manifestation.

Some of our well-meaning friends have a way of loading us
up with "hard-times" ideas that disperse this prosperity
substance that we have accumulated. Sometimes even one
adverse thought will cause it to escape; then we must go
back and patch up the broken reservoir of substance
thinking. We have to hold it in our mind in all its
fullness and we should not let go of it for a minute lest
the work of demonstration be delayed. When you retire at
night, let your last thought be about the abundance of
spiritual substance. See it filling all the house and the
minds of all the people in the house. That potent thought
will then sink into your subconsciousness and continue to
work whether you are asleep or awake.

The law of supply is a divine law. This means that it is a
law of mind and must work through mind. God will not go to
the grocery and bring food to your table. But when you
continue to think about God as your real supply, everything
in your mind begins to awaken and to contact the divine


until he is resigned to his imagined fate. Think
prosperity, talk prosperity, not in general but in specific
terms, not as something for the other fellow but as your
very own right. Deny every appearance of failure. Stand by
your guns and affirm supply, support, and success in the
very face of question and doubt, then give thanks for
plenty in all your affairs, knowing for a certainty that
your good is now being fulfilled in Spirit, in mind, and in

A Prosperity Treatment

Twenty-Third Psalm


The Lord is my banker; my credit is good.

He maketh me to lie down in the consciousness of
omnipresent abundance;

He giveth me the key to His strongbox.

He restoreth my faith in His riches;

He guideth me in the paths of prosperity for His name's

Yea, though I walk in the very shadow of debt,

I shall fear no evil, for Thou art with me;

Thy silver and Thy gold, they secure me.

Thou preparest a way for me in the presence of the

Thou fillest my wallet with plenty; my measure runneth over.

Surely goodness and plenty will follow me all the days of
my life,

And I shall do business in the name of the Lord forever.



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Chapter 5 - Lesson Five - The Law That Governs the Manifestation of Supply

IT IS SAFE to say that all men are striving to fulfill the
law of their being, but few have understood the law. The
law is one of the most important things we can study,
because only as we come to understand it and in proportion
as we understand it can we comply with its requirements and
demonstrate our divine possibilities through it.

In reading the Scriptures we gradually raise our
consciousness of them as mere history and begin to
apprehend them as setting forth the principle or law of
life. We find the great Bible characters fitting into the
pattern of our own consciousness, where they represent
ideas. This makes the Bible a divine Book of Life rather
than merely the history of a people. The idea of the law is
symbolized by Moses. In our individual consciousness he is
denial, the negative side of the law that precedes its
affirmative expression. Moses gave the law as "Thou shalt
not." Jesus represents the law in its affirmative
expression "Thou shalt love the Lord thy God."

Moses could not go into the Promised Land, the


four-dimensional state of consciousness, for there can be
no negation there. Joshua, whose name has the same meaning
as that of Jesus, entered the Promised Land and opened the
way for the Children of Israel. He represents the first
step in mind toward that full consciousness of the
omnipresence and omnipotence of God that was attained in
Jesus. Moses was the lawgiver, and Jesus was, in His own
words, the fulfillment of the law.

We must begin to see this four-dimensional world within,
with its innate capacity for all things. Everything is
right here, all that ever was or ever could be, simply
waiting to be brought forth into manifestation. The Lord
has prepared a great feast and invited all of us to it,
just as Jesus explained in parable. We have right here
within and all around us this substance ready for our
appropriation or eating. Eating is the outer symbol of
mental appropriation. We begin to break bread by breaking
the substance of mind, everywhere abundantly provided.

We have discovered that there is within us a life force
that can be quickened into greater activity by thinking.
Everyone has at some time demonstrated that he could
overcome the negative condition of weakness by holding the
thought of strength. Sometimes the strength follows the
thought immediately, sometimes the thought must be
persistently held for days or weeks. In demonstrating the
law of ever-present abundance we should and do expect the
same results. If the demonstration seems slow in coming,
patience and persistence will win. That may be because


the poverty consciousness has a tenacious hold and takes
effort to be got rid of.

There is a law that governs the manifestation of supply,
and we may learn that law and apply it by mental
determination and faith in the logical sequences of
spiritual realities. We have thought that the laws of God
were mysterious and sacred, far removed from the ordinary
individual, and that we had better try first to learn the
laws of food, of medicine, of a thousand other secondary
things. A strict metaphysician looks on all these temporal
laws as secondary to the one law of God. That one law, we
are told, is to be written in our heart, our inward parts.
Then there is something within us that naturally responds
to the law of God. If we accept this as true, that we know
the one law by an inner intelligence and that all other
laws are secondary to it, we are in a position to get
results, to demonstrate prosperity.

In the natural world about us we see that everything is
governed by law. We are told that the whole animal kingdom
is guided by instinct. Many theories have been advanced to
explain instinct in terms of material thought. Some
philosophers have stated that it is something handed down
from one generation to the next, incorporated in germ
cells. Whether this is true or not, there is every evidence
that there is a law either in or around the cells that
controls their formation and duplicates the pattern laid
down ages ago in Mother Eve and Father Adam. This is the
law written in our inward parts, which is not a


figure of speech but a recognized fact. We must look within
for the law and not without. The laws we find in the outer
are the secondary laws. The infinite, creative Mind has
given to every one of us a key to the workings of this
unfailing inner law. It is that everything we touch
mentally or physically represents substance and that it is
limited only by ourselves in our thought capacity. We
cannot ask God for more substance, for the universe is full
of it. We can and should ask for understanding to lay hold
of it with our mind; that is, for an increase in our
capacity. Back of the substance is the substance idea, and
man is related to the cause side of this idea through his
oneness with God.

You may think that you could live better and do more good
if you had lots of money. Things would not be a bit better
with you if you had a million dollars, unless you also had
the understanding to use it for the good of yourself and
others. Would you give a child a million dollars to go buy
candy and ice cream for himself? We must evolve with our
possessions until we get the ability to handle them. Then
the law is fulfilled. The supply unfolds at the same rate
as the need or ability to use substance is developed. Let
us realize this law of unfolding substance and get busy to
fulfill it in ourselves by developing our understanding and
appreciation of it. We should pray for just as much each
day as we need or can handle. "Give us this day our daily
bread" is a prayer that conforms to the divine law and
answers itself.


Infinite Mind has a lawful way for providing its children
with supply for all their needs. Nothing is left to chance.
God feeds the birds of the air and clothes the lilies of
the field, and He will feed and clothe us unless we make it
impossible by our refusal to accept His bounty. Paul said
that the fulfilling of the law is love. That is exactly
what we must do, love the Lord and love our neighbor as
ourselves, and love our work. The law is there, in our
inward parts, in our very heart. We know what to do. We
don't have to pray or beg for God to give us anything. All
we need do is to meditate quietly and affirm the presence
and power of the great Giver of all, and then accept the
gifts. To be true to the law is to stop looking to the
without and to look within for supply. Looking to the
within means fixing the mind on God as an ever-present
Spirit that is also substance and power. Wrapped up within
each of us is a great richness of thoughts. These thoughts
are prisoners in the subconsciousness only waiting to be
set free to go to work for us. They are waiting for the
coming of the Son of God, who releases the prisoners and
sets the captives free. This Son is now seeking expression
in you; is you. Release your rich thoughts, set free your
innate powers, and take from the rich substance of the
Father what you will.

Through faith in the overcoming power of Jesus Christ, the
sense mind will be overcome and the spiritual mind brought
into control of your life and affairs. The sense mind is
filled with lacks and limitations; the spiritual mind knows
only limitless abundance.


You are linked with the universal spiritual mind through
the Christ Mind. It is through the Christ Mind that all
things come to you; it is the channel to the all-mind of
the Father. Make the unity of wholeness with the Christ
Mind. Hold that you are master with the Master, one with
the all-providing substance and that your prosperity
runneth over. As you begin this process of unifying
yourself consciously with the inner life and substance, it
will begin to well up within you and to overflow into your
affairs, so that you will be prosperous. Remain true to
this inner life no matter what the outer appearance may be,
and you cannot help but bring the good things of life into

All manifest substance flows from a realm of light waves,
according to the findings of modern physical science. James
says, "Every good gift and every perfect gift is from
above, coming down from the Father of lights." This is an
exact statement of a scientific law, even to the use of the
plural form of the word "lights," for as science states,
one or more light particles, electrons, form the atom that
is the basis of all material manifestation. God ideas then
are the source of all that appears. Accept this as an
absolute truth, an all-productive truth, and consciously
connect your mind with the Father-Mind. Then you will begin
to realize a never-failing prosperity that comes from Being

The German philosopher and poet Goethe says, "The highest
and most excellent thing in man is formless, and we should
guard against giving it


shape in anything less than noble dress." This is a
recognition of the truth that man has the capacity within
himself to give form to the formless substance. Jesus
expressed the law by saying, "Whatsoever thou shalt bind on
earth shall be bound in heaven; and whatsoever thou shalt
loose on earth shall be loosed in heaven." This heaven is
the realm of pure ideas in Mind. We are constantly
incorporating these ideas into our mind and giving them
form and shape according to our loyalty to Truth.

To every metaphysician this is a very important and very
delicate process, because it is through this that we
develop our soul. This soul development is often compared
to the development of a photographic plate. The light puts
the image on the sensitive plate in the first place, or as
James says, it is a gift from "the Father of lights." There
is then an image on the plate, but it is invisible and
unmanifest until it goes through a developing process.
Infinite Mind has imaged all its attributes in the soul of
every man. But man must develop this image into the clear
picture, and much of that work must be done in the dark
with perfect faith in the law of manifestation. The
photographer works in the darkroom, putting the plate
through many processes. Sometimes the developer may make an
error in some of the operations and the plate will come out
with an imperfect image. So the human manifestation
sometimes seems distorted, but the image of perfection
imprinted by creative Mind is there. This perfect image is
"Christ in you, the hope of glory."


Our body and affairs are first proofs of the development of
the picture, but floating in our mind are the higher ideas,
the real image to be developed. Our mind is engaged more or
less in a chemical process. It is hard to find a line of
demarcation between physical and mental chemistry, for they
follow the same law. However what has been imaged can be
brought out by the proper method of development. Whatever
you image yourself as doing, you can do.

In our human understanding we have divorced this imaging
power of the mind from the executive power. Now let us
bring them together and unify them, for when imagination
and will work together all things are possible to man. The
will is symbolized in Scripture by the king. King Solomon
was probably the world's richest man, and in so far as the
world is concerned he was a great success. He demonstrated
prosperity. He did not ask God for riches. Let us note that
carefully. He asked God for wisdom, for ideas. God is mind
and His gifts are not material but spiritual, not things
but ideas. Solomon asked for and received the ideas and
then developed them himself. Because he was wise all the
world came to his court seeking wisdom and bringing riches
in exchange for it. The King of Tyre brought the material
he needed to build the Temple. The Queen of Sheba brought
him great quantities of gold. From this we should get our
cue: ask God for rich ideas (substance) and then put them
to work in our affairs.


Do not hesitate to use the divine ideas that come to you,
but do not forget their source or foundation. There are
many people who are very active executives. The moment they
get an idea they make use of it, but oftentimes they do not
get far, because they forget the foundation on which such
ideas rest and from which we must start to build. With a
foundation of Truth, of spiritual ideas and substance we
can build an enduring structure of prosperity. It will not
be based on a false premise. It will stand when the rains
descend and the floods come and the winds blow and beat
upon it. We do not desire prosperity today and poverty
tomorrow. We should seek for the steady, day-by-day
realization of abundant supply.

Jesus understood and used this law of forming the formless
substance by the power of imagination and will. When the
woman touched the hem of His garment, some of this
substance, of which He was vividly conscious, flowed from
Him and healed her. He immediately remarked that someone
had touched Him. Many had touched Him in the throng and no
substance had left His body from those contacts, but the
woman of faith was open to receive the healing substance
and consciously appropriate it. This proved her faith, and
Jesus told her to be of good cheer, for her faith had made
her whole. The same substance was available to others who
crowded against Him, but only the one who recognized it and
laid hold of it received. Even so you and I shall receive
no benefit, although substance is everywhere around us and
in us, unless we


recognize its presence by faith and lay hold of it by the
hem of its garment (outer expression).

Jesus recognized the omnipresence of substance when He laid
hold of it to multiply the loaves and the fishes. He dwelt
in a consciousness of it at all times. Once He told the
apostles when they asked Him to eat, "I have meat to eat
that ye know not of." He built this divine substance into
His body, cell by cell, replacing the mortal flesh with the
spiritual substance, until His whole body was immortalized.
He demonstrated it and told us how it was done. He said,
"He that believeth on me, the works that I do shall he do
also; and greater works than these shall he do." Then why
are so many people poor, distressed, ill, or troubled?
There is a way, a law, and a wisdom to apply the law, and
there is an abundance of substance waiting to be formed by
each of us into whatsoever we will, when we apply that law
as a son of God.

There is an inherent faculty that instinctively lays hold
of what it calls its own. Even little children like to have
their own toys and to keep them separate from those of
other children. There is nothing to be condemned in this,
for it is the natural outworking of a divine law. It proves
that we know, somewhere in our deepest being, that we have
been provided for from the foundation of the world and are
entitled to our own portion without question. The power of
the mind to draw to us those things to which we are
divinely entitled is a power that can be cultivated and
should be.


We are now on the verge of a new state of mind in matters
financial. Let us do away with the erroneous idea that men
must be poor to be righteous. Money is man's instrument,
not his master. Money was made for man, not man for money.
Only those who put money above man and give it power in
their minds by worshiping it, are the "rich" men to whom
Jesus referred in His story about the camel and the
needle's eye. It is not money that controls men, but the
ideas they have about money. Ideas of poverty are just as
powerful to enslave men as are ideas of wealth. Every man
should be taught how to handle ideas, rather than money, so
that they serve him rather than have dominion over him.

Some physical scientists are telling us that the time is
near when men will manufacture from the ether, right at
hand, everything that they need or desire. Man will not
have to wait for seedtime and harvest when he learns to use
the power of his mind. When we have that consciousness in
which our ideas are tangible, all our demands will be
quickly fulfilled by the higher law. Throw into your ideas
all the life and power of your concentrated thought, and
they will be clothed with reality.

When Jesus went into the wilderness of His (then) untried
mental powers He was tempted to turn stones into bread. We
all have had this temptation, and most of us have succumbed
to it. We get our bread out of material things (stones)
instead of out of the words that proceed from the mouth of
God. It is the word, the idea, that feeds the soul of


man. That is admitted. But we must realize that it is the
word, the idea, that feeds the body and the affairs of man
also, for unless the word is recognized and appropriated,
there is a lack of the true substance and there is no
satisfaction in the food. Fortunately the "Father knoweth
that we have need of all these things," and in His
compassion and mercy He feeds us with the substance even
while we still try to assimilate the stones. If we would
seek first the kingdom of God, the substance, the "things"
would be added and we should consciously enjoy the fullness
of living, the abundant life of Jesus Christ.

There is a universal law of increase. It is not confined to
bank accounts but operates on every plane of manifestation.
The conscious co-operation of man is necessary to the
fullest results in the working of this law. You must use
your talent, whatever it may be, in order to increase it.
Have faith in the law. Do not reason too much but forge
ahead in faith and boldness. If you let yourself think of
any person or any outer condition as hindering your
increase, this becomes a hindrance to you, for you have
applied the law of increase to it. Fear of it may cause you
to become timid and bury your talent, which defeats the
law. Keep your eyes on the abundant inner reality and do
not let the outer appearance cause you to falter.

Do not give too close study to yourself or your present
condition. To dwell in mind upon your seeming limitations
only prolongs their stay and makes your progress slow. A
child loses sight of everything


but his increase in size. The boy sees himself as a larger
boy, even as a man. It is the childlike mind that finds the
kingdom. Then look ahead to the perfect man you are to be
in the Spirit and behold yourself as the beloved son in
whom the Father is well pleased.

God gives the increase, we are told in the Scripture. This
is to be remembered, for we so often think that increase is
the result of our personal efforts. Increase comes by the
operation of a universal law, and our part is to keep that
law. Use the talent of life, and it will expand
wonderfully. You do this by talking about life, praising
it, and giving God thanks for it. Act as though you were
alive and glad to be alive and you will gain a new
realization of life, an increase in life itself.

Never allow yourself to come under the control of the "I
can't" man. He believes in limitations, wraps his talent in
them, and hides it away in the negative earth, and no
increase is possible to him. Be positive in Spirit and you
will succeed. All the negative talents that are buried away
in the depths of material thought can be resurrected by
Spirit and made positive, put to the right use,
contributing to the increase of your good. Appetite and
passion, which are decreasing and destructive in the
material can be made increasing and constructive when
directed to the things of Spirit. "Blessed are they that
hunger and thirst after righteousness: for they shall be

If there is any lack apparent in man's world it is because
the requirements of the law of manifestation


have not been met. This law is based on mind and its
operation through thoughts and words. The key to the
operation of mind is symbolically set forth in the Genesis
account of the six days of creation. Man's mind goes
through the identical steps in bringing an idea into
manifestation. Between the perception of an idea and its
manifestation there are six definite, positive movements,
followed by a (seventh) "day" of rest, in which the mind
relaxes and sees its work in process of fulfillment.

In bringing forth a manifestation of God's abundant supply,
take the first step by saying, "Let there be light"; that
is, let there be understanding. You must have a clear
perception of the principle back of the proposition "God
will provide." The one universal, eternal, substance of
God, which is the source of all, must be discerned and
relied on, while dependence on material things must be
eliminated from thought. So long as you depend on money
alone you are worshiping a false god and have not discerned
the light. You must first enter into the understanding that
God, omnipresent, omnipotent, and omniscient, is the source
and that you can draw on this source without limit. If you
have established that light, you have begun your
demonstration and can go to the second step. A "firmament"
must be established; that is, a firm place in the mind, a
dividing of the true from the apparent. This is done
through affirmation. As you affirm God as your supply and
support, your words will in due season become substance to
you, the substance of faith.


The third step is the forming of this substance into
tangibility. "Let the dry land appear." Out of the
omnipresent substance your mind forms whatever it wants by
the power of imagination. If it is food you need, see
yourself as bountifully supplied with food. If you have
already taken the other steps, you can picture in mind the
things you desire and bring them into your manifest world.
If the other steps of understanding and faith have not been
taken first, there will of course be no demonstration, for
above all the creative law is orderly and works by
progressive steps. Many people have tried to demonstrate by
visualizing and concentrating and have failed because they
have put the third step first. They have not developed
understanding or faith. If you work according to the law,
conforming to its orderly operation as revealed in the
degrees of creation, you cannot fail, because when you have
fulfilled the law you have found the kingdom.

Jesus recognized order as a fundamental factor in the law
of increase. When He fed the multitude He made them sit
down in companies. If you study the story carefully you
will see that there was a great deal of preliminary
preparation before the demonstration was made. There was a
recognition of the seed ideas, the loaves and fishes
carried by the small boy. There was a prayer of thanks for
that supply and then it was blessed. All this preceded the
actual appearing and appropriation of the supply. Every
demonstration is based on the same law


of increase and goes through the same orderly steps.

Pray, but let your prayer be affirmative, for that is the
prayer of faith. A begging prayer filled with ifs is a
prayer of doubt. Keep praying until affirmations become a
habit of mind. The race thought of lack must be penetrated
and so charged with the truth of God's omnipresent
abundance that all consciousness of lack and poverty
disappears from the face of the earth. The more we trust to
the simplicity and infallibility of the law the better will
be our individual demonstration and the more we shall
contribute to the transformation of the race thought that
causes lack and famine. Those who make the greatest
spiritual demonstrations are not the wise of the world but
the obedient children of the law on the bosom of infinite

See what you need as already manifest and as yours. Do not
put it off to some uncertain future time. God wants you to
have it now. Remember always God's omnipresence, and if
doubts come in, do not entertain them. Say: "I trust
Omnipotence." "I refuse to be anxious about tomorrow or
even the next minute. I know that God does provide for the
fulfillment of His divine idea, and I am that divine idea."
This divine idea is the son, the perfect man, the Christ,
brought forth on the sixth day. If you would have your
inheritance, you must not omit this sixth-day realization.
God expresses Himself as man and works through man to bring
perfection into expression.

To give up all anxiety and trust in the Lord


does not mean to sit down and do nothing. "My Father
worketh even until now, and I work." We are to work as God
works; to work with God, as a son follows the occupation of
his father. We are to form what God has created. In the 1st
chapter of Genesis we see how the Father works. The various
steps in His method are clearly pointed out, and we shall
have results only as we faithfully follow them.

Some people think of prosperity as something separate from
their spiritual experience, "outside the pale" of religion.
They live in two worlds: in one for six days of the week
when man runs things, and in the other on the seventh day
when God is given a chance to show what He can do. It is
personality's demonstration when people find themselves
complaining of hard times and depression, but it is not the
way to demonstrate God in the fullness of all things. Do
all things to the glory of God seven days a week rather
than one. Take God into all your affairs. Use this thought
in the silence and bring God and His law of prosperity into
your affairs: I trust Thy universal law of prosperity in
all my affairs.



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Chapter 6 - Lesson Six - Wealth of Mind Expresses Itself in Riches

PROSPERITY, according to Webster, is an advance or gain in
anything good or desirable, successful progress toward, or
attainment of a desired object. Prosperity does not mean
the same thing to any two persons. To the wage earner an
increase of a few dollars in the weekly income may seem
like wonderful prosperity, for it means an increase in the
comfort and welfare of his family. The man who engages in
vast enterprises reckons prosperity in larger terms, and
does not consider himself prosperous unless things are
coming to him in a big way. Between these extremes are many
ideas of prosperity, which shows quite plainly that
prosperity is not in the possession of things but in the
recognition of supply and in the knowledge of free and open
access to an inexhaustible storehouse of all that is good
or desirable.

In the great Mind of God there is no thought of lack, and
such a thought has no rightful place in your mind. It is
your birthright to be prosperous, regardless of who you are
or where you may be.


Jesus said to all men, "Seek ye first his kingdom, and his
righteousness; and all these things shall be added unto
you." This does not mean that if you belong to a certain
church you will be prospered, for "righteousness" is not
conforming to some particular religious belief but to the
law of right thinking, regardless of creed, dogma, or
religious form. Get into the prosperity thought and you
will demonstrate prosperity. Cultivate the habit of
thinking about abundance everywhere present, not only in
the forms of imagination but in forms without. Jesus did
not make a separation between the two as though they were
at enmity. He said, "Render therefore unto Caesar the
things that are Caesar's; and unto God the things that are
God's." Put things in their right relation, the spiritual
first and the material following, each where it belongs,
and render to each its own.

Realize first of all that prosperity is not wholly a matter
of capital or environment but a condition brought about by
certain ideas that have been allowed to rule in the
consciousness. When these ideas are changed the conditions
are changed in spite of environment and all appearances,
which must also change to conform to the new ideas. People
who come into riches suddenly without building up a
consciousness of prosperity soon part from their money.
Those who are born and bred to riches usually have plenty
all their life even though they never make the effort to
earn a dollar for themselves. This is because the ideas of
plenty are so interwoven


into their thought atmosphere that they are a very part of
themselves. They have the prosperity consciousness, in
which there is no idea of any condition under which the
necessities of life could be lacking.

We are sometimes asked whether we advocate the accumulation
of riches. No. The accumulation of riches, as has been
explained, is futile unless it is the outgrowth of a rich
consciousness. We advocate the accumulation rather of rich
ideas, ideas that are useful, constructive, and of service
to the well-being of all mankind. The outer manifestation
of riches may follow or it may not, but the supply for
every need will be forthcoming because the man of rich
ideas has confidence in an all-providing power that never
fails. He may not have an extra dollar, but his ideas have
merit and he has confidence, a combination that cannot fail
to attract the money to carry him forward. This is true
riches, not an accumulation of money, but access to an
inexhaustible resource that can be drawn on at any time to
meet any righteous demand. When a person has this rich
consciousness there is no necessity for laying up gold or
accumulating stocks and bonds or other property to ensure
future supply. Such a one may be most generous with his
wealth without fear of depletion, because his rich ideas
will keep him in constant touch with abundance. Those who
have the thought of accumulating material wealth, a thought
that is dominant in the world today, are unbalanced. They
have a fear of the loss of riches


that makes their tenure insecure. Their prosperity is based
on a wrong idea of the source of riches and eventually
means disaster. The sin of riches is not in the possession
but in the love of money, a material selfishness that leads
to soul starvation.

It is not a crime to be rich nor a virtue to be poor, as
certain reformers would have us think. The sin lies in
hoarding wealth and keeping it from circulating freely to
all who need it. Those who put wealth into useful work that
contributes to the welfare of the masses are the salvation
of the country. Fortunately, there are many in this country
who have the prosperity consciousness. If we were all in a
poverty consciousness, famines would be as common here as
they are in India or China. Millions in those lands are
held in the perpetual thought of poverty and they suffer
want in all its forms from the cradle to the grave. The
burden of the poverty thought reacts on the earth so that
year after year it withholds its products and many people

Universal Mind controls all nature and is in possession of
all its products. "The earth is the Lord's, and the fulness
thereof" is a great Truth. Puny, personal man uses all his
craft to get control of the products of nature but is
always defeated in the end. Only the universal man of
Spirit is in indisputed possession, and to him the Father
says, "All that is mine is thine." Jesus did not have title
to a foot of land and evidently had no money, for the
apostles carried whatever funds the company had.


He did not even burden Himself with a tub, as did Diogenes,
and "had not where to lay his head." Yet He was always
provided with entertainment of the best. He took it for
granted that whatever He needed was His. The fish carried
His pocketbook, and the invisible ethers furnished the
sideboard from which He handed out food for thousands. He
was rich in every way for He had the prosperity
consciousness and proved that the earth with all its
fullness does belong to the Lord, whose righteous sons are
heirs to and in possession of all things.

The anxious thought must be eliminated and the perfect
abandon of the child of nature assumed, and when to this
attitude you add the realization of unlimited resources,
you have fulfilled the divine law of prosperity.

The imagination is a wonderful creative power. It builds
all things out of the one substance. When you associate it
with faith, you make things just as real as those that God
makes, for man is a co-creator with God. Whatever you form
in the mind and have faith in will become substantial. Then
you should be on guard as regards what you put your faith
in. If it is material forms, shadows that cease to be as
soon as your supporting thought is withdrawn from them, you
are building temporary substance that will pass away and
leave you nothing. Put your faith in the real or, as Jesus
told His disciples, "have faith in God."

The real search of all people is for God. They may think
they are looking for other things, but


they must eventually admit that it is God they seek. Having
once felt His presence within them, they are keenly
conscious that only God can satisfy. The place where we
meet God should be made so sure and so pure that we can
never mistake His voice or be hidden from His face. This
place we know as the mind, the inmost recess of the soul,
the kingdom of the heavens within us.

It is not sufficient however to sit down and hold thoughts
of abundance without further effort. That is limiting the
law to thought alone, and we want it to be fulfilled in
manifestation as well. Cultivating ideas of abundance is
the first step in the process. The ideas that come must be
used. Be alert in doing whatever comes to you to do,
cheerful and competent in the doing, sure of the results,
for it is the second step in the fulfilling of the law.

You can do anything with the thoughts of your mind. They
are yours and under your control. You can direct them,
coerce them, hush them, or crush them. You can dissolve one
thought and put another in its stead. There is no other
place in the universe where you are the absolute master.
The dominion given you as your divine right is over your
own thoughts only. When you fully apprehend this and begin
to exercise your God-given dominion, you begin to find the
way to God, the only door to God, the door of mind and

If you are fearful that you will not be provided with the
necessities of life for tomorrow, next week, or next year,
or for your old age, or that your children


will be left in want, deny the thought. Do not allow
yourself for a moment to think of something that must be
outside the realm of all-careful, all-providing good. You
know even from your outer experience that the universe is
self-sustaining and that its equilibrium is established by
law. The same law that sustains all sustains you as a part.
Claim your identity under that law, your oneness with the
all, and rest in the everlasting arms of Cause, which knows
nothing of lack. If you are in a condition of poverty, this
attitude of mind will attract to you opportunities to
better your condition. Insulate your mind from the
destructive thoughts of all those who labor under the
belief in hard times. If your associates talk about the
financial stringency, affirm all the more persistently your
dependence on the abundance of God.

By doing this you place yourself under a divine law of
demand and supply that is never influenced by the
fluctuations of the market or the opinions of men. Every
time you send out a thought of wholehearted faith in the I
AM part of yourself, you set in motion a chain of causes
that must bring the results you seek. Ask whatsoever you
will in the name of the Christ, the I AM, the divine
within, and your demands will be fulfilled; both heaven and
earth will hasten to do your bidding. But when you have
asked for something, be on the alert to receive it when it
comes. People complain that their prayers are not answered
when, if we knew the truth, they are not awake to receive
the answer when it comes.


If you ask for money, do not look for an angel from the
skies to bring it on a golden platter, but keep your eyes
open for some fresh opportunity to make money, an
opportunity that will come as sure as you live.

These are some tangible steps along the way to the larger
manifestation you desire. No one is ever given the keys to
the Father's storehouse of wealth until he has proved his
faith and his reliability. Then he may go in and pass out
the goods freely. If the men of the world, with their
selfish ideas of "mine and thine," were given the power,
without a thorough mental cleansing, of instantly producing
whatever they desire, they would undoubtedly practice still
greater oppressions on their fellows, and existing
conditions would not be improved.

A stonecutter sees a block of marble as so many hours work,
while Michelangelo sees it as an angel that it is his
privilege to bring forth. This is the difference between
those who see the material world as so much matter and
those who look on it with the eyes of mind and the
imagination that works toward perfection. One who paints a
picture or makes a piece of sculpture first sees it in his
mind. He first imagines or images it. If he wants a strong
picture he makes force one of the elements of his image. If
he wants beauty and character, he puts love into it. He may
not see the perfect picture until all these elements are
combined, then it requires but little effort to transfer it
from his mind to the canvas or to the marble.


On the sixth day of creation, we are told, God "imaged" His
man, made him in His image and likeness. This does not mean
that God looks like man, a personal being with manlike
form. We make a thing in our own image, the image we have
in mind for the thing, and our creation does not resemble
us in any way. God is without form, for He is Spirit. God
is an idea that man has tried to objectify in various
forms. He is the universal substance, the life that
animates the substance, and the love that binds it
together. Man just naturally gives some form to every idea
he has, even the idea of God, for the formative faculty of
the mind is always at work whether we are awake or asleep.
We get material for forming mental pictures from without
and from within.

This imaging or formative power of the mind could not make
anything unless it had the substance out of which to form
it. One could not make a loaf of bread without the flour
and other ingredients. Yet with all the ingredients at hand
one could not make a loaf unless one had the power of
imaging the loaf in one's mind. This seems simple, but the
fact is that the power to form the loaf is less common than
the available material for the loaf. Flour and water are
abundant, but only certain people can use them in the right
way to form a palatable loaf of bread. So with this subject
of prosperity. Substance is everywhere, filling all the
universe. There is no lack. If we have not been successful
in forming it into the things we have needed and


wished for, it is not because of lack of substance but of
lack of understanding how to use our imaging power.

The world goes through periods of seeming lack because the
people have refused to build their prosperity on the inner,
omnipresent, enduring substance, and on the contrary have
tried to base it on the substance that they see in the
outer. This outer substance, formed by the imaging power of
men in past ages, seems to be limited, and men struggle for
it, forgetting their own divine power to form their own
substance from the limitless supply within. The lesson for
all of us should be to build our prosperity on the inner

Those who do demonstrate prosperity through the law of men
have nothing permanent. All their possessions may be swept
away in a moment. They have not built on the orderly law of
God, and without the rich thoughts of God's bounteousness
no one can have an enduring consciousness of supply.

No disease, poverty, or any other negative condition can
enter into our domain unless we invite it. Nor can it
remain with us unless we entertain it. Conscious power over
all such conditions is one of our greatest delights and a
part of our divine inheritance, but we must learn the law
and apply the power in the right way.

Men have a consciousness of lack because they let Satan,
the serpent of sense, tempt them. The Garden of Eden is
within us here and now, and the


subtle temptation to eat of the tree of sensation is also
still with us. We have been given dominion over the animal
forces of the body, the "beasts of the field," and must
tame them, making them servants instead of masters of the
body. Instead of feeding them we must make them feed us.
When we overcome the animals within, it will be easy to
train them in the without. This truth of overcoming is
taught all through the Scriptures, and we can demonstrate
it in our life, for God has endowed us with the power to
overcome. We must lay hold of that inherent power and begin
to use it constructively.

The whole human family seems to be sensation mad. All our
economic and social troubles can be traced right back to
the selfishness of the sense man. We can never overcome
these conditions in the outer until we overcome their
causes in the inner soul of ourselves. There is sure to be
repetition of war and peace, plenty and famine, good times
and depressions until we take the control of mind substance
away from the sense man and give it to the spiritual man.
We know that there is a spiritual man and we look forward
in some ideal way to his coming, but he will never come
until we bring him. We hope and pray for the coming of
better things; but as Mark Twain said about the weather,
"no one does anything about it." We can do something about
the matter of self-control and each of us must if we are
ever to improve our condition physically and financially as
well as morally and spiritually.


We must lift up this serpent of sense, as Moses lifted up
the serpent in the wilderness, and control it in the name
of Christ.

Eliminate all negative thoughts that come into your mind.
Yet do not spend all your time in denials but give much of
it to the clear realization of the everywhere present and
waiting substance and life. Some of us have in a measure
inherited "hard times" by entertaining the race thought so
prevalent around us. Do not allow yourself to do this.
Remember your identity, that you are a son of God and that
your inheritance is from Him. You are the heir to all that
the Father has. Let the I AM save you from every negative
thought. The arrows that fly by day and the pestilence that
threatens are these negative race thoughts in the mental
atmosphere. The I AM consciousness, your Saviour, will lead
you out of the desert of negation and into the Promised
Land of plenty that flows with milk and honey.

Deny that you can lose anything. Let go of negative
thoughts of financial loss or any other kind of loss and
realize that nothing is ever lost in all the universe.
There are opportunities everywhere, just as there have
always been, to produce all that you need financially, or
otherwise. God wants you to be a producer of new ideas. New
ideas come to you from within. Do not think for a moment
that you are limited to the ideas that come from without.
Many of those ideas are outgrown anyway and have outlived
their usefulness. That is why we go through periods of
change; so that old outworn ideas


can be discarded and replaced with new and better ones.
There have been more inventions since the beginning of the
so-called depression than in any previous similar period of
American history. This shows that new ideas are within man,
just waiting to be called out and put into expression. We
can find new ways of living and new methods of work; we are
not confined to the ways and methods of the past. When we
commune with the Spirit within and ask for new ideas, they
are always forthcoming. When these ideas from within us are
recognized, they go to work and come to the surface. Then
all the thoughts we have ever had, as well as the thoughts
of other people, are added to them and new things are
quickly produced. Let us quit slavishly depending on
someone else for everything and become producers, for only
in that direction lies happiness and success. Let us begin
to concentrate on this inner man, this powerful man who
produces things, who gets his ideas from a
higher-dimensional realm, who brings ideas from a new
territory, the land of Canaan.

What kind of character are you giving to this inner
substance by your thoughts? Change your thought and
increase your substance in the mind, as Elisha increased
the oil for the widow. Get larger receptacles and plenty of
them. Even a very small idea of substance may be added to
and increased. The widow had a very small amount of oil,
but as the prophet blessed it it increased until it filled
every vessel she could borrow from the neighbors. We should
form the habit of blessing


everything that we have. It may seem foolish to some
persons that we bless our nickels, dimes, and dollars, but
we know that we are setting the law of increase into
operation. All substance is one and connected, whether in
the visible or the invisible. The mind likes something that
is already formed and tangible for a suggestion to take
hold of. With this image the mind sets to work to draw like
substance from the invisible realm and thus increase what
we have in hand. Jesus used the small quantity of loaves
and fishes to produce a great quantity of--loaves and
fishes. Elisha used a small amount of oil to produce a
great amount of--oil. So when we bless our money or other
goods, we are complying with a divine law of increase that
has been demonstrated many times.

Another step in the demonstration of prosperity is the
preparation of the consciousness to receive the increase.
If we pray for rain, we should be sure that we have our
umbrellas with us. You read in the 3d chapter of II Kings
how Elisha caused the water to come from the invisible and
fill trenches in the desert. But first the trenches had to
be dug in the dry ground. That required faith, but the
kings had it, and they dug trenches all over a large
valley, just as Elisha had commanded. It was through the
understanding of Elisha, who knew the truth about the
invisible substance, that this seeming miracle was
accomplished. Yet the trenches had to be prepared, and you
must prepare your consciousness for the inflow of the
universal substance.


It obeys the law of nature, just as does water or any other
visible thing, and flows into the place prepared for it. It
fills everything you hold in your mind, whether vessels,
trenches, or your purse.

It is not advisable to hold for too specific a demand. You
might visualize a hundred dollars and get it when a
thousand was coming your way. Do not limit the substance,
to what you think you need or want; rather broaden your
consciousness and give infinite Mind freedom to work, and
every good and needful thing will be provided you. Make
your statements broad and comprehensive so that your mind
may expand to the Infinite rather than trying to cram the
Infinite into your mind.

Statements To Broaden The Mind And Fill It With The
Richness Of Substance

Infinite wisdom guides me, divine love prospers me, and I
am successful in everything I undertake.

In quietness and confidence I affirm the drawing power of
divine love as my magnet of constantly increasing supply.

I have unbounded faith in the omnipresent substance
increasing and multiplying at my word of plenty, plenty,

Father, I thank Thee for unlimited increase in mind, money,
and affairs.



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Chapter 7 - Lesson Seven - God Has Provided Prosperity for Every Home

THE HOME is the heart of the nation. The heart is the love
center. Love is the world's greatest attractive power. The
electromagnet that lifts the ingots of steel must first be
charged with the electric current, for without the current
it is powerless. So the heart of man, or the home that is
the heart of the nation, must be aglow with God's love;
then it becomes a magnet drawing all good from every
direction. God has amply provided for every home, but the
provision is in universal substance, which responds only to
law. Through the application of the law the substance is
drawn to us and begins to work for us.

It is the law of love that we have whatsoever we desire. As
a father gives his children gifts so the Lord gives to us,
because of love. When we desire aright, we put our thoughts
into the supermind realm; we contact God-Mind and from it
draw the invisible substance that is manifest in temporal
things. The substance thus becomes a part of our mind and
through it of our affairs. We draw spiritual substance to
ourselves just as the magnet draws the


iron. When we think about the love of God drawing to us the
substance necessary for support and supply, that substance
begins to accumulate all around us, and as we abide in the
consciousness of it, it begins to manifest itself in all
our affairs.

"Perfect love casteth out fear." Fear is a great breeder of
poverty, for it breaks down positive thoughts. Negative
thoughts bring negative conditions in their train. The
first thing to do in making a demonstration of prosperity
in the home is to discard all negative thoughts and words.
Build up a positive thought atmosphere in the home, an
atmosphere that is free from fear and filled with love. Do
not allow any words of poverty or lack to limit the
attractive power of love in the home. Select carefully only
those words that charge the home atmosphere with the idea
of plenty, for like attracts like in the unseen as well as
the seen. Never make an assertion in the home, no matter
how true it may look on the surface, that you would not
want to see persist in the home. By talking poverty and
lack you are making a comfortable place for these unwelcome
guests by your fireside, and they will want to stay. Rather
fill the home with thoughts and words of plenty, of love,
and of God's substance; then the unwelcome guests will soon
leave you.

Do not say that money is scarce; the very statement will
scare money away from you. Do not say that times are hard
with you; the very words will tighten your purse strings
until Omnipotence itself cannot slip a dime into it. Begin
now to talk plenty,


think plenty, and give thanks for plenty. Enlist all the
members of the home in the same work. Make it a game. It's
lots of fun, and, better than that, it actually works.

Every home can be prosperous, and there should be no
poverty-stricken homes, for they are caused only by
inharmony, fear, negative thinking and speaking. Every
visible item of wealth can be traced to an invisible
source. Food comes from grain, which was planted in the
earth; but who sees or knows the quickening love that
touches the seed and makes it bear a hundredfold? An unseen
force from an invisible source acts on the tiny seeds, and
supply for the multitude springs forth.

The physical substance that we name earth is the visible
form of a superabundant mind substance, everywhere present,
pervading all things, and inspiring all things to action.
When the grain or seed is put into the earth, the
quickening thought of the universe causes the little life
germ to lay hold of the spiritual substance all about it
and what we call matter proves to be a form of mind. "There
is no matter; all is mind."

Words are also seeds, and when dropped into the invisible
spiritual substance, they grow and bring forth after their
kind. "Do men gather grapes of thorns, or figs of
thistles?" Farmers and gardeners choose their seed with the
greatest care. They reject every defective seed they find
and in this way make sure of the coming crop. To have
prosperity in your home you will have to exercise the same


discrimination in the choice of your seed words.

You should expect prosperity when you keep the prosperity
law. Therefore, be thankful for every blessing that you
gain and as deeply grateful for every demonstration as for
an unexpected treasure dropped into your lap. This will
keep your heart fresh; for true thanksgiving may be likened
to rain falling upon ready soil, refreshing it and
increasing its productiveness. When Jesus had only a small
supply He gave thanks for the little He had. This increased
that little into such an abundance that a multitude was
satisfied with food and much was left over. Blessing has
not lost its power since the time Jesus used it. Try it and
you will prove its efficacy. The same power of
multiplication is in it today. Praise and thanksgiving
impart the quickening spiritual power that produces growth
and increase in all things.

You should never condemn anything in your home. If you want
new articles of furniture or new clothes to take the place
of those you now have, do not talk about your present
things as old or shabby. Watch your words. See yourself
clothed as befits a child of the King and see your house
furnished just as pleases your ideal. Thus plant in the
home atmosphere the seed of richness and abundance. It will
all come to you. Use the patience, the wisdom, and the
assiduity that the farmer employs in planting and
cultivating, and your crop will be sure.

Your words of Truth are energized and vitalized by the
living Spirit. Your mind is now open and receptive


to an influx of divine ideas that will inspire you with the
understanding of the potency of your own thoughts and
words. You are prospered. Your home is a magnet of love,
drawing to it all good from the unfailing and inexhaustible
reservoir of supply. Your increase comes because of your
righteous application of God's law in your home.

"The blessing of Jehovah, it maketh rich; And he addeth no
sorrow therewith."

Jesus showed men how to live in rest and peace, a simple
life. Where the simplicity of His teaching is received and
appreciated the people change their manner of living, doing
away with ostentation and getting down to the simplicity
and beauty of the things that are worth while. Every summer
those who feel that they can, plan to go away for a
vacation and many of them enjoy a small cabin in the woods
where they can live a simple and natural life close to
nature. This shows that they long to let go of the burdens
of conventionality and rest in touch with the real of
things. The soul wearies of the wear and tear of the
artificial world, and now and then it must have a season of
rest. Jesus invites, "Come unto me, all ye that labor and
are heavy laden, and I will give you rest."

There is a great difference between the simple life and
poverty. The two have been associated in the minds of some
people, and this is the reason they shun the idea of the
simple life. Even those who have come into some degree of
spiritual understanding sometimes put out of mind all
thought of a simple


manner of living, because they fear that others will think
they are failing to demonstrate prosperity. In such cases
those who judge should remember to "judge not according to
appearance," and those who are judged should be satisfied
with the praise of God rather than with the praise of men.
All those who base their prosperity on possessions alone
have a purely material prosperity which, though it may seem
great for a time, will vanish, because it is founded on the
changing of the external and has no root within the

There is a great similarity in the homes of nearly all
people who have about the same-sized incomes. Each one
uhconsciously follows suggestion and furnishes his home
with the same sort of things as his neighbors. Here and
there are exceptions. Someone is expressing his or her
individuality, overcoming mass suggestion and buying the
kind of furniture he really wants or that is really
comfortable and useful. This free, independent spirit has
much in its favor in making a prosperity demonstration. The
delusion that it is necessary to be just like other people
or to have as much as other people have, causes a spirit of
anxiety that hinders the exercise of faith in demonstration.

The simple life does not imply poverty and it is not
ascetic. It is as different from the austere as it is from
wanton luxury. It is the natural, free, childlike, mode of
living, and one never really knows what true prosperity is
until one comes into this simplicity and independence of
spirit. The simple life is a state


of consciousness. It is peace, contentment, and
satisfaction in the joy of living and loving, and it is
attained through thinking about God and worshiping Him in
spirit and in truth.

You want to learn how to demonstrate prosperity in your
home by the righteous exercise of powers and faculties that
God has given you. Realize in the very beginning that you
do have these powers and faculties. You are in possession
of everything necessary for the demonstration of prosperity
and can undertake it with the utmost confidence and faith.
You can draw on the omnipresent substance throughout all
eternity, yet it will never grow less, for it consists of
ideas. Through thinking you take some of these ideas into
your mind and they begin to become manifest in your affairs.

Love is one of the ideas that provide a key to the infinite
storehouse of abundance. It opens up generosity in us. It
opens up generosity in others when we begin to love and
bless them. Will it also open up a spirit of generosity in
God? It certainly will and does. If you consciously love
and bless God, you will soon find that things are coming
your way. It will surprise you that just thinking about God
will draw to you the things you want and expect, and bring
many other blessings that you had not even thought about.
Thousands of persons have proved this law to their entire
satisfaction, and we have many records that illustrate how
people have demonstrated abundance in the very face of
apparent lack, simply by thinking about the love of God and


Him for what they have. This law will demonstrate itself
for you or for anyone who applies it faithfully, for "love
never faileth."

Men in business and industry have demonstrated great
amounts of money through love. They did not love God, but
the love of money attracted the money to them. It drew the
substance right to them and enabled them to accumulate
money, but merely as material, without the divine idea that
assures permanence. We hear about men in high finance going
bankrupt quite as often as we hear about men making great
fortunes. When we develop a spiritual consciousness, we
transfer this personal love to a higher and more stable
plane, from the love of money and material things to the
love of God, and thus conceived it will attract to us all
the resources of infinite Mind forever and ever. Once make
a connection with the universal bank of God and you have a
permanent source of wealth.

Jesus said that when we come to the altar to make an
offering, we should have nothing in our heart against our
brother. He said that before we can make contact with the
love and power of God we must first make peace with our
brother. This means that we must cultivate a love for our
fellows in order to set the attractive force of love into
operation. All we need do is quicken our love for others by
thinking about love and casting out of our mind all hate
and fear that would weaken the perfect working of that
mighty magnet. As love attracts, hate dissipates. Before
you approach God's altar of plenty, go and make


friends with your brother men. Make friends even with the
money powers. Do not envy the rich. Never condemn those who
have money merely because they have it and you do not. Do
not question how they got their money and wonder whether or
not they are honest. All that is none of your business.
Your business is to get what belongs to you, and you do
that by thinking about the omnipresent substance of God and
how you can lay hold of it through love. Get in touch with
God riches in spirit, lay hold of them by love, and you
will have sufficient for every day. "Love therefore is the
fulfillment of the law."

The eternal law of Spirit goes right on operating
regardless of what you may think, say, or do. It is
ordained that love will bring you prosperity, and you need
not wonder whether it will or how it will. "Be not
therefore anxious, saying, What shall we eat? or, What
shall we drink? or, Wherewithal shall we be clothed?" Do
not worry. Worry is a thief and a robber, for it keeps your
good from you. It breaks the drawing law of love, the law
that says, "Perfect love casteth out fear." Banish worry by
quietly and confidently affirming the drawing power of
divine love as the constantly active magnet that attracts
your unfailing supply. A good affirmation to rout worry is
one like this:

Divine love bountifully supplies and increases substance to
meet my every need.

Nearly all books or articles that deal with success or
prosperity stress the well-known virtues of honesty,
industry, system and order, faithfulness,


hard work. These make an excellent foundation and can be
developed. Anyone with determination and will can overcome
habits of laziness, carelessness, and weakness. The use of
the will is very important in the demonstration of
prosperity. If there is disorder or lack of system in your
home, overcome it. Affirm: I will to be orderly. I will be
orderly. I will be systematic in all my work and affairs. I
am systematic. I am orderly. I am efficient.

It takes the use of the will to be persistent, and we must
be persistent in making demonstrations. Spasmodic efforts
count for little, and many people give up too easily. If
things don't come out just right the first time they try,
they say the law is wrong and make no further effort.
Anything so much worth while as prosperity in the home, and
especially a permanent and unfailing supply that continues
to meet the daily needs year after year, is worth any
effort that we can make. Then be patient but be persistent.
Declare: I am not discouraged. I am persistent. I go

When success fails to crown our very first efforts we
become discouraged and quit. Then we try to console
ourselves with the old thought that it is God's will for us
to be poor. Poverty is not God's will, but man lays it to
the charge of God to excuse his own feeling of inadequacy
and defeat. God's will is health, happiness, and prosperity
for every man; and to have all that is good and beautiful
in the home is to express God's will for us. God's will is
not expressed in a hovel, nor in any home where


discord, lack, and unhappiness are entertained. Even a
human guest would not stay long in such a home. To have a
prosperous home prepare it as the abiding place of God, who
gives prosperity to all His children and adds no sorrow
therewith. Determine to know God's will and do it. Affirm:
I am determined to achieve success through doing God's
will. That sums up the whole law. God is more willing to
give than we are to receive. What we need to do is to
determine what is His will, what He is trying to give, and
open ourselves to receive His bounty. We do that by willing
to do His will. You can be and have anything that you will
to be and to have. Will to be healthy. Will to be happy.
Will to be prosperous.

There are many persons who will to be prosperous and who
have made up their minds, as they think, very determinedly.
But they have not overcome all doubts, and when their
demonstration is delayed, as it is in such cases, the doubt
increases until they lose faith altogether. What they need
is more persistence and determination. The word determined
is a good word, a strong, substantial word with power in
it. Jesus said that His words were spirit and life and
would never pass away. Emerson says that words are alive
and if you cut one it will bleed. Use the word determined
and emphasize it in your affirmations. If things do not
seem to come fast enough, determine that you will be
patient. If negative thoughts creep in, determine to be
positive. If you feel worried about the results, determine
to be optimistic. In response to every thought of lack or


need determine to be prosperous. The Lord has prosperity to
give, and those who are determined go after their share.
Jesus was quite positive and very determined in all His
affirmations. He made big claims for God, and demonstrated
them. Without the slightest doubt that the money would be
there, He told Peter to put his hand into the fish's mouth
and take out the wanted money. His prayers were made of one
strong affirmation after another. The Lord's Prayer is a
series of determined affirmations. We claim the will of God
is for us to be rich, prosperous, and successful. Make up
your mind that such is God's will for you and your home and
you will make your demonstration.

In the Old Testament, in the 4th chapter of II Kings, there
is a fine prosperity lesson for any home. The widow
represents one who has lost his consciousness of God's
supply and support. That divine idea of God as
all-abundance is our true support. The two children of this
home represent the thoughts of debt, what the family owes,
and what someone owes the family. The prophet is divine
understanding. The house is the body consciousness. The pot
of oil is faith in spiritual substance. The neighbors are
outside thoughts, and their "empty vessels" are thoughts of
lack. To go in "and shut the door," as the widow was told
to do, is to enter the inner consciousness and shut out the
thoughts of lack. This is followed by strong words of
affirmation: "pouring" the substance into all the places
that seem to be empty or to lack, until all are full. In
conclusion it is


affirmed that every obligation is met, every debt paid, and
there is so much left over that there are no vessels left
to hold it.

This compares with the promise of God "I will ... open you
the windows of heaven, and pour you out a blessing, that
there shall not be room enough to receive it." "Heaven"
represents the mind. All this is done in the mind, and you
can do it. Carry each step forward in your imagination
exactly as if it were occurring in the without. Form your
prosperity demonstration in your mind, then hold to the
divine law of fulfillment. "And, having done all ...
stand." You may not be able to fill all the vessels with
oil on your first attempt, but as you practice the method
day by day your faith will increase and your results will
be in proportion to your increasing faith.

Work at the problem until you prove it. Apply the principle
and the solution is sure. If it does not come at once,
check over your methods carefully and see wherein your work
has not been true. Do not allow one empty thought to exist
in your mind but fill every nook and corner of it with the
word plenty, plenty, plenty.

If your purse seems empty, deny the lack and say, "You are
filled even now, with the bounty of God, my Father, who
supplies all my wants." If your rooms are empty, deny the
appearance and determine that prosperity is manifest in
every part of every room. Never think of yourself as poor
or needy. Do not talk about hard times or the necessity for


strict economy. Even "the walls have ears" and,
unfortunately, memories too. Do not think how little you
have but how much you have. Turn the telescope of your
imagination around and look through the other end. "Revile
not the king, no, not in thy thought; and revile not the
rich in thy bedchamber: for a bird of the heavens shall
carry the voice, and that which hath wings shall tell the

"Blessed is the man that walketh not in the counsel of the

Nor standeth in the way of sinners,

Nor sitteth in the seat of scoffers:

But his delight is in the law of Jehovah;

And on his law doth he meditate day and night.

And he shall be like a tree planted by the streams of water.

That bringeth forth its fruit in its season,

Whose leaf also doth not wither;

And whatsoever he doeth shall prosper."

"Through wisdom is a house builded;

And by understanding it is established;

And by knowledge are the chambers filled

With all precious and pleasant riches."

"Jehovah will open unto thee his good treasure."

"And the Almighty will be thy treasure,

And precious silver unto thee."


"Jehovah is my shepherd; I shall not want."

"Trust in Jehovah, and do good;

Dwell in the land, and feed on his faithfulness."

"Jehovah will give grace and glory;

No good thing will he withhold from them that walk

"That I may cause those that love me to inherit substance,

And that I may fill their treasuries."

"If ye be willing and obedient, ye shall eat the good of
the land."



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Chapter 8 - Lesson Eight - God Will Pay Your Debts

FORGIVE US our debts, as we also have forgiven our
debtors." In these words Jesus expressed an infallible law
of mind, the law that one idea must be dissolved before
another can take its place. If you have in your mind any
thought that someone has wronged you, you cannot let in the
cleansing power of Spirit and the richness of spiritual
substance until you have cast out the thought of the wrong,
have forgiven it fully. You may be wondering why you have
failed to get spiritual illumination or to find the
consciousness of spiritual substance. Perhaps the reason is
here: a lack of room for the true thoughts because other
thoughts fill your mind. If you are not receiving the
spiritual understanding you feel you should have, you
should search your mind carefully for unforgiving thoughts.
"Thoughts are things" and occupy space in the mind realm.
They have substance and form and may easily be taken as
permanent by one not endowed with spiritual discernment.
They bring forth fruit according to the seed planted in the
mind, but they are not


enduring unless founded in Spirit. Thoughts are alive and
are endowed by the thinker with a secondary thinking power;
that is, the thought entity that the I AM forms assumes an
ego and begins to think on its own account. Thoughts also
think but only with the power you give to them.

Tell me what kind of thoughts you are holding about
yourself and your neighbors, and I can tell you just what
you may expect in the way of health, finances, and harmony
in your home. Are you suspicious of your neighbors? You
cannot love and trust in God if you hate and distrust men.
The two ideas love and hate, or trust and mistrust, simply
cannot both be present in your mind at one time, and when
you are entertaining one, you may be sure the other is
absent. Trust other people and use the power that you
accumulate from that act to trust God. There is magic in
it: it works wonders; love and trust are dynamic, vital
powers. Are you accusing men of being thieves, and fear
that they are going to take away from you something that is
your own? With such a thought generating fear and even
terror in your mind and filling your consciousness with
darkness, where is there room for the Father's light of
protection? Rather build walls of love and substance around
yourself. Send out swift, invisible messengers of love and
trust for your protection. They are better guards than
policemen or detectives.

Do not judge others as regards their guilt or innocence.
Consider yourself and how you stand in the sight of the
Father for having thoughts about another's


guilt. Begin your reform with yourself. That means much to
one who enjoys an understanding of mind and its laws,
though it may mean little to the ordinary individual. He
who knows himself superficially, just his external
personality, thinks he has reformed when he has conformed
to the moral and governmental laws. He may even be filled
with his own self-righteousness and daily lift up his voice
to praise God that he is not as other men are, that he has
forgiven men their transgressions. He looks on all men who
do not conform to his ideas of morality and religion as
being sinners and transgressors and thanks God for his own
insight and keenness. But he is not at peace. Something
seems lacking. God does not talk to him "face to face,"
because the mind, where God and man meet, is darkened by
the murky thought that other men are sinners. Our first
work in any demonstration is to contact God, therefore we
must forgive all men their transgressions. Through this
forgiveness we cleanse our mind so that the Father can
forgive us our own transgressions.

Our forgiving "all men" includes ourselves. You must also
forgive yourself. Let the finger of denial erase every sin
or "falling short" that you have charged up against
yourself. Pay your debt by saying to that part of yourself
which you think has fallen short: "Thou art made whole: sin
no more, lest a worse thing befall thee." Then "loose him,
and let him go." Treat sin as a mental transgression,
instead of considering it as a moral deflection. Deny in
thought all tendency to the error way and hold


yourself firmly to the Christ Spirit, which is your divine
self. Part company forever with "accusing conscience."
Those who have resolved to sin no more have nothing in
common with guilt.

"Shall I be in debt as long as I hold debts against
others?" We find this to be the law of mind: a thought of
debt will produce debt. So long as you believe in debt you
will go into debt and accumulate the burdens that follow
that thought. Whoever has not forgiven all men their debts
is likely to fall into debt himself. Does this mean that
you should give receipted bills to all those who owe you?
No. That would not be erasing the thought of debt from your
mind. First deny in mind that any man or woman owes you
anything. If necessary, go over your list of names
separately and sincerely forgive the thought of debt which
you have been attaching to each person named. More bills
may be collected in this way than in any other, for many of
these people will pay what they owe when you send them this
forgiving thought.

Debt is a contradiction of the universal equilibrium, and
there is no such thing as lack of equilibrium in all the
universe. Therefore in Spirit and in Truth there is no
debt. However, men hold on to a thought of debt, and this
thought is responsible for a great deal of sorrow and
hardship. The true disciple realizes his supply in the
consciousness of omnipresent, universally possessed
abundance. Spirit substance is impartial and owned in
common, and no thought of debt can enter into it.


Debts exist in the mind, and in the mind is the proper
place to begin liquidating them. These thought entities
must be abolished in mind before their outer manifestations
will pass away and stay away. The world can never be free
from the bondage of financial obligations until men erase
from their minds the thoughts of "mine and thine" that
generates debts and interest. Analyze the thought of debt
and you will see that it involves a thought of lack. Debt
is a thought of lack with absence at both ends; the
creditor thinks he lacks what is owed him and the debtor
thinks he lacks what is necessary to pay it, else he would
discharge the obligation rather than continue it. There is
error at both ends of the proposition and nothing in the
middle. This being true, it should be easy to dissolve the
whole thought that anyone owes us or that we owe anyone
anything. We should fill our mind with thoughts of
all-sufficiency, and where there is no lack there can be no
debts. Thus we find that the way to pay our debts is by
filling our mind with the substance of ideas that are the
direct opposite of the thoughts of lack that caused the

Ideas of abundance will more quickly and surely bring what
is yours to you than any thoughts you can hold about
debtors discharging their obligations to you. See substance
everywhere and affirm it, not only for yourself but for
everyone else. Especially affirm abundance for those whom
you have held in the thought of owing you. Thus you will
help them pay their debts more easily than if you merely


their names from your book of accounts receivable. Help pay
the other fellow's debts by forgiving him his debts and
declaring for him the abundance that is his already in
Spirit. The idea of abundance will also bring its fruits
into your own life. Let the law of plenty work itself out
in you and in your affairs. This is the way the Father
forgives your debts: not by canceling them on His books but
by erasing them from His mind. He remembers them no more
against you when you deny their reality. The Father is the
everywhere present Spirit in which all that appears has its
origin. God's love sees you always well, happy, and
abundantly provided for; but God's wisdom demands that
order and right relation exist in your mind before it may
become manifest in your affairs as abundance. His love
would give you your every desire, but His wisdom ordains
that you forgive your debtors before your debts are

To remedy any state of limited finances or ill-health that
has been brought about by worry one must begin by
eliminating the worry that is the original cause. One must
free one's mind from the burden of debt before the debt can
be paid. Many people have found that the statement "I owe
no man anything but love" has helped them greatly to
counteract this thought of debt. As they used the words
their minds were opened to an inflow of divine love and
they faithfully co-operated with the divine law of
forgiveness in thought, word, and deed. They built up such
a strong consciousness of the healing and enriching power
of God's love that


they could live and work peacefully and profitably with
their associates. Thus renewed constantly in health, in
faith, and in integrity, they were able to meet every
obligation that came to them.

The statement "I owe no man anything but love" does not
mean that we can disclaim owing our creditors money or try
to evade the payment of obligations we have incurred. The
thing denied is the burdensome thought of debt or of lack.
The work of paying debts is an inner work having nothing to
do with the debts already owed but with the wrong thoughts
that produced them. When one holds to the right ideas,
burdensome debts will not be contracted. Debts are produced
by thoughts of lack, impatient desire, and covetousness.
When these thoughts are overcome, debts are overcome,
forgiven, and paid in full, and we are free from them for
all time.

Your thoughts should at all times be worthy of your highest
self, your fellow man, and God. The thoughts that most
frequently work ill to you and your associates are thoughts
of criticism and condemnation. Free your mind of them by
holding the thought "There is now no condemnation in Christ
Jesus." Fill your mind with thoughts of divine love,
justice, peace, and forgiveness. This will pay your debts
of love, which are the only debts you really owe. Then see
how quickly and easily and naturally all your outer debts
will be paid and all inharmonies of mind, body, and affairs
smoothed out at the same time. Nothing will so quickly
enrich your mind and


free it from every thought of lack as the realization of
divine love. Divine love will quickly and perfectly free
you from the burden of debt and heal you of your physical
infirmities, often caused by depression, worry, and
financial fear. Love will bring your own to you, adjust all
misunderstandings, and make your life and affairs healthy,
happy, harmonious, and free, as they should be. Love indeed
is the "fulfillment of the law."

The way is now open for you to pay your debts. Surrender
them to God along with all your doubts and fears. Follow
the light that is flooding into your mind. God's power,
love, and wisdom, are here, for His kingdom is within you.
Give Him full dominion in your life and affairs. Give Him
your business, your family affairs, your finances, and let
Him pay your debts. He is even now doing it, for it is His
righteous desire to free you from every burden, and He is
leading you out of the burden of debt, whether of owing or
being owed. Meet every insidious thought, such as "I
can't," "I don't know how," "I can't see the way," with the
declaration "Jehovah is my shepherd; I shall not want." You
"shall not want" the wisdom, the courage to do, or the
substance to do with when you have once fully realized the
scope of the vast truth that Almightiness is leading you
into "green pastures ... beside still waters."

In the kingdom of Truth and reality ideas are the coin of
the realm. You can use the new ideas that divine wisdom is
now quickening in your mind


and start this very moment to pay your debts. Begin by
thanking God for your freedom from the debt-burden thought.
This is an important step in breaking the shackles of debt.
The funds to pay all your bills may not suddenly appear in
a lump sum; but as you watch and work and pray, holding
yourself in the consciousness of God's leadership and His
abundance, you will notice your funds beginning to grow
"here a little, there a little," and increasing more and
more rapidly as your faith increases and your anxious
thoughts are stilled. For with the increase will come added
good judgment and wisdom in the management of your affairs.
Debt is soon vanquished when wisdom and good judgment are
in control.

Do not yield to the temptation of "easy-payment plans." Any
payment that drains your pay envelope before you receive it
is not an easy payment. Do not allow false pride to tempt
you to put on a thousand-dollar front on a hundred-dollar
salary. There may be times when you are tempted to miss
paying a bill in order to indulge a desire for some thing.
This easily leads one into the habit of putting off paying,
which fastens the incubus of debt on people before they
realize it. It is the innocent-appearing forerunner of the
debt habit and debt thought that may rob you of peace,
contentment, freedom, integrity, and prosperity for years
to come. The Divine Mind within you is much stronger than
this desire mind of the body. Turn to it in a time like
this, and affirm: "Jehovah is my shepherd; I shall not
want" this thing until


it comes to me in divine order.

Bless your creditors with the thought of abundance as you
begin to accumulate the wherewithal to pay off your
obligations. Keep the faith they had in you by including
them in your prayer for increase. Begin to free yourself at
once by doing all that is possible with the means you have
and as you proceed in this spirit the way will open for you
to do more; for through the avenues of Spirit more means
will come to you and every obligation will be met.

If you are a creditor, be careful of the kind of thoughts
you hold over your debtor. Avoid the thought that he is
unwilling to pay you or that he is unable to pay you. One
thought holds him in dishonesty, and the other holds him
subject to lack, and either of them tends to close the door
to the possibility of his paying you soon. Think well and
speak well of all those who owe you. If you talk about them
to others avoid calling them names that you would not apply
to yourself. Cultivate a genuine feeling of love for them
and respect their integrity in spite of all appearances.
Declare abundant supply for them and thus help them to
prosper. Pray and work for their good as well as for your
own, for yours is inseparable from theirs. You owe your
debtor quite as much as he owes you and yours is a debt of
love. Pay your debt to him and he will pay his to you. This
rule of action never fails.

Far-seeing Christians look forward to an early resumption
of the economic system inaugurated by the early followers
of Jesus. They had all things in


common, and no man lacked anything. But before we can have
a truly Christian community founded on a spiritual basis we
must be educated into a right way of thinking about
finances. If we should all get together and divide all our
possessions, it would be but a short time until those who
have the prevailing financial ideas would manipulate our
finances, and plethora on one hand and lack on the other
would again be established.

The world cannot be free from the bondage of debt and
interest until men start to work in their minds to erase
those things from consciousness. If the United States
forgave the nations of Europe all their debts and wiped the
slate clean, the law would not necessarily be fulfilled;
for there would probably remain a thought that they still
owed us and that we had made a sacrifice in canceling the
obligations. We should not feel very friendly about it and
would not truly forgive them, and in that case the error
thought would be carried on. We must first forgive the
error thought that they owe us money and that we would be
losing money by canceling the debts. The man who is forced
to forgive a debt does not forgive it.

Above all we should fill our mind with the consciousness of
that divine abundance which is so manifest everywhere in
the world today. There is as much substance as there ever
was, but its free flow has been interfered with through
selfishness. We must rid our mind of the selfish
acquisitiveness that is so dominant in the race thought,
and in that way do


our part in the great work of freeing the world from
avarice. It is the duty of every Christian metaphysician to
help in the solution of this problem by affirming that the
universal Spirit of supply is now becoming manifest as a
distributing energy the world over; that all stored-up,
hoarded, vicious thoughts are being dissolved; that all
people have things in common. that no one anywhere lacks
anything; and that the divine law of distribution of
infinite supply that Jesus demonstrated is now being made
manifest throughout the world. "The earth is the Lord's,
and the fulness thereof."

There is a legitimate commerce that is carried on by means
of what is called credit. Credit is a convenience to be
used by those who appreciate its value and are careful not
to abuse it, for to do so would be to ruin it. However,
many persons are not equipped to use the credit system to
advantage and are likely to abuse it. In the first place,
few individuals are familiar with the intricacies of sound
credit systems and often assume obligations without being
certain of their ability to meet them, especially should
some unforeseen complication arise. Frequently an
individual loses all that he invests and finds himself
involved in a burden of debt in addition. Such things are
not in divine order and are largely responsible for
retarding prosperity.

No one should assume an obligation unless he is prepared to
meet it promptly and willingly when it comes due. One who
knows God as his unfailing resource can be assured of his
supply when it is needed.


Then why should he plunge into debt when he is confident of
his daily supply without debt? There are no creditors or
debtors in God's kingdom. If you are in that kingdom, you
need no longer be burdened with the thought of debt either
as debtor or creditor. Under divine law there is no
reaching out for things that are beyond one's present
means. There is an ever-increasing richness of
consciousness coming from the certain knowledge that God is
infinite and unfailing supply. Outer things conform to the
inner pattern, and riches are attracted to the one who
lives close to the unselfish heart of God. His environment
is made beautiful by the glory of the Presence, and there
is satisfying and lasting prosperity in his affairs.

There is but one way to be free from debt. That is the
desire to be free, followed by the realization that debt
has no legitimate place in God's kingdom and that you are
determined to erase it entirely from your mind. As you work
toward your freedom you will find it helpful to have daily
periods for meditation and prayer. Do not concentrate on
debts or spoil your prayers by constantly thinking of
debts. Think of that which you want to demonstrate, not
that from which you seek freedom. When you pray, thank the
Father for His care and guidance, for His provision and
plenty, for His love and wisdom, for His infinite abundance
and your privilege to enjoy it.

Here are a few prosperity prayers that may help establish
you in the truth of plenty and erase the


error thought of debt. They are offered as suggestions for
forming your own prayers but may be used as given with
excellent results.

I am no longer anxious about finances; Thou art my
all-sufficiency in all things.

The Spirit of honesty, promptness, efficiency, and order is
now expressed in me and in all that I do.

I am free from all limitations of mortal thought about
quantities and values. The superabundance of riches of the
Christ Mind are now mine, and I am prospered in all my ways.

The 23d Psalm

A Treatment To Free The Mind Of The Debt Idea

Jehovah is my shepherd; I shall not want

He maketh me to lie down in green pastures:

He leadeth me beside still waters.

He restoreth my soul:

He guideth me in the paths of righteousness for his name's

Yea, though I walk through the valley of the shadow of

I will fear no evil; for thou art with me;

Thy rod and thy staff, they comfort me.

Thou preparest a table before me in the presence of mine

Thou hast anointed my head with oil;

My cup runneth over.

Surely goodness and lovingkindness shall follow me all the
days of my life:

And I shall dwell in the house of Jehovah for ever.



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Chapter 9 - Lesson Nine -Tithing, the Road to Prosperity

AS YE abound in everything, in faith, and utterance, and
knowledge, and in all earnestness, and in your love to us,
see that ye abound in this grace also."

"Honor Jehovah with thy substance,

And with the first-fruits of all thine increase:

So shall thy barns be filled with plenty,

And thy vats shall overflow with new wine."

Under the Mosaic law a tithe (or tenth) was required as the
Lord's portion. Throughout the Old Testament the tithe or
tenth is mentioned as a reasonable and just return to the
Lord by way of acknowledging Him as the source of supply.
After Jacob had seen the vision of the ladder with angels
ascending and descending on it he set up a pillar and made
a vow to the Lord, saying, "Of all that thou shalt give me
I will surely give the tenth unto thee." In the 3d chapter
of Malachi we find God's blessing directly connected with
faithfulness in giving to the Lord's treasury, but gifts
should be made because it is right and because one loves to
give, not


from a sense of duty or for the sake of reward.

That there will be a reward following the giving we are
also assured by Jesus in a direct promise "Give, and it
shall be given unto you; good measure, pressed down, shaken
together, running over, shall they give unto your bosom.
For with what measure ye mete it shall be measured to you

Promises of spiritual benefits and increase of God's bounty
through the keeping of this divine law of giving and
receiving, abound in all the Scriptures. "There is that
scattereth, and increaseth yet more;

And there is that withholdeth more than is meet, but it
tendeth only to want.

The liberal soul shall be made fat;

And he that watereth shall be watered also himself."

"He that hath a bountiful eye shall be blessed;

For he giveth of his bread to the poor."

"He that soweth bountifully shall reap also bountifully."

"Blessed are ye that sow beside all waters."

We are living now under larger and fuller blessings from
God than man has ever known. It is meet therefore that we
give accordingly and remember the law of the tithe, for if
a tenth was required under the law in those olden times, it
is certainly no less fitting that we should give it
cheerfully now. One of the greatest incentives to generous
giving is a keen appreciation of the blessings secured to
us through the redemptive work of Jesus Christ. "He that
spared not His own Son, but delivered him up for us all,
how shall he not also with him freely give


us all things?" "Freely ye received, freely give." True
giving is the love and generosity of the Spirit-quickened
heart responding to the love and generosity of the Father's

In his second letter Paul made a stirring appeal to the
Corinthians for a generous gift to their poorer brethren in
Jerusalem. He suggests some principles of giving that are
always applicable, for giving is a grace that adds to the
spiritual growth of all men in all times. Without giving
the soul shrivels, but when giving is practiced as a part
of Christian living, the soul expands and becomes Godlike
in the grace of liberality and generosity. No restoration
to the likeness of God can be complete unless mind, heart,
and soul are daily opening out into that large, free,
bestowing spirit which so characterizes our God and Father.
Therefore it is not surprising that Paul classes the grace
of giving with faith, knowledge, and love.

A very simple yet practical plan for exercising this grace
of giving had been suggested by Paul in his first letter to
the Corinthian church. "Upon the first day of the week," he
said, "let each one of you lay by him in store, as he may
prosper"; that is, each member was asked to contribute to
the establishing of a treasury. This was to be the Lord's
storehouse, into which each one was to put his offerings
regularly and in proportion to his means. In adopting this
plan the offerer became a steward of the Lord's goods and
entered upon a course of training and discipline needed to
make a good steward, for it takes wisdom to know how
rightly to dispense the


bounty of God. Perhaps no simpler way to begin one's growth
in the grace of giving can be suggested for our own day.
Those who have followed this method have usually found that
they had more money to give than they had thought possible.

In order that the plan of giving may be successful there
are several things that must be observed. First there must
be a willing mind. "If the readiness is there, it is
acceptable according as a man hath, not according as he
hath not." "God loveth a cheerful giver." Secondly, the
giving must be done in faith, and there must be no
withholding because the offering seems small. Many of the
instances of giving that are recorded in the Bible as
worthy of special mention, commendation, and blessing are
instances where the gift itself was small. The widow who
fed Elijah in his time of famine gave him a cake made with
her last handful of meal. For her faith and her generous
spirit she was rewarded with a plentiful daily supply of
food for herself and her sons, as well as for Elijah. "The
jar of meal shall not waste, neither shall the cruse of oil

This same truth is set forth beautifully in the New
Testament, where it is clearly shown that not the amount of
the offering but the spirit in which it is given determines
its value and power. "And he [Jesus] sat down over against
the treasury, and beheld how the multitude cast money into
the treasury: and many that were rich cast in much. And
there came a poor widow, and she cast in two mites, which
make a farthing. And he called unto him his disciples,


and said unto them, Verily I say unto you, This poor widow
cast in more than all they that are casting into the
treasury: for they all did cast in of their superfluity;
but she of her want did cast in all that she had, even all
her living."

This poor widow exemplified what it is to give in faith;
and were ever two mites so great a gift as when they
brought forth such praise from the Master Himself! The
results of giving in faith are just as sure in this age as
in the time of Jesus, for the law is unfailing in all ages.

A third requisite for keeping the law of giving and
receiving is that the offering shall be a just and fair
proportion of all that one receives. The amount was settled
by Paul and the measure he gave was: "as he may prosper."
There is a certain definiteness about this, and yet it
admits of freedom for the giver to exercise his individual
faith, judgment, and will.

The question of wise distribution is closely related to the
matter of filling God's treasury. To whom shall we give and
when are questions quite important. There are several
truths that may be considered in this connection, but then
each individual finds it necessary to trust to the Spirit
of wisdom manifest in his own heart, since there are no
rules or precedents that one can follow in detail. This is
as it should be, for it keeps the individual judgment,
faith, love, sympathy, and will alive and active. Yet a
careful study of the underlying laws of spiritual giving
will help one to exercise these divine faculties as they
should be exercised. If we follow the


Spirit of wisdom we shall not give to anything that is
contrary to the teaching of Jesus, but spend every penny in
the furtherance of the good news of life that He proclaims
and in the promotion of the brotherhood of man that it is
His mission to establish on earth among all those who
become sons through Him.

True spiritual giving rewards with a double joy: first that
which comes with the laying of the gift upon the altar or
in the Lord's treasury; then the joy of sharing our part of
God's bounty with others. One of the blessings is the
satisfying knowledge that we are meeting the law and paying
our debt of love and justice to the Lord. The other is the
joy of sharing the Lord's bounty. Justice comes first; then

Even the so-called heathen recognize giving as a part of
worship, for we find them coming with offerings when they
worship their idols. All ages and all religious
dispensations have stressed giving as a vital part of their
worship. In this age, when we have so much, more is
required of us, even to the giving of ourselves with all
that we are and have. This privilege carries immeasurable
benefits with it, for it looses us from the personal life,
unifies us with the universal, and so opens our inner and
outer life to the inflow and the outflow of the life, love,
bounty and grace of God. This is the blessed result of
faithful obedience to the law and exercise of the grace of

The people were amazed when the prophet


Malachi told them that they had been robbing God and
desired to know wherein they had failed when they thought
they had been serving the Lord so faithfully. People are as
much amazed today to learn that they have been untrue to
God's law, for the message of Malachi is for us quite as
much as for the ancients. The Spirit of God gave this
message through the prophet: "Bring ye the whole tithe into
the store-house, that there may be food in my house, and
prove me now herewith, saith Jehovah of hosts, if I will
not open you the windows of heaven, and pour you out a
blessing, that there shall not be room enough to receive
it. And I will rebuke the devourer for your sakes, and he
shall not destroy the fruits of your ground; neither shall
your vine cast its fruit before the time in the field,
saith Jehovah of hosts. And all nations shall call you
happy; for ye shall be a delightsome land, saith Jehovah of

Study this 3d chapter of Malachi carefully if you would
know the happy solution of the problem of giving and
receiving. See how practical it is for people in every walk
of life and for nations as well. It offers the solution to
the problems of the farmer. It sets forth clearly a law of
prosperity for all classes of people; for those who need
protection for their crops from frosts, droughts, floods;
for those who would escape the plagues, pestilences, and
manifold things that would destroy their supply and
support. It is a simple law but so effective: simply give a
tithe or tenth or the "first-fruits" or their equivalent to
the Lord. God should not be expected to meet all


man's requirements in the matter of giving this protection
and increase unless man fulfills the requirements of God.
The act of giving complies with the divine law, because it
involves the recognition of God as the giver of all
increase; and unless we have a recognition of the source of
our supply we have no assurance of continuing in its use.

Many people have doubts as to whether it will really do any
good to ask the Lord for protection and for plenty in
regard to crops or other supply. Many who are employed in
cities or who are in business think it strange that they
should believe in omnipresent prosperity. Thus unbelief is
present with them at the very time when an unwavering faith
is most necessary. There is a psychological reason why
people should obey spiritual law. When a person obeys the
law of God along any line, his faith immediately becomes
strengthened in proportion and his doubts disappear. When
anyone puts God first in his finances, not only in thought
but in every act, by releasing his first fruits (a tenth
part of his increase or income) to the Lord, his faith in
omnipresent supply becomes a hundredfold stronger and he
prospers accordingly. Obeying this law gives him an inner
knowing that he is building his finances on a sure
foundation that will not fail him.

Everything in the universe belongs to God, and though all
things are for the use and enjoyment of man, he can possess
nothing selfishly. When man learns that a higher law than
human custom and desire is working in the earth to bring
about justice,


righteousness, and equalization, he will begin to obey that
law by tithing, loving his neighbor, and doing unto others
as he would have them do unto him. Then man will reach the
end of all the troubles brought upon himself by his
selfishness and greed, and will become healthy, prosperous,
and happy.

The pastor of a small church in Georgia suggested to his
congregation, composed largely of cotton farmers, that they
dedicate a tenth part of their land to the Lord and ask Him
for protection against the ravages of the boll weevil,
which had devastated the crops in that vicinity for several
years. Seven farmers in the congregation decided to do
this. They took no measures to protect their crop on these
dedicated acres, yet the pest did not attack the cotton
there. The quality of the fiber was better on those acres
than on any that adjoined them. The experiment was so
successful in fact that practically all the farmers in that
community have decided to follow the plan in the future.

Many experiences such as this are awakening men to respect
our relation to the infinite principle of life, everywhere
present, that we know as God. This divine element of life
that manifests itself as growth and substance resides
within the factors that combine to produce cotton, wheat,
and all other forms of vegetation. Then certainly if the
farmer works in acknowledged sympathy with this life
principle, it will work in sympathy with him and for his
good. Each contributing in love and understanding to the
other, a larger crop will be the result, and a larger


measure of prosperity for the farmer. Not only the farmer
but the banker, the tradesman, the professional man can
work in sympathy and harmony with this principle of growth
and increase. The infinite life principle is as responsive
in one field as another, and it is everywhere present. Even
so-called inanimate objects are filled to the full with
this infinite life, and even coined gold is tense with the
desire to expand and to grow. The materials handled by the
tradesman are made of the same substance that makes the
universe and contain within themselves the germ of growth
and increase. All men are therefore daily associated with
life, and through rendering it the reverent acknowledgment
that is its due and through witnessing this acknowledgment
by dedicating a part of their increase they are prospered.

The tithe is the equivalent of the increased fertility of
the land. If by acknowledging God as the giver of all life
the farmer raises two or six or twenty bushels more on his
field, that extra portion, which he would not have had
otherwise, is the Lord's portion. In trade the tithe is the
equivalent of the increased quality of goods. In
professional life the tithe is the increased ability or the
increased appreciation. The tithing principle can be
applied in all of our industrial and social relationships.
In every case where it has been applied and followed for a
time, the tither has been. remarkably blessed; quite as
much so as in the case of the cotton farmers and their
tithe acres.

There are many people who wish to give but


seem at a loss as to how to go about it or where to begin.
They do not know how much they should give, or when or how
often to offer their gifts, and there are a host of related
questions. To answer these questions there must be found a
definite basis for their giving, a rule to which they can
conform. This is where the law of tithing fits beautifully,
for it is a basis and a sound one, tested and proved for
thousands of years. The tithe may be a tenth part of one's
salary, wage, or allowance, of the net profits of business,
or of money received from the sale of goods. It is based on
every form of supply, no matter through what channel it may
come, for there are many channels through which man is
prospered. The tenth should be set apart for the upkeep of
some spiritual work or workers. It should be set apart
first even before one's personal expenses are taken out,
for in the right relation of things God comes first always.
Then everything else follows in divine order and falls into
its proper place.

The great promise of prosperity is that if men seek God and
His righteousness first, then all shall be added unto them.
One of the most practical and sensible ways of seeking
God's kingdom first is to be a tither, to put God first in
finances. It is the promise of God, the logical thing to
do, and the experience of all who have tried it, that all
things necessary to their comfort, welfare, and happiness
have been added to them in an overflowing measure. Tithing
establishes method in giving and brings into the
consciousness a sense of order and fitness that


will be manifested in one's outer life and affairs as
increased efficiency and greater prosperity.

Another blessing that follows the practice of tithing is
the continual "letting go" of what one receives, which
keeps one's mind open to the good and free from
covetousness. Making an occasional large gift and then
permitting a lapse of time before another is made will not
give this lasting benefit, for one's mind channel may in
the meantime become clogged with material thoughts of fear,
lack, or selfishness. When a person tithes he is giving
continuously, so that no spirit of grasping, no fear, and
no thought of limitations gets a hold on him. There is
nothing that keeps a person's mind so fearless and so free
to receive the good constantly coming to him as the
practice of tithing. Each day, week, pay day, whenever it
is, the tither gives one tenth. When an increase of
prosperity comes to him, as come it will and does, his
first thought is to give God the thanks and the tenth of
the new amount. The free, open mind thus stayed on God is
certain to bring forth joy, real satisfaction in living,
and true prosperity. Tithing is based on a law that cannot
fail, and it is the surest way ever found to demonstrate
plenty, for it is God's own law and way of giving.

"And all the tithe of the land, whether of the seed of the
land, or of the fruit of the tree, is Jehovah's: it is holy
unto Jehovah."

Let us give as God gives, unreservedly, and with no thought
of return, making no mental demands


for recompense on those who have received from us. A gift
with reservations is not a gift; it is a bribe. There is no
promise of increase unless we give freely, let go of the
gift entirely, and recognize the universal scope of the
law. Then the gift has a chance to go out and to come back
multiplied. There is no telling how far the blessing may
travel before it comes back, but it is a beautiful and
encouraging fact that the longer it is in returning, the
more hands it is passing through and the more hearts it is
blessing. All these hands and hearts add something to it in
substance, and it is increased all the more when it does

We must not try to fix the avenues through which our good
is to come. There is no reason for thinking that what you
give will come back through the one to whom you gave it.
All men are one in Christ and form a universal brotherhood.
We must put away any personal claim, such as "I gave to
you, now you give to me," and supplant it with "Inasmuch as
ye did it unto one of these my brethren, even these least,
ye did it unto me." The law will bring each of us just what
is his own, the reaping of the seeds he has sown. The
return will come, for it cannot escape the law, though it
may quite possibly come through a very different channel
from what we expect. Trying to fix the channel through
which his good must come to him is one of the ways in which
the personal man shuts off his own supply.

The spiritual-minded man does not make selfish use of the
law but gives because he loves to give.


Because he gives with no thought of reward and no other
motive than love, he is thrown more completely into the
inevitable operation of the law and his return is all the
more certain. He is inevitably enriched and cannot escape
it. Jesus said, "Give, and it shall be given unto you; good
measure, pressed down, shaken together, running over." He
was not merely making a promise but stating a law that
never fails to function.

So inexhaustible is the bounty of the Giver of all good
that to him who has eyes to see it and faith to receive it
God is an unfailing source of supply. The munificent Giver
withholds nothing from him who comes in the name of a son
and heir and lays claim to his portion. It is the Father's
good pleasure to give us the kingdom, and all that the
Father has is ours. But we must have the faith and the
courage to claim it.

Men who accomplish great things in the industrial world are
the ones who have faith in the money-producing power of
their ideas. Those who would accomplish great things in the
demonstration of spiritual resources must have faith to lay
hold of the divine ideas and the courage to speak them into
expression. The conception must be followed by the
affirmation that the law is instantly fulfilled. Then the
supply will follow in manifestation.




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Chapter 10 -Lesson Ten - Right Giving, the Key to Abundant Receiving

THERE IS a law of giving and receiving and it requires
careful study if we would use it in our prosperity
demonstrations. It is a law of mind action, and it can be
learned and applied the same as any other law. The teaching
of Jesus stands out prominently, because it can be
practically applied to the affairs of everyday life. It is
not alone a religion in the sense that word is usually
taken but is a rule of thinking, doing, living, and being.
It is not only ethical but practical, and men have never
yet sounded the depths of the simple but all-inclusive
words of Jesus. To some people it is unthinkable to connect
the teaching of Jesus with the countinghouse and the market
place, but a deeper insight into their meaning and purpose,
which the Spirit of Truth is now revealing to the world,
shows that these lofty teachings are the most practical
rules for daily living in all departments of life. They are
vital to modern civilization and the very foundation of
business stability. The law of giving and receiving that
Jesus taught, "Give, and it shall be given unto you," is
found to be applicable


to all our commercial as well as our social relationships.

We have not been more successful in making this doctrine of
Jesus a practical standard for everyday guidance because we
have not understood the law on which it is based. Jesus
would not have put forth a doctrine that was not true and
not based on unchanging law, and we can be sure that this
doctrine of giving and receiving is powerful enough to
support all the affairs of civilization. We have not gone
deeply enough into the teaching but have thought we
understood it from a mere surface study. "Ye look at the
things that are before your face," says Paul, and Jesus
also warned us to "judge not according to appearance." We
should form no conclusions until we have gone thoroughly
into the causes and the underlying laws. The things we see
outwardly are the effects that have arisen from causes that
are invisible to us. There is an inner and an outer to
everything: both the mental and the material conditions
pervade the universe. Man slides at will up and down the
whole gamut of cause and effect. The whole race slides into
an effect almost unconsciously and so identifies the senses
with the effect that the causes are lost sight of for
thousands of years.

An awakening comes in time and the cause side of existence
is again brought to the attention of men, as set forth, for
example, in the doctrine of Jesus Christ. But men cannot
grasp the great truth in a moment and cling to what is
plainly visible to them, the effect side. The truth that
things have a spiritual


as well as a material identity and that the spiritual is
the cause side and of greatest value, is a revelation that
may be slow in coming to most people. In this instance it
is the material side that they cling to, thinking it to be
all and refusing to let go. Men have taken the letter or
appearance side of the Jesus Christ doctrine and
materialized it to fit their beliefs and customs. That is
the reason why the Christ message has not purified
commerce, society, and government. But it should be made
spiritually operative in those fields. It will easily do
the work desired when its mental side is studied and when
it is understood and applied from the spiritual viewpoint.

There is need for reform in economics more than in any
other department of everyday life. Money has been
manipulated by greed until greed itself is sick and
secretly asks for a panacea. But it does not look to the
religion of Jesus Christ for healing. In fact that is the
very last place it would apply for aid, because many of the
advocates of the Jesus Christ doctrine are themselves
economic dependents and have no solution for the economic
problem--not understanding the power of their own religion.
Yet no permanent remedy will ever be found for the economic
ills of the world outside a practical application of the
laws on which the doctrine of Jesus Christ is based.

The correctness of the solution of any problem is assured
by the right relation of its elements. All true reform
begins with the individual. Jesus began there. He did not
clamor for legislation to control men or


their actions. He called His twelve apostles and through
them individually instituted that reform which has as its
basis an appeal to the innate intelligence, honesty, and
goodness in every man. He told them, "Go ye into all the
world, and preach the gospel to the whole creation."

As people learn more definitely about the dynamic effect of
thought and how ideas pass from mind to mind, they see more
and more the wisdom of the Christ teaching. They are
beginning to understand that there is one undeviating law
of mind action and that all thinking and all speaking is
amenable to it. Thus when Jesus said, "By thy words thou
shalt be justified, and by thy words thou shalt be
condemned," He taught the power of thoughts and words to
bring results in accordance with the ideas back of them.

Following the metaphysical side of the teaching of Jesus,
we have found that certain thoughts held in the minds of
the people are causing widespread misery, disease, and
death. We have also found that these thoughts can be
dissolved or transformed and the whole man made over
through his conscious volition. Paul well understood this
process. He said, "Be ye transformed by the renewing of
your mind."

Among the destructive thoughts that men indulge in and
exercise are those forms of selfishness which we know as
avarice, covetousness, money getting, the desire for
financial gain and for possessing the things of the world.
These thoughts threaten seriously to


disturb the civilization of the world and the stability of
the whole race. The sole thought of money getting is being
allowed by men and women to generate its cold vapor in
their souls until it shuts out all the sunlight of love and
even of life. The remedy for the misery caused by
destructive thoughts is not far to seek. It lies in
constructive thinking along the lines that Jesus laid down.
Indeed the remedy for all the ills to which flesh is heir
lies in conformity to the divine law that Jesus revealed to
His true followers. It is said of these true followers
(Acts 4:32) that they were "of one heart and soul: and not
one of them said that aught of the things which he
possessed was his own; but they had all things common."

Many true Christians have observed this righteous law and
sought to conform to it in community life. Such efforts
have not always been successful, because there was not the
necessary recognition of the mental factor and the
discipline of ideas. So long as the idea of covetousness is
lodged in the human mind as its dominant generating factor,
there can be no successful community life. That idea must
be eliminated from the mental plane first; the next step,
the outer practice, will then be safe and successful.

Everywhere true metaphysicians are preparing themselves to
be members in the great colony that Jesus is to set up, by
working to eliminate from their mind all selfish ideas,
along with all other discordant vibrations that produce
inharmony among members of the same group. A step in this


is the gradual introduction of the "freewill offering" plan
to replace the world's commercial standard of reward for
services. We are striving to educate the people on this
question of giving and receiving and to let their own
experience prove to them that there is a divine law of
equilibrium in financial matters that corresponds to the
law of balance and poise that holds the suns and the
planets in place. In order to make a success of this great
effort we must have the loving co-operation of everyone to
whom we minister. The law is based on love and justice, and
it equitably and harmoniously adjusts all the affairs of
men. It goes even further, for it restores a harmony and
balance in both mind and body that results in happiness and
health as well as prosperity. Love and justice are mighty
powers, and all things must eventually come under their
influence, because even a few men and women of right motive
can, by right thinking and consequent just action,
introduce these ideas into the race consciousness and pave
the way for their universal adoption. The movement has
already begun and is rapidly gaining headway. Every student
and reader is asked to give it impetus by resolving to be
unselfish and just without compulsion.

The race consciousness is formed of thought currents and
the dominant beliefs of all the people. A few men and women
rise above these currents of thought and become independent
thinkers. The dominating race idea of money getting as the
goal of success is now being replaced by the idea of
usefulness and good works. This idea must be carried


out by individuals who have resolved to think and to act in
the Jesus Christ way. To be one of these individuals and to
contribute to the change in the race consciousness, first
dedicate yourself in Spirit to the ministry of Jesus and
resolve to carry forward the great work He has commissioned
you to do. This does not mean that you must preach like
Paul or necessarily carry on any extensive work in the
outer. In the silence of your "inner chamber" you can do a
mighty work of power by daily denying the beliefs in
avarice and covetousness and affirming the universal sway
of divine love and justice. You can make the idea of exact
equity and justice between man and man the central theme of
all your saying and doing. When you see examples of greed
and avarice or when thoughts of these seek a place in your
mind, remember the words of the Master: "What is that to
thee? follow thou me."

Never for a moment allow yourself to entertain any scheme
for getting the better of your fellows in any trade or
bargain. Hold steadily to the law of equity and justice
that is working in and through you, knowing for a certainty
that you are supplied with everything necessary to fulfill
all your requirements. Give full value for everything you
get. Demand the same for everything you give, but do not
try to enforce that demand by human methods. There is a
better way: think of yourself as Spirit working with
powerful spiritual forces, and know that the demands of
Spirit must and will be met.

Do not plan to lay up for the future; let the future


take care of itself. To entertain any fears or doubts on
that point saps your strength and depletes your spiritual
power. Hold steadily to the thought of the omnipresence of
universal supply, its perfect equilibrium and its swift
action in filling every apparent vacuum or place of lack.
If you have been in the habit of hoarding or of practicing
stringent economy, change your thought currents to
generosity. Practice giving, even though it may be in a
small way. Give in a spirit of love and give when you
cannot see any possibility of return. Put real substance
into your gift by giving the substance of the heart with
the token of money or whatever it is. Through the power of
your word you can bless and spiritually multiply everything
that you give. See yourself as the steward of God handing
out His inexhaustible supplies. In this manner you are
setting into action mental and spiritual forces that
eventually bring large results into visibility. Be happy in
your giving. God loves a cheerful giver because his mind
and heart are open to the flow of the pure substance of
Being that balances all things.

Do not give with any idea that you are bestowing charity.
The idea of charity has infested the race consciousness for
thousands of years and is responsible for the great army of
human dependents. Do all you can to annul this mental
error. There is no such thing as charity as popularly
understood. Everything belongs to God and all His children
are equally entitled to it. The fact that one has a surplus
and gives some of it to another does not make the one


a benefactor and the other a dependent. The one with the
surplus is simply a steward of God and is merely
discharging the work of his stewardship. When one asks for
divine wisdom and understanding about giving it becomes a
joy both to the giver and the recipient.

Followers of Jesus who are doing His work of teaching and
healing should, like Him, receive free-will offerings for
their ministry to the people. The majority of those who
apply to teachers and healers recognize this law of giving
and receiving, but there are quite a number who do not
understand it. First there are those who are in bondage to
the idea of avarice, and secondly, there are those who
still are in bondage to the idea of charity. Both these
classes need education and treatment to release them from
mental limitation and mental disease. The avaricious suffer
most in body and are the most difficult to heal, because of
the mental bias that prompts them to get everything as
cheaply as possible, including the kingdom of heaven. They
must be patiently educated to be just because it is right,
and to learn to "let go" of the acquisitive spirit and
replace it with the spirit of generosity. They will do this
readily enough as a mental drill but are not so willing to
let go of the money symbol. However, continued treatments
in the silence, supplemented with oral and written
instruction, will eventually prevail and heal them.

There are many examples that could be given to prove the
outworking of the law. The covetous idea


has a great power over the body. It would avail little to
treat the outer manifestation before first removing the
inner cause from the mind. The salvation of such people is
to learn to give generously and freely, not from compulsion
or for the sake of reward but from a love of the giving.
Some metaphysicians think to cure their patients of the
hold of avaricious thoughts by charging them a good round
price for their treatments. By the same token the medical
doctor who charges the most is surest to heal his patients,
and any service for which an exhorbitant price is charged
is the best! Surely this would be a foolish idea.
Metaphysical healing has become so popular that hundreds
have gone into it as a business and are making of it an
industry founded on the old commercial idea, just as cold
and calculating, as hard and unyielding as the idea is in
the ranks of the money-changers of mammon.

Surely there is a "more excellent way," one more in harmony
with divine law, a way that permits the heart as well as
the head and hand to be used in the grace of giving and
receiving. Those who are using the freewill offering method
meet with some criticism and opposition from those who hold
to the commercial method and say that charging a definite
sum is the legitimate way. They accuse Unity of fostering
charity and poverty and keeping alive the spirit of getting
something for nothing that is manifested by so many people.
Our reply is that we are pursuing the only course that
could ever effectually eradicate these erroneous states of
consciousness and bring


people into an understanding of the spiritual law of
prosperity through giving in love.

Everyone should give as he receives; in fact, it is only
through giving that he can receive. Until the heart is
quickened at the center and the mind is opened up to Truth
there is no permanent healing. Everyone can make a fair
return for everything he gets. We aim to show moneyless
paupers that they can give something in return for the good
that has been done them. It may be to pass the true word to
some other needy one, or merely to lift up their voice in
thanksgiving and praise where before they were dumb. We
recognize the necessity of some action of the mammon-bound
mind. It must be made to let go somewhere before it can
receive the light and the power of Spirit.

Our work is to bring men and women to the place of true and
lasting dominion where they are superior to both riches and
poverty. We can do this by showing them that they are
spiritual beings, that they live in a spiritual world here
and now, and that through the apprehension of the Truth of
their being and their relation to God this dominion is to
be realized.

The central and most vital fact that they must come to
realize is that an idea has the power of building thought
structures, which in turn materialize in the outer
environment and affairs and determine every detail of their
existence. Every man is a king ruling his own subjects.
These subjects are the ideas existing in his mind, the
"subjects" of his thought. Each man's ideas are as varied
and show


as many traits of character as the inhabitants of any
empire. But they can all be brought into subjection and
made to obey through the I AM power that is the ruler of
the kingdom. In your domain of mind there may be colonies
of alien ideas--the Philistines, Canaanites, and other
foreign tribes, that the Children of Israel found in their
Promised Land when they attempted to take possession of it.
The story of the Children of Israel and how they gained the
possession of that land is a symbolical representation of
the experience of everyone who seeks to reclaim his own
consciousness in the name of the Lord. The meaning in
Hebrew of the name Canaanite is "merchant" or "trader"; in
other words, a set of ideas that has to do with the
commercial phase of life. Study the Children of Israel
(spiritual ideas) in their experiences with these
Canaanites and you will get many valuable hints on subduing
and handling your own money-getting ideas.

You may allow avariciousness and stinginess to develop in
your mind domain until the very blood in your body starts
to dry up and your nerves are shaken and palsied with the
fear of future poverty. If so, it is time these ideas were
driven out and a new set of ideas settled in your domain to
become active in building up a new state of consciousness
(nation). Begin at once to let go of your all-consuming
thoughts of gain. Think about generosity and begin to be
generous for your own sake. "It is more blessed to give
than to receive" will prove itself to you as the law, for
you will be blessed by a new influx of ideas


of life, health, and prosperity when you start giving.

Instead of being grasping and avaricious, perhaps you have
gone to the other extreme and have cultivated ideas of
small things financially. You may have been fostering
poverty by holding ideas of pennies instead of dollars or
of hundreds instead of thousands. You may be thinking that
you cannot give because your income is small or your supply
is limited. Your remedy is to cultivate ideas of abundance.
Claim God as your inexhaustible resource; that all things
are yours. But in order to set in motion the accumulated
energy of your thought you must also begin to give. You may
be able to give only pennies at first, but give them in the
name and the spirit of your opulent God. Send them forth
with all the love of your heart and say to them as they go,
"Divine love through me blesses and multiplies you."

Your consciousness is like a stream of water. If the stream
is in any way dammed up, the water settles in all the low
places and becomes stagnant. The quickest way to purify and
reclaim the low, "swampy" places in your consciousness is
to let in the flood from above by opening the dam. Many
people try to demonstrate God as their supply by repeating
affirmations of abundance now present, but fail to deny and
thus to let go of the old condition and old belief in lack
by beginning to give as generously as possible. It is not
the amount you give measured by standards of the world, it
is the good will you send forth with the gift; which can be
measured only by spiritual standards.


"God loveth a cheerful giver." The Greek word here
translated cheerful is hilarion, which means really
"hilarious, joyful." The gift may be measured in dollars
and cents but God looks not on such standards, He looks on
and loves the "joyful" giver. We read in Deuteronomy 28:47,
48, "Because thou servedst not Jehovah thy God with
joyfulness, and with gladness of heart, by reason of the
abundance of all things; therefore shalt thou serve thine
enemies ... in hunger, and in thirst, and in nakedness, and
in want of all things." This shows that there is a definite
relation between the cheerfulness or joyfulness of our
giving and our prosperity. Whether we make a large or a
small gift, let us make it with largeness of cheer and joy,
even of hilarity, remembering that God loveth a "hilarious"
giver. "Keep therefore the words of this covenant, and do
them, that ye may prosper in all that ye do."

Blessings That May Be Placed On Our Gifts

Divine love, through me, blesses and multiplies this

The Father gives abundantly; I receive thankfully, and give
again generously.

This is the bounty of God, and I send it forth with wisdom
and joy.

Divine love bountifully supplies and increases this

I give freely and fearlessly, fulfilling the law of giving
and receiving.




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Chapter 11 - Lesson Eleven - Laying Up Treasures

AFTER the multitude had been fed by the increase of the
loaves and fishes, Jesus commanded that they gather up the
fragments so that nothing might be lost. "And they all ate,
and were filled: and they took up that which remained over
of the broken pieces, twelve baskets full." Any form of
waste is a violation of the divine law of conservation.
Everywhere in nature there is evidence of stored-up energy
substance, ready for use when needed.

This reserve force is not material but spiritual. It is
ready to be called into expression to meet any need. But
when it is not put to use or called into expression, there
is a manifestation of inharmony or lack either in the body
of man or in its outer supply. It is in his wrong
conception of this spiritual force that man makes the
mistake of falling into the habit of hoarding instead of
conserving. He tries to gather things together in the
external in a vain effort to avert an imagined shortage in
the future and he counts himself rich by the amount of his
material possessions.


Spiritually awakened people are coming to know that all
riches are spiritual and within the reach of all as divine
ideas. They study the law of conservation as it pertains to
the spiritual and seek to build up a large reserve
consciousness of substance, life, strength, and power,
rather than laying up material treasures that "moth and
rust consume" and "thieves break through and steal."

Men and women scatter their energies to the four winds in
the effort to satisfy the desires of the flesh, and then
wonder why they do not demonstrate prosperity. If they only
realized the truth that this same thought force can be
conserved and controlled to express itself in constructive
channels, they would soon be prosperous. Spirit must have
substance to work on and there must be substance in the
ideas of your mind. If your substance is going here, there,
and everywhere, being spent in riotous thinking, how can it
accumulate to the point of demonstration? Such a waste of
substance is a violation of the law of conservation, a law
that all should know. When you overcome your desire for
dissipation, not the overt acts only but the inner desire,
then you will begin to accumulate substance that must
manifest itself as prosperity according to the law.

One of the fundamental principles in the study of
Christianity is that God's great objective is the making of
a perfect man. Man is the apex of creation, made in God's
image and likeness, and endowed with full authority and
dominion over his elemental thoughts. We sometimes think
that we


must succeed in some business or occupation before we can
become rich or famous. This is a missing of the mark of
"the high calling of God in Christ Jesus," which is to
demonstrate the divine idea of a perfect man. The real
object of life is not making money or becoming famous but
the building of character, the bringing forth of the
potentialities that exist in every one of us. A part of the
divine plan is substantial provision by the Creator for all
the mental and physical needs of His creation. We are not
studying prosperity to become rich but to bring out those
characteristics that are fundamental to prosperity. We must
learn to develop the faculty that will bring prosperity and
the character that is not spoiled by prosperity.

Faith is the faculty of mind that deals with the
universal-substance idea. Faith is the substance of things
hoped for. Everything in God is ideal, without form or
shape but with all possibilities. He is omnipresent in our
mind and in our body. It is in our body that we bring God
into visible manifestation. Faith is the faculty that does
this. It lays hold of the substance idea and makes it

The scramble for wealth seems to be the only object of
existence for certain minds. Writers of Biblical times were
incessantly preaching against the evils of money. Yet
Jehovah was always promising riches and honor to all those
who kept His commandments. The gold and silver that God
promised were spiritual rather than material. God is mind,
and mind can give only ideas. These ideas can be translated


into terms of gold or of anything else we desire, according
to our thought. The only treasures that are worth saving
are those we lay up in the heavens of the mind. The only
gold that can be trusted to bring happiness is the gold of
Spirit. Jesus says, "I counsel thee to buy of me gold
refined by fire, that thou mayest become rich; and white
garments, that thou mayest clothe thyself, that the shame
of thy nakedness be not made manifest."

Paul tells us that "the love of money is a root of all
kinds of evil." That means of course that by loving money
man has in some way limited it. He has not loved the true
source of money but has loved the thing rather than the
Spirit that it expresses. He has broken the law by trying
to grasp the thing and failing to acknowledge the idea that
lies back of it. We must know this law, observing it in the
handling of money, and make love the magnet of supply
instead of becoming entangled in that selfishness and greed
which is causing so much inharmony and suffering in the
world today. We should know that there is a universal money
substance and that it belongs to all of us in all its

In the parable of the sower Jesus uses a most striking
phrase. Part of the good seed was choked out by thorns and
the thorns represent the "deceitfulness of riches." Money
is indeed a cheat. It promises ease and brings cares; it
promises pleasures and pays with pain; it promises
influence and returns envy and jealousy; it promises
happiness and gives sorrow; it promises permanence and then
flies away.


Metaphysically, it is better or at least safer to be poor
than to be rich. Jesus taught this in the parable of the
rich man and Lazarus. The rich man is pictured in torment,
crying for the poor man to give him a drink of water. But
if the rich are miserable, the poor who greatly desire to
be rich are equally so. Poverty and riches are the two
poles of a magnet whose pivot is a belief that the
possession of matter will bring joy to the possessor. This
belief is a delusion, and those who are attracted by this
belief and allow their minds to be hypnotized by the desire
for material possessions are to be pitied whether their
desire is realized or not.

The real possessor of wealth is the one who feels that all
things are his to use and to enjoy yet does not burden
himself with the personal possession of anything. Diogenes
was a most happy man though he lived in a tub. His
philosophy has outlived the influence of the rich and
powerful people who were his contemporaries. He walked
around with a lantern at midday looking for an honest man,
so they seem to have been as rare in his day as in ours.

However, the widespread desire for material possessions
indicates that there is somewhere some good in it. The
natural man is from the soil, formed of the dust of the
ground, and loves his native element. The spiritual man is
from above, originating in the heavens of the mind. He is
given first place and like Jacob supplants the natural man.
Men should not condemn the earth because of this, yet they
should not love it to the exclusion of the heavens. They


should understand that substance is the day from which the
Father makes the body of His people. "Your heavenly Father
knoweth that ye have need of all these things ... But seek
ye first his kingdom, and his righteousness; and all these
things shall be added unto you."

The divine law holds that the earth is the Lord's and the
fullness thereof. If this truth were thoroughly understood,
men would begin at once to make all property public,
available for the use and enjoyment of all the people. The
early disciples of Jesus understood this and their religion
required them to bring all their possessions and lay them
at the feet of their leaders, to be distributed and used
according to the needs of all. Paul's companion Barnabas
gave his field. Ananias and Sapphira sold their land and
brought part of the price to Peter but held back part of
it. They had not overcome the fear of future lack and had
not put their faith fully in the teaching and promises of
the Master.

When we have recognized the truth of the omnipresence of
God as substance and supply for every need, there will be
no occasion for holding back part as Ananias and Sapphira
did. We cannot hoard money in its material phase without
breaking the law, which is that we have all the substance
necessary for our supply. We ask the Lord for our "daily"
bread and expect to have it but we do not get an
accumulation that will spoil on our hands or that will deny
the proper supply to any other man. The metaphysical idea
of this part of the Lord's Prayer


thought of accumulation so dominant in the world today are
inviting trouble and even disaster, because right along
with this thought goes a strong affirmation of the fear of
loss of riches. Their actions bespeak fear, and the loss
they dread is certain to be manifested sooner or later. The
worldly idea of prosperity is based on the wrong idea of
supply. One may have the right idea about the source of
riches as spiritual and yet have the wrong idea about the
constancy of supply as an ever-present, freely flowing
spiritual substance. God does not clothe the lilies in a
moment and then leave them to the mercy of lack; He gives
them the continuous supply necessary to their growth. We
can rest assured that He will much more clothe us and keep
us clothed from day to day according to our need. When we
doubt this and place our dependence on stored-up money
instead, we shut off the stream of divine supply. Then when
our little accumulation is spent, stolen, or lost, we are
like the prodigal son and we begin to be in want.

Jesus did not own a foot of land. Yet never did He lack for
anything needed. Without laying up treasures on earth He
was rich in His consciousness of the treasures of heaven
within Himself, treasures ready to be manifested in the
outer whenever He needed them.

We know perfectly well that sooner or later we shall have
to let go of our earthly possessions. Does this bring the
thought of death and of leaving the world behind? Then it
shows what a powerful hold


this race belief of worldly wealth has taken in your mind.
Men can think of letting go of their material possessions
only in connection with death. They seem to prefer death to
giving up their idea of wealth. When they make such a
choice they decree what shall come to pass for them. That
is why it is hard for a "rich man" to enter into the
kingdom of heaven. He has laid up treasures on earth and
not enough in heaven. He has not made it possible for his
mind to lay hold of the positive pole of wealth, the true
idea of wealth. He is holding to the negative side of the
wealth idea, and that side is always changing. Material
things pass away unless they are firmly connected with the
unchanging, positive Source.

True riches and real prosperity are in the understanding
that there is an omnipresent substance from which all
things come and that by the action of our mind we can unify
ourselves with that substance so that the manifestations
that come from it will be in line with our desires and
needs. Instead of realizing the inexhaustible, eternal, and
omnipresent nature of that substance, we have limited it in
our thought. We have thought that there is only about so
much of it and that we had better hurry to get our share.
We have thought that we must be careful how we spend it and
put some of it away for a time when there won't be any
more. In building up this consciousness of a limited supply
we have concluded that it is necessary to be economical and
more and more saving. We begin to pinch in our mind, and


then our money becomes pinched, for as we think in our
mind, so we manifest in our affairs. This attitude pinches
the channel through which our substance comes to
manifestation and slows down the even flow of our supply.
Then comes depression, hard times, shortage, and we wonder
why, looking for some way to lay the blame on the
government, or on war, or on industry, or even on the Lord,
but never by any chance do we put the blame where it
belongs: on ourselves.

The "pinching attitude" of mind does even worse than bring
people into want. If people would relax in mind, they would
loosen up the nerves and muscles of the body. They must
learn the cause of their strained, pinching mental attitude
and let go of that first. Then the relief of the outer
condition will become manifest as the condition itself did.

Nearly all of us have been brought up in the belief that
economy is an important thing, even a virtue. We should
save our money and have a bank account. Saving money is the
recipe for success given by many of our wealthy men. It is
not a bad idea. There must be money available in banks to
carry on business and industry. By having a bank account we
contribute to the welfare of the community, if we have the
right idea; which is that the Lord is our banker.

The word miser is from the Latin root from which also comes
"miserable." It describes the condition of those who love
and hoard money, lands, or other material things. The
stories that are told


about misers are almost beyond credence, but nearly every
day the press recounts the story of the pitiable straits to
which misers have reduced themselves in order to add to
their riches. They sometimes starve themselves to add a few
dollars or even a few pennies to their hoarded store. The
papers recently carried an item about a miser in New York
worth eleven million dollars. He goes from office to office
in one of his great office buildings and picks up the waste
paper from the baskets, which he sells for a few cents.
Another almost as wealthy will not buy an overcoat but
keeps his body warm by pinning newspapers under his house
coat. Such men are not only themselves miserable but they
make miserable all those around them. A New York paper
tells of a miser worth millions when he died. Once burglars
broke into his home, but they succeeded in getting out
again without losing anything.

You do not need to lay up treasures for the future when you
know that the law of omnipresent good is providing for you
from within. As you evolve into this inner law of mind, you
draw to yourself more and more of the good things of life.

In your mind see plenty everywhere. Yes, it is hard
sometimes to overcome the thought that there is not enough,
for it is an insidious thought that has been in
consciousness for a long time. But it can be done. It has
been done and is being done by others. The prosperity law
is not a theory but a demonstrated fact, as thousands can
testify. Now is the time to open your mind and to see
plenty. As you do so you


will find that there is an increase in your supply. Deny
out of mind every thought of lack and affirm the abundance
of all good. The infinite substance that infinite Mind has
given to you is all about you now, but you must lay hold of
it. It is like the air, but you must breathe the air to get
it. It is yours for the taking, but you must take it. You
should cultivate this wonderful power of the mind to know
that everything is bountiful and this power to lay hold of
invisible substance in the mind and by faith bring it forth
into manifestation. Know with Job that we have as much now,
in reality and in Truth, as we ever had. There is no
shortage, lack, or depression with God.

Do not be fearful, regardless of how outer appearances may
affect others. Keep your head when all about you are losing
theirs. Refuse to load up your mind with the old material
thoughts of economy to the point of denial of what you
really need. Eliminate the old limiting ideas. Assert your
freedom and your faith as a child of God. Do not spend
foolishly or save foolishly. The farmer does not throw away
his wheat when he sows a field. He knows how much he must
sow per acre and does not stint, for he knows that a
stinted sowing will bring a stinted harvest. He sows
bountifully but not extravagantly and he reaps bountifully
as he has sown. "Whatsoever a man soweth, that shall he
also reap." "He that soweth sparingly shall reap also
sparingly; and he that soweth bountifully shall reap also


We cannot help but see that apparent lack and hard times
are the result of states of mind. We have such things in
the manifest world because men have not squared their
action with divine Principle. They have not used spiritual
judgment. When they invest in stocks and property, they get
the opinions of other men, sometimes those who call
themselves experts. Then comes the crash, and even the
experts prove how little they understand the real laws of
wealth. We can go to an expert who really knows the law
because He ordained it in the first place. And He is not
far away, but right within ourselves. We can go within and
meditate on these things in the silence, and the Lord will
direct our personal finances. He will show us just how to
get the most and give the most with our money and He will
see to it that we have the supply that we need so that we
may not be in want of anything needful to our good. This
may not mean riches piled up or "saved for a rainy day,"
but it will insure our supply for today, the only day there
is in Truth.

As we continue to grow in the consciousness of God as
omnipresent life and substance we no longer have to put our
trust in accumulations of money or other goods. We are sure
that each day's need will be met, and we do not deprive
ourselves of today's enjoyment and peace in order to
provide for some future and wholly imaginary need. In this
consciousness our life becomes divinely ordered, and there
is a balance in supply and finances as in everything else.
We do not deprive ourselves of what we need today;


neither do we waste our substance in foolish ways nor
deplete it uselessly. We do not expect or prepare for
adversity of any kind, for to do so is not only to invite
it but to show a doubt of God and all His promises. Many
people bear burdens and deny themselves sufficient for
their present needs in order to prepare for dark days that
never come. When we look back over the past we find that
most of our fears were groundless, and most of the things
we dreaded so much never happened. However the things we
prepared for probably did happen and found us not fully
prepared even after all our efforts in that direction. This
should enable us to trust God now and rest in the positive
assurance that He will supply every need as it arises.

Things are never so bad as you think. Never allow yourself
to be burdened with the thought that you are having a hard
time. You do not want a soul structure of that kind and
should not build it with those thoughts. You are living in
a new age. Yesterday is gone forever; today is here
forever. Something grander for man is now unfolding. Put
yourself in line with the progress of thought in the new
age and go forward.


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Chapter 12 - Lesson Twelve - Overcoming the Thought of Lack

THE KINGDOM of heaven is like unto a net, that was cast
into the sea, and gathered of every kind; which, when it
was filled, they drew up on the beach; and they sat down,
and gathered the good into vessels, but the bad they cast

The mind of man is like the net catching every kind of
idea, and it is man's privilege and duty under the divine
law to separate those that are good from those which are
not good. In this process the currents of unselfish,
spiritual love flowing through the soul act as great
eliminators, freeing the consciousness of thoughts of hate,
lack, and poverty, and giving the substance of Spirit free
access into the consciousness and affairs.

In another parable Jesus explained the same process as a
separation of the sheep from the goats. When this divine
current of love and spiritual understanding begins its
work, we must make this separation. We put the sheep, the
good and obedient and profitable thoughts, on the right,
and we put the goats, the stubborn, selfish, useless
thoughts, on the


left. Each must handle his own thoughts and overcome them
by aligning them with the harmony and order of the divine
thought. There is an infinite, omnipresent wisdom within us
that will deal with these thoughts and guide us in making
the discrimination between the right and the wrong when we
trust ourselves fully to its intelligence. We can establish
a connection between the conscious mind and the
superconscious mind within us by meditation, by silence,
and by speaking the word.

The superconscious mind within you discriminates among the
kinds of food you assimilate, controls your digestion, your
breathing, and the beating of your heart. It "doeth all
things well," and it will help you do this important work
of directing you in the thoughts you should hold and the
ones you should cast out. As you develop this mind within
yourself you will find that you can gradually turn over
more and more of your affairs to its perfect
discrimination. Nothing is too great for it to accomplish,
nor is anything too trivial for it to handle with
perfection and dispatch. This mind of the Spirit will guide
you in perfect ways, even in the minute details of your
life, if you will let it do so. But you must will to do its
will and trust it in all your ways. It will lead you
unfailingly into health, happiness, and prosperity, as it
has done and is doing for thousands, if and when you follow

It is just as necessary that one should let go of old
thoughts and conditions after they have served their
purpose as it is that one should lay hold of


new ideas and create new conditions to meet one's
requirements. In fact we cannot lay hold of the new ideas
and make the new conditions until we have made room for
them by eliminating the old. If we feel that we cannot part
with the goats, we shall have to do with fewer sheep. If we
insist on filling the vessels with the bad fish, we shall
have to do without the good. We are learning that thoughts
are things and occupy "space" in mind. We cannot have new
or better ones in a place already crowded with old, weak,
inefficient thoughts. A mental house cleaning is even more
necessary than a material one, for the without is but a
reflection of the within. Clean the inside of the platter,
where the food is kept as well as the outside that people
see, taught Jesus.

Old thoughts must be denied and the mind cleansed in
preparation before the affirmative Christ consciousness can
come in. Our mind and even our body is loaded with error
thoughts. Every cell is clothed with thought: every cell
has a mind of its own. By the use of denial we break
through the outer crust, the material thought that has
enveloped the cells, and get down into the substance and
the life within them. Then we make contact with that
substance and life which our denials have exposed, and by
it express the positive, constructive side of the law. When
we consistently deny the limitations of the material, we
begin to reveal the spiritual law that waits within
ourselves to be fulfilled. When this law is revealed to our
consciousness, we begin to use it to demonstrate all things
that are good.


That is the state of consciousness that Jesus had, the
Christ consciousness.

Every man has a definite work to do in the carrying forward
of the divine law of spiritual evolution. The law is set
into action by our thinking and is continually supported by
our thought as it develops our soul. Within us are the
great potentialities of Spirit that, put into action,
enable us to be, do, or have anything we will. Science
tells us that each of us has enough energy within himself
to run a universe, if we knew how to release and control
it. We do this releasing by a process of letting go and
taking hold: letting go of the old or that which has done
its part and is no longer useful, and taking hold of the
new ideas and inspirations that come from the
superconscious mind. Jesus told Peter that what he should
bind in earth would be bound in heaven and what he should
loose in earth would be loosed in heaven. He was not
talking about a geographical earth or a definite place in
the skies called heaven. He was explaining to Peter the law
of mind. The conscious mind is but the negative pole of a
very positive realm of thought. That positive realm of
thought, Jesus called "the kingdom of the heavens." It is
not a place at all but is the free activity of the
superconscious mind of man. Whatever we bind or limit in
earth, in the conscious mind, shall be bound or limited in
the ideal or heavenly realm, and whatever we loose and set
free in the conscious mind (earth) shall be loosed and set
free in the ideal, the heavenly. In other words,


whatever you affirm or deny in your conscious mind
determines the character of the supermind activities. All
power is given unto you both in heaven and in earth through
your thought.

We must carefully choose what thoughts we are going to
loose in the mind and what thoughts we are going to bind,
for they will come into manifestation in our affairs. "As
he [man] thinketh within himself, so is he" and "whatsoever
a man soweth [in the mind], that shall he also reap [in the
manifestation]." We must loose all thoughts of lack and
insufficiency in the mind and let them go, just as Jesus
commanded be done with the wrappings that held Lazarus:
"Loose him, and let him go." Loose all thoughts of lack and
lay hold of thoughts of plenty. See the abundance of all
good things, prepared for you and for all of us from the
foundation of the world. We live in a very sea of
inexhaustible substance, ready to come into manifestation
when molded by our thought.

Some persons are like fish in the sea, saying, "Where is
the water?" in the presence of spiritual abundance they
cry, "Where will I get the money? How will I pay my bills?
Will we have food or clothes or the necessities?" Plenty is
here, all around, and when you have opened the eyes of
Spirit in yourself, you will see it and rejoice.

We mold omnipresent substance with our mind and make from
it all the things that our mind conceives. If we conceive
lack and poverty we mold that. If we visualize with a
bountiful eye we mold


plenty from the ever-present substance. There is perhaps no
step in spiritual unfoldment more important than the one we
are taking here. We must learn to let go, to give up, to
make room for the things we have prayed for and desired.
This is called renunciation or elimination, sacrifice it
may even seem to some people. It is simply the giving up
and casting away of old thoughts that have put us where we
are, and putting in their place new ideas that promise to
improve our condition. If the new ideas fail to keep this
promise, we cast them away in their turn for others,
confident that we shall eventually find the right ideas
that will bring that which we desire. We always want
something better than we have. It is the urge of progress,
of development and growth. As children outgrow their
clothes we outgrow our ideals and ambitions, broadening our
horizon of life as we advance. There must be a constant
elimination of the old to keep pace with this growth. When
we cling to the old ideals we hinder our advance or stop it

Metaphysicians speak of this eliminative work as denial.
Denial usually comes first. It sweeps out the debris and
makes room for the new tenant that is brought into the mind
by the affirmation. It would not be wise to eliminate the
old thoughts unless you knew that there are higher and
better ones to take their place. But we need not fear this,
because we know the divine truth that God is the source of
all good and that all good things can be ours through the
love and grace of Jesus Christ.


None of us has attained that supreme place in consciousness
where he wholly gives up the material man and lives in the
Spirit, as Jesus did, but we have a concept of such a life
and His example showing that it can be attained. We shall
attain it when we escape the mortal. This does not mean
that we must die to get free from mortality, for mortality
is but a state of consciousness. We die daily and are
reborn by the process of eliminating the thought that we
are material and replacing it with the truth that we are
spiritual. One of the great discoveries of modern science
is that every atom in this so-called material universe has
within it superabundant life elements. God is life and
Spirit, and He is in every atom. We release this spiritual
life quality by denying the crust of materiality that
surrounds the cells and affirming that they are Spirit and
life. This is the new birth, which takes place first as a
conception in the mind, followed by an outworking in body
and affairs. We all want better financial conditions. Here
is the way to obtain them: Deny the old thoughts of lack of
money and affirm the new thought of spiritual abundance
everywhere manifest.

Every lesson of Scripture illustrates some phase of mental
action and can be applied to each individual life according
to the need that is most pressing at the time of its
perception. If you do not look for the mental lesson when
reading Scripture, you get but the mere outer shell of
Truth. If however you have the proper understanding of the


in the narrative, knowing that they represent ideas in your
own mind, you can follow them in their various movements
and find the way to solve all the problems of your life.
This does not mean that a study of the written Scriptures
will itself solve your problems unless you come into the
apprehension of the real Scriptures, the Bible of the ages,
the Book of Life within your own consciousness. But a study
of the outer symbols as given in the written Scriptures can
and should lead you into the understanding of the Truth of

In every person we find the conflicting ideas represented
by the Children of Israel and the Philistines. They are
pitted against each other in a conflict that goes on night
and day. We call these warring thoughts Truth and error.
When we are awakened spiritually we stand on the side of
Truth, knowing that Truth thoughts are the chosen of the
Lord, the Children of Israel. But the error thoughts
sometimes seem so real and so formidable that we quake and
cringe with fear in their presence.

We know that Truth will eventually prevail, but we put the
victory off somewhere in the future and say that the error
is so large and strong that we cannot cope with it now--we
will wait until we have gathered more strength. Then we
need to stand still and affirm the salvation of the Lord.

Ideas are not all of the same importance. Some are large
and strong; some are small and weak. There are aggressive,
dominating ideas that parade themselves, and brag about
their power, and with


threats of disaster keep us frightened into submission to
their wicked reign. These domineering ideas of error have
one argument that they always use to impress us, that of
the fear of results if we should dare to come out and meet
them in open opposition. This fear of opposing ideas, even
when we know them to be wrong, seems to be woven into our
very mental fabric. This fear is symbolized by the spear of
Goliath which, as the story relates, "was like a weaver's

What is the most fearful thought in the minds of men today?
Is it not the power of money? Is not mammon the greatest
Philistine, the Goliath in your consciousness? It is the
same whether you are siding with the Philistines and are
successful in your finances from a material viewpoint, or
whether you are with the Israelites and tremble in your
poverty. The daily appearance of this giant Goliath, the
power of money, is something greatly feared. Neither the
Philistines nor the Israelites are in possession of the
Promised Land, neither side at peace or happy in any
security, so long as this domineering giant parades his
strength and shouts his boasts. This error idea claims he
is stronger than the Lord of Israel. He must be killed
before all the other error thoughts will be driven out of
your consciousness and you can come into the consciousness
of plenty, the Promised Land of milk and honey.

The whole world today trembles before this giant error
idea, the belief that money is the ruling power. The
nations of the world are under this dominion


because men think that money is power. The rich and the
poor alike are slaves to the idea. Kings and great men of
the earth bow and cringe before the money kings. This is
because man has given this power to money by his erroneous
thinking. He has made the golden calf and now he falls
before it in worship. Instead of making it his servant he
has called it master and become its slave. The rule of this
mad giant has been disastrous, and the end of it is rapidly

The first step in getting your mind free from this giant
bugaboo is to get a clear perception of your right as a
child of God. You know that you should put no other gods or
powers before the true God. You know also that you should
not be under the dominion of anything in the heavens above
or the earth beneath, for you have been given dominion over
all. You will never find a better time to come into the
realization of the truth of who and what you are and what
your rights are. Never was a more propitious time to seek a
new and better state of consciousness. If you are in fear
of the boasting Philistine giant, as so many around you
are, begin now to seek a way, as did David, to give his
"flesh unto the birds of the heavens." There is a way, a
righteous way, that cannot fail, and it is your duty to
find it. Follow each step of the way that is symbolically
and beautifully set forth in the 17th chapter of I Samuel.

The name David means "the Lord's beloved," and David
represents your righteous perception of your privileges as
the child of God. You are not a


slave to anything or to anybody in the universe. The threat
of this Goliath, the power of money, holds no terrors for
you in this consciousness. You have a smooth perception of
Truth and you sling it straight to the center of his carnal
thinking, his forehead. The weight of his shield and his
armor does not intimidate you, for you see them for what
they are, empty and meaningless show, vulnerable in many
places to the true ideas with which you are armed.

Even the most ardent defenders of the money power will
admit that it is a tyrant and that they would not have it
rule their world if they could help it. It nearly always
destroys its friends in the end. Any man who becomes a
slave to money is eventually crushed by it. On the other
side are whole armies of righteous people, Christians, who
like the army of Israel think that this giant cannot be
overcome. They are waiting for reinforcements, something
larger and stronger in a physical way, with which to
overcome this enemy. They forget that "the battle is

Do you cringe before this giant when he comes out daily to
impress you with his boastings and threats? It does not
have to be so. You need not continue to fear. There is a
little idea in your mind that can slay him. You perhaps
have not considered this little idea of much importance.
Perhaps you have kept it off on a lonely mountainside of
your spiritual consciousness, herding the sheep, which are
your innocent thoughts. Now let this David come forth, this
perception of your rightful place in Divine


Mind. Get a clear idea of where you really belong in
creation and what your privileges are. Do you think for a
moment that God has so ordained that men cannot escape from
the terrible servitude of hard conditions? Of course not.
That would be injustice, and God is above all just.

It is your privilege to step out at any time and accept the
challenge of this boaster. The Lord has been with you in
the slaying of the fear of sin and sickness (the bear and
the lion), and He will still be with you in slaying the
fear of poverty, which Goliath symbolizes. "The battle is
Jehovah's," and He is with us to deliver us "out of the
hand of the Philistines."

The weapons of the Lord's man are not carnal. He does not
wage war after the manner of the world. He does not use
armor of steel or brass, the protection of selfishness and
the weapons of oppression. He goes forth in the simplicity
of justice, knowing that his innocence is his defense. He
uses only his shepherd's sling and smooth stones, words of
Truth. This is the will and the words of Truth that it
sends forth. They are disdained by the Philistines and many
people laugh at the idea of using words to overcome
conditions. But words do their work, the work whereto they
are sent, and the great mass of materiality goes down
before their sure aim.

We know that money was made for man and not man for money.
No man needs to be a slave to his brother man or cringe
before him to obtain money, which is the servant of all
alike. We are not bound


to the wheel of work, of ceaseless toil day after day, in
order to appease the god of mammon on his own terms. We are
children of the living God, who as a loving Father is right
here in our midst, where we may claim Him as our support
and our resource on such conditions as He lovingly reveals
when we have acknowledged Him and denied mammon. This day
has Jehovah delivered this proud Philistine into our hands,
and the victory is ours. Praise God.

The five smooth stones chosen by David from the brook
represent five irrefutable statements of Truth. These
statements sent forth from a mind confident of itself, its
cause, and its spiritual strength will crush the forehead
of Goliath, error's giant. The statements are the following:

I am the beloved of the Lord. He is with me in all my
righteous words, and they do accomplish that whereto I send
them forth.

My cause is just, for it is my divine right to be supplied
with all things whatsoever that the Father has placed at
the disposal of His children.

I dissolve in my own mind and the minds of all others any
thought that my own can be withheld from me. What is mine
comes to me by the sure law of God, and in my clear
perception of Truth I welcome it.

I am not fearful of poverty, and I am under obligations to
no one. My opulent Father has poured out to me all
resources, and I am a mighty channel of abundance.

I selfishly own nothing, yet all things in existence


are mine to use and in divine wisdom to bestow upon others.

Do not hold yourself in poverty by the fear of lack and by
practicing a pinching economy. If you believe that all that
the Father has is yours, then there is surely no reason for
skimping. Nothing will so broaden your mind and your world
as the realization that all is yours. When you realize the
boundlessness of your spiritual inheritance, nothing shall
be lacking in all your world. See with the bountiful eye;
for "he that hath a bountiful eye shall be blessed." This
passage states an exact law, the law of increase.

Religious leaders in the past have spread the belief that
it is a Christian duty to be poor and that poverty is a
virtue. This is by no means the doctrine of Jesus. He
accepted the proposition fully, without reservation or
qualification, that God is our resource and that the Father
has provided all things for His children. He is often
described as being poor, without a place to lay His head,
yet He had a parental home at Nazareth and was welcomed
gladly into the homes of both the rich and the poor all
over Palestine. He dressed as a rabbi, and His clothing was
so rich and valuable that the Roman soldiers coveted the
seamless robe He wore and cast lots for it. He found
abundance in the kingdom of God where everything needful
becomes manifest not through hard labor but through the
realization of Truth.

Jesus seldom had need for money, because He went back of
money to the idea it represents and


dealt with money in the idea realm. Our government is back
of all our paper dollars, else they would have no value.
God is back of every material symbol, and it is in God
rather than in the symbol that we should put our faith. He
is back of our call for food and raiment and everything
that we could need or desire. Jesus says all we need do is
ask in faith and in His name, believing that we receive,
and we shall have. And we should not hesitate to ask
largely, for God can give much as easily as He can give a


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section Question Helps - Lesson One

Spiritual Substance, The Fundamental Basis Of The Universe

1. What is Divine Mind?

2. What is man, and how is he connected with divine ideas?

3. What great change in methods of production and
distribution seems about to be made? How will it affect our

4. What is the ether of science and metaphysics? To what
extent has man drawn on it, and what are its possibilities?

5. What did Jesus demonstrate regarding the kingdom of the

6. What is the source of all material, according to
science? According to Jesus?

7. What is the simplest and surest way to lay hold of

8. Explain from this viewpoint how substance can never be

9. Why does God give to just and unjust alike, to all

10. How does this truth of the ether help us better to
understand the nature of God as pure being or Spirit?

11. What is symbolized by gold and silver? Why are they

12. What is the threefold activity through which substance
must go on its way to becoming manifest as material?

13. If substance is omnipresent and man can control its
manifestation, why does man suffer from lack and limitation?

14. Explain the teaching of Jesus that it is hard for a

page 191

rich man to enter the kingdom of the heavens.

15. What is meant by "property rights" and the right to
wealth? What error is implied in this doctrine? To whom do
ideas belong?

16. What are some of the "great possessions" that must be
unloaded before we can enter the kingdom of consciousness?

17. After recognizing the existence, potentiality, and
availability of universal substance, what is the next step
in demonstration?

18. Can the kingdom be found by one with selfish motives?
Why should we desire healing and prosperity?

19. What is the prosperity consciousness? Give examples.
How can it be cultivated wisely?

20. What will be the social and economic results of a
widespread prosperity consciousness in the whole race?

Lesson Two

Spiritual Mind, The Omnipresent Directive Principle Of

1. Why are ideas the most important things in life?

2. What is desire in origin, purpose, and result?

3. What is the difference between "is-ness" and "existence"?

4. What is the difference between "being" and "appearance"?

5. What is the relation of figures to the problem they help
solve? How does this illustrate spiritual reality and
material phenomena?

6. What is implied in the fact that man can conceive of an
ideal world?

7. Should we deny the existence of material things? Can we
do so successfully? What should we deny about the things of
the outer?

page 192

8. What is the "I AM identity"? How does it differ from
Divine Mind?

9. Why is spiritual understanding important? How is it

10. What connection exists between ideas in Divine Mind?

11. What divine idea is back of riches? What ideas are the
"parents" of this idea? How can this knowledge help us in

12. Are all men equally entitled to wealth? What ideas
should accompany the acquiring, using, and spending of

13. Do we expect God to give us actual loaves of bread when
we pray the Lord's Prayer? What does He give instead of
material things?

14. Why do people have dreams? Do dreams help men with
their problems?

15. What is the value of relaxation and the silence when we
seek God's gifts?

16. What relation has prosperity demonstration to the
kingdom-of-the-heavens consciousness?

17. What is the physical, psychological, and spiritual
reason for preparing the way for the prosperity

18. What does the parable of the lilies teach us about

19. What effect does the attitude of thanksgiving and
praise have upon our prosperity?

20. Why is asking in the name of Jesus Christ more
effective than any other prayer?

Lesson Three

Faith In The Invisible Substance, The Key To Demonstration

1. What is the starting point in building a prosperity

page 193

2. What is the relation between faith and substance?

3. What does it mean to "have" faith?

4. What is a "seeking" faith? For what does it seek?

5. Explain how doubt retards manifestation.

6. What is the difference between the conception of John
the Baptist and that of Jesus?

7. How do love and understanding assist faith in its

8. Are difficult experiences necessary in life? Why do we
have them?

9. Show that it is sinful to think and talk hard times,
lack, and other limitations.

10. Explain the symbology of the five loaves and two fishes.

11. How does fear produce a stagnation in financial
circulation? How does confidence or faith restore normal

12. How can we go into "the upper room" to wait for the
power from on high?

13. How does your mind create? Are its creations always

14. Why should our faith be in Spirit rather than in
material things?

15. Show how faith is essential to success in the
professions, in manufacturing, in sales, and in other lines
of activity.

16. What do the Bible characters represent to us today?
What Bible personage represents faith?

17. Is science antagonistic to religion or helpful to its

18. What is the relation between material and substance?

19. Is there any lack of anything anywhere? What are we to

20. What affirmations help most to banish fear and abide in
the consciousness of plenty?

page 194

Lesson Four

Man, The Inlet And Outlet Of Divine Mind

1. What is meant by Principle as applied to prosperity?

2. How do we establish a consciousness of Principle as
related to us?

3. How can the study of Truth make one happier, healthier,
more beautiful, more prosperous?

4. What is a miracle? Is prosperity miraculous?

5. How are the keepers of divine law rewarded, and its
breakers punished?

6. What are the legislative, judicial, and executive phases
of the divine law?

7. What is the first rule of the divine law?

8. What is the effect of thinking and speaking of
everything as good?

9. Is there any virtue in poverty?

10. What is meant by the "far country," and what is the
homeland of the prodigal son?

11. What is the psychological and spiritual effect of old

12. What is symbolized by the putting on of new shoes.

13. How is true substance wasted, and what is the
connection between waste and want?

14. What is our best insurance of financial security?

15. How does the law "Seek and ye shall find" apply to

16. Should one who works harder or has more ability receive
a greater reward than another?

17. What power has love in helping one to demonstrate

18. How does the subconscious mind help or hinder in

19. What form does God's answer to prayer take?

page 195

How do we know when a prayer is answered?

20. Must one be morally worthy to become prosperous?

Lesson Five

The Law That Governs The Manifestation Of Supply

1. What in our consciousness is represented by Moses? By
Joshua? By Jesus?

2. What is the metaphysical significance of eating? How do
we break bread in the four-dimensional world?

3. What retards manifestation when we work to attain the
consciousness of abundance?

4. What do we mean by the "one law"? How may we know it?
How keep it?

5. Explain how our ability to use wealth wisely to a large
degree determines our prosperity.

6. Is it necessary to beseech God for prosperity? To ask?
To thank?

7. How do we look or go "within"?

8. Compare the sense mind with the spiritual mind and show
how true prosperity depends on the latter.

9. What is the light theory of matter formation, and how
does it agree with the teaching of the New Testament?

10. Where and what is heaven? How is the soul formed?

11. How did King Solomon demonstrate great prosperity?

12. What is meant by "laying hold of" the substance?

13. How did Jesus develop His consciousness of omnipresent
substance and what did that consciousness ultimately do for

14. What is the true interpretation of "rich man" in the
famous parable of the camel and the needle's eye?

page 196

15. How do we constantly "turn stones into bread," and what

16. What does the parable of the talents teach us regarding

17. What six steps necessary to manifestation may be
discerned in the story of creation?

18. What do we contribute to the world by raising our own
consciousness to the prosperity level?

19. Analyze and explain the statement "I trust Thy
universal law of prosperity in all my affairs."

Lesson Six

Wealth Of Mind Expresses Itself In Riches

1. What is prosperity?

2. Explain the prosperity law that Jesus gave.

3. What relation has a prosperity consciousness to wealth
in the outer?

4. What is the "sin of riches"?

5. What causes crop failure and famine in some countries?

6. Why did Jesus carry no money and own no property?

7. What is the only thing that can satisfy human longing,
and where is it found?

8. Is the law of prosperity limited to thought? What else
is needful?

9. Over what is man given dominion by his Creator?

10. How can man master his fear of financial lack?

11. Why are prosperity prayers sometimes unanswered?

12. What is the true idea of God, and how does man give it

13. What causes "depressions" in the affairs of men and

14. What part does self-control in the matter of sensation

page 197

play in prosperity demonstration?

15. What is the relative importance of denial and
affirmation in the demonstration of prosperity?

16. Who are the real producers of wealth in the nation?

17. What is the law of increase as applied to Mind

18. How should we prepare for an increased prosperity?

19. Should we be specific and definite in our prayers for

20. Write a prosperity affirmation of your own embodying
the four essential steps of recognition, love, faith, and

Lesson Seven

God Has Provided Prosperity For Every Home

1. Of what great spiritual power is the home the symbol?

2. What has the "atmosphere" of a home to do with its
prosperity? How may an atmosphere of worry and fear be

3. Explain the importance of speaking true words in the

4. Aside from the feeling of religious duty, why should we
be thankful for what we have and express our thanks often?

5. Is it good policy to condemn the furnishings in the home
or to be apologetic about them?

6. Should our homes be ostentatious and rich looking to
attract prosperity?

7. Why should we be individual in furnishing the home
rather than following the "accepted" or "in-the-mode" style

page 198

8. How will a deep and sincere love for God attract

9. Why must there be love and understanding between members
of the family to insure a prosperous home?

10. Explain the law of "Love thy neighbor" as applied to
home prosperity.

11. What is God's will for the home, and how does the home
express it?

12. Explain how trying to live and do as others live and do
may hold back our prosperity demonstration.

13. How can we use our will to help the demonstration of
home prosperity?

14. Why should the individual express his own ideas in
order to demonstrate?

15. Where and how is the prosperity demonstration started?

16. Do we have any personal claim on God's substance?

17. How do we "pour" substance into the "empty" places of
the home?

18. Why is it necessary to have determination in order to

19. Does the possession of material things give

Lesson Eight

God Will Pay Your Debts

1. What law of mind is observed in true forgiveness?

2. Why should we trust rather than distrust people?

3. Is there any such thing as debt in Truth? Why?

4. Where must we start in forgiving our debtors and

5. How can we forgive ourselves for holding others in our

6. What is the only sure way of getting out and staying out
of debt?

page 199

7. Explain forgiveness as a good method of bill collecting.

8. How does God forgive our debts? How does His love pay
our debts?

9. How do debt and worry about debt affect health? What is
the remedy?

10. Does God have a place in modern business?

11. What are the merits and the dangers of installment

12. What is the importance of paying all obligations

13. What kind of thoughts should one hold toward creditors?

14. What dominant belief has caused world depression, and
how must it be overcome? What is our part in its overcoming?

15. Is the credit system responsible for widespread debt?

16. Does our faith in supply justify us in assuming
obligations and trusting that we shall be able to pay when
the time comes?

17. What is the value of prayer in gaining freedom from

Lesson Nine

Tithing, The Road To Prosperity

1. What is a "tithe," and how was tithing started?

2. What benefits accrue to the tither, according to the
promises of the Bible?

3. Should one regard one's tithe as an investment that pays

4. In what way is giving a divine grace?

5. What was the practical plan that Paul suggested to the

6. What effect does a willing and cheerful spirit have

page 200

on the giver, the gift, and the receiver?

7. How can faith be exercised in giving?

8. How should wisdom be employed in giving?

9. How can one who is puzzled about giving--as regards how
much, when, and where--be helped by the decision to tithe?

10. What should tithing mean to the farmer? Businessman?
Professional man? Mechanic? Laborer?

11. How does tithing help fulfill "the first and greatest
commandment" about loving God and the neighbor?

12. Aside from Bible promises, do we have direct evidence
that tithing increases prosperity? Cite instances.

13. Should the tithe have a definite place in the personal
or family budget? Should we keep a record of our giving, as
we do of other disbursements?

14. Why is the regular tithe, though it may be small,
better than the occasional giving of a larger gift in a
lump sum?

15. What is the psychological basis and effect of tithing?

16. What attitude should one assume toward a seemingly
delayed demonstration?

17. Should we look for our good to come through the channel
of those to whom we give or serve?

18. Why is it better to give without thought or expectation
of return?

19. What must we do about receiving what God has and
desires for us?

20. Discuss giving as a form of affirmation.

Lesson Ten

Right Giving, The Key To Abundant Receiving

1. In what ways is the religion of Jesus applicable to the
problems of daily living?

page 201

2. State briefly the law of giving and receiving that Jesus

3. Why has the teaching of Jesus not been more effective in
changing conditions in the world and in individual life?

4. Why is economic reform so much needed at the present

5. Can any effective reform be based on the material phase
of the economic problem? Why?

6. Why do men who direct finance and business fail to seek
any advice or assistance from the church?

7. Why is individual reform necessary before national or
world changes can be made?

8. What do metaphysical teaching and study contribute
toward world betterment?

9. How does the desire for the accumulation of money and
goods affect the finer nature and sensibilities of people?

10. Does avarice or greed have any effect on the health of

11. What is the chief cause of stagnation in money
circulation and its attendant evils?

12. What rule did Jesus give us for freeing ourselves from
financial lack?

13. Is the method practiced by the early Christians
practicable in the world as it is today?

14. What substitute is now being advocated for the
commercial standard of payments for goods and service?

15. What is the divine law of equilibrium? Why does it not
seem to operate in financial matters?

16. Is there any direct connection between poverty and
ill-health? How may this problem be approached? Is there a
problem at the other extreme--great wealth? How may it be

17. What is meant by the "race consciousness"? Can we
escape its effects? How can we help to change it for the

page 202

18. What should we do about saving money for the future?

19. What attitude should we take toward charity?

Lesson Eleven

Laying Up Treasures

1. What is the law of conservation as applied to spiritual

2. What is the difference between hoarding and conserving?

3. Is accumulation of substance necessary to demonstration?

4. How is spiritual substance accumulated? How dissipated?

5. What is the true objective of man's life?

6. Explain why character development must be a part of our
study of the demonstration of prosperity.

7. Is the ambition for wealth commendable or reprehensible?

8. Of what is gold the symbol, metaphysically understood?

9. What is the deceitfulness of riches? What is money?

10. Does great wealth bring happiness? Does extreme poverty
make one any better than the rich? What is the truth about

11. What is the only true deed or title to possessions?

12. What do we want when we ask for "our daily bread"?

13. How does the hoarding of money injure society?

14. Should we prepare for that "rainy day" by saving part
of our money?

15. Was Jesus poor? Was He ever in want? What does it mean
to turn stones into bread?

page 203

16. Explain the meaning of the rich man and the eye of the

17. What are some of the financial and bodily results of
the pinching attitude toward money?

18. What attitude toward hard times and lack is most
helpful to us?

19. How shall we learn to get the most and give the most
with the means we have at our disposal?

Lesson Twelve

Overcoming The Thought Of Lack

1. Why must we constantly examine our thoughts and separate

2. By what standard do we judge our thoughts?

3. What is the work of the superconscious mind in the body?

4. How may we use this superconscious mind in our outer

5. What is the importance of thought elimination or mental

6. How do we go about this work of eliminating error

7. What further benefits accrue from the use of denial

8. Where or what is the "kingdom of the heavens," and what
is it like?

9. What is meant by "loosing in heaven"? What should we
loose and what should we guard against loosing?

10. Where and what is "substance"? How do we contact it?

11. What is the result of clinging to past ideas and

12. What is mortality? Do we escape it by dying? How

page 204

13. Explain the new birth and the relation of denial to it.

14. What do Bible characters mean to us? What can they do
for us?

15. What do David and Goliath stand for in consciousness?

16. What is the modern "golden calf" that most men worship?

17. Name some of the evil results of the error of money

18. Would the doing away with money entirely solve the
problem? What is the solution?

19. What "little but mighty" idea in consciousness is
symbolized by David?

20. What are the weapons of this David that slay the giant


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section Index

abundance, affirming, 93, 121-122, 126, 169-170 (see

acquisitiveness (see avarice)

Adam, Father, 72

affirmation, importance of, 98-99, 157-158, 175-176, 178-179

affirmations and denials, list of: 23, 25, 35-36, 41, 50,
52-55, 59-60, 63, 65, 69, 85-86, 101, 110-112, 114,
122-124, 130, 157-158, 185-186

Ananias and Sapphira, 164

angels, 44-45

appetite (see passion)

avarice, vs. generosity, 153, 156-157; vs. love and
justice, 150-151 (see race consciousness)

Being, and expression, 14, 27-29

Bible, and overcoming, 96-97; characters of, as
representing ideas, 50, 70, 179-180

birth, new, and its attainment, 179

Blackstone, Sir William, on law, 59

blessing, and the law of increase, 99-100

Book of Life (see Bible)

cause and effect, 58, 146-147

charity, 152-153

page ii

China, 90

Christ, all men as one in, 143-144; asking and receiving in
the name of, 36-37, 93; mind of, man's channel to the
all-providing substance of the Father, 74-75

Christ Spirit, vs. "accusing conscience," 119-120

condemnation, vs. love, 110, 123-124

consciousness, spiritual vs. material, 175-176, 179 (see

covetousness, as hindrance to successful community life,

credit system, use and abuse of, 128

criticism (see condemnation)

David, 65, 182-185

debt, denying, but not disclaiming payments owed or due,
123; idea of, in relation to idea of lack, 120-121, 123;
way of getting out and staying out of, 124

debtor, holding the right thought about one's, 120-122, 126

demand and supply, 18-19, 53, 73, 93-94

demonstration, secret of, 37, 99-100

denial, importance of, 98-99, 157-158, 175-176, 178-179

depressions (see lack)

desire, as forerunner of fulfillment, 27-28

Diogenes, 90-91, 163

divine love (see God, as love)

Divine Mind (see Mind)

doubt, vs. faith in the expression of Truth, 45, 85

//page iii

dreams, and the superconscious mind, 31-32

Eddington, Sir Arthur (quoted), 4-5

Elijah, 33-34, 134

Elisha, and the law of prosperity, interpreted, 99-101,

Emerson (quoted), 112

ether, in science and metaphysics, 4-5, 10-13, 80 Eve,
Mother, 72

faith, 42-55; and the subconscious, 45; as a factor in
practical life, 50; as applied to the demonstration of
prosperity, 42; as substance of ideas, 43, 161; in God, not
in things, as source of true and abiding prosperity, 49-50,
91, 187; increase of, through tithing, 138; Paul's
definition of, as related to substance, 42-43 (see

famine (see poverty)

farming, and tithing, 138-140

Father, and forgiveness, 118-119, 122; as all-providing
substance of good, 3, 5, 17, 40, 51, 57, 61-63, 68, 75, 98,
133, 144, 186

Father-Mind, 62

fear, as breeder of poverty, 103; as cause of stagnation in
circulation of money, 47-48

forgiveness, importance of, in settling debts, 117-122

"freewill offering plan," vs. commercial standard of
payment, 150, 153-155

Garden of Eden, 54, 96-97

//page iv

Genesis, 2d chapter of, interpreted, 33; six days of

and "day" of rest in, interpreted, 83-86, 95

gift, vs. bribe, 142-143

giving, Paul on grace of, 133-136

giving and receiving, law of, 145-158; as based on love and
justice, 150-155; on observances for keeping law of, 134-135

God, as formless, 14, 95; as giver of ideas, 31, 75,
161-162; as love, 102-103, 108-110, 118, 122, 182-185; as
Spirit, 47, 51, 95, 179; as substance, 13-14, 22-24, 49,
103; as supply, 67-68, 83, 157-158, 178-179; as unchanging
Principle, 46, 58; dependence on, as source of prosperity,
49-50, 54-55, 92-93, 165-166; love for, as key to
abundance, 108-109, 118; surrendering one's debts to, 124

God energy (see God, as substance)

God-Mind, 56-57, 64-65, 102; the silence, and prosperity,
54-56, 64

God's will, not poverty, but plenty and good for all, 46,

Goethe, Johann Wolfgang von (quoted), 75-76

golden calf, worship of, 182

Goliath, 181-183, 185

hate, vs. love, 109-110, 118

heart, as center of love, 102

heaven, as realm of ideas in Mind, 76, 114

hoarding, 90, 159, 164-166, 168-169

page v


Holy Spirit, as executive official of Mind and its laws,

home, and prosperity, 102-116; power of thought and word in
building a prosperous, 102-106

I AM, 65, 93, 98, 118; and understanding, 29; as the Christ
within man, 93 (see Christ)

ideas, as generators of thought and word, 26; fear of
opposing, 180-181

image and expression, 76-79, 95

imagination, 77-78, 84; and faith, as cocreators of all
good, 49, 91; and its right use in gaining prosperity,
94-96 (see image and expression)

income, living within one's, 125

increase law of, on every plane of manifestation, 81-82
(see blessing)

India, 90

infinite Mind (see Mind)

"inner chamber" (see silence)

installment plan, dangers of buying on, 125

intellect, represented by John the Baptist, 45

Israel, children of, 155-156, 180-184

Jacob, and tithing, 131

James, 75-76

Jeans, Sir James (quoted), 14

Jehovah, 183-185

Jehovah-jireh, 40

page vi


Jehovah-shammah, 40

Jesus, and thanksgiving, 105; and the inner realm of mind,
34-35; and the law of equal distribution of supply,
126-128; and the law of prosperity, 47-48, 87-88, 90-91,
186-187; and the rich man, on the kingdom of heaven, 16,
80, 166-167; and the simple life, 106; as charged with
spiritual substance, 21, 78-79; as fulfillment of the law
(affirmation), 70-71; "as the door" and "the way," 32;
economic system inaugurated by early followers of, 126-127;
imagination and will as used by, 78-79; on "deceitfulness
of riches," 162; on forgiveness, 117; on love for fellow
man, 109-110; on sin of poverty, 60-61; on the power of the
word, 148; on understanding of faith, 42; parables of, and
thought discrimination, 173-174; prayers of, as positive
affirmations, 112-113; teachings of, as panacea of world's
economic ills, 145-151

Jesus Christ (see Christ)

Job, 14-15, 19, 170

John (love), 45

John the Baptist, vs. Jesus, 44-45

Joshua, 71

Kepler, Johannes (quoted), 35-36

kingdom of God (see kingdom of heaven)

kingdom of heaven, 54; as demonstrated by Jesus, 5-6,
11-12, 81, 186; as realm of superconscious mind in man, 33,
176-177; no creditors or debtors in, 128-129; prosperity
reward of seeking, 12, 38-40, 81, 88, 141, 164; unloading
of material, intellectual, and spiritual possessions
required to enter, 17

page vii

lack, denying, 37-38, 41, 93, 169-170, 177-179;
nonexistence of, in God's mind, 87, 93, 169-170; overcoming
fear (thought) of, 52-53, 92-93; 165-166, 173-187; periods
of, and their cause, in the affairs of men and nations,
96-99, 167-168 (see debt; poverty)

law, 56-59; legislative, judicial, and executive phases of
divine, 58-59; natural vs. spiritual, 72-73; of God, and
its rules of action for man, 58-69; unchangeable, 58-59
(see principle; supply)

Lazarus, and the rich man, parable of, interpreted, 163

Lodge, Sir Oliver (quoted), 4-5

Lord's Prayer, and forgiveness, 117-119; and substance, 31,
73, 164-165; as series of affirmations, 112-113

love, and trust, as protective measures against debt, 118;
as magnet of supply, 102-103, 106, 109-110, 162; as solvent
of debts, 122-124; importance of, in demonstration, 65,
102-106, 108-110; Paul on, 74 (see substance)

lust (see passion)

Malachi, and tithing, 131, 136-137

man, as a spiritual being, 151; as a tributary of God's
stream of substance, 24; as apex of creation, 160-161; as
child of God, 182-185; as cocreator with God, 49, 91; as
focal point in God's consciousness, 29; as heir to God's
universal resources, 16, 23, 90-91, 98, 186; as inlet and
outlet of mind, 56-69; as steward of God, 152-153; mind of,
gateway for divine ideas,

page viii

32; spiritual vs. natural (sense), 97, 163-174

Mary and Joseph, 44

matter, as form of mind, 104

meditation (see prayer)

Michelangelo, and imagination, 94

Mind, 29, 31, 49, 57, 73, 101; as being and appearance,
27-29; as the origin of all things, 26-27, 51; attributes
of, imaged in man's soul, 76; finding God through, 91-92;
imagination and faith as cocreators in, 49, 91; importance
of understanding in using laws and rules of, 29-30, 45-46,
57-60; man's, as only place he exercises dominion, 92-93,
155-156; sense vs. spiritual, 74-76; wealth of, as wealth
of manifestation, 87-101

misers, 168-169

money, constructive vs. destructive purposes in saving of,
165-166, 168; dependence on God, and not on, 73, 83, 162;
dire results of "pinching attitude" with respect to,
167-168; made for man, and not man for, 80, 181-185; making
of, vs. building of character, 160-161; manipulation of, by
greed, 147; Paul on love of, 162; power of, as represented
by Goliath, 181-184; right and wrong use of, 16, 90, 109,
113, 150-151, 156, 165-166 (see wealth)

Moses, 98; as lawgiver (denial), 70-71

Naomi (spiritual thought) (see Ruth)

passion, 82; indulgence of, a hindrance to success, 19-20

page ix

Paul, 21, 133, 135, 146, 162

Peter (faith), as "rock" or substance, 42, 45

Philistines, 181, 184

plenty, affirming, 41, 103-104, 169-170, 177-178

poverty, as sin, 60-61; consciousness of, as cause of
famine and want in China and India, 90 (see lack)

praise, importance of, in demonstrating prosperity, 35, 41,

prayer, and thanksgiving, 35, 84, 105, 129; begging vs.
affirmative, 74-85; cause of unanswered, 93-94; freedom
from debt through, 129-130; perception and receptivity in,
44; turning to God within, for supply, 74

Principle, knowing and demonstrating, 56-57; loyalty to,
the way to fullness of good, 65-66

prodigal son, parable of, interpreted, 60-63, 166

Promised Land, 70, 155-156, 181, 184-185

prosperity, as result of conformity to law of right
thinking, regardless of religious belief, 88-89; as result
of dependence on God, 49-50; consciousness of, vs.
accumulation of riches, 88-90, 167-168, 171-172; God's law
of, to be used daily, 86; its laws and demonstration,
20-23, 33-34, 50-51, 137-138, 160, 169-170; scriptural
cases of: 44-47, 60-63, 65-66, 77, 79, 99-101, 113-114;
Webster on, 87

race consciousness, and avarice, 127-128; and charity,
152-153; and money, 150-151

"rainy days," 165-166

page x

riches, sin of, not in possession but in love of money,
89-90, 161-163 (see wealth)

Ruth and Naomi, 65, 77

Sapphira (see Ananias)

Satan, as the serpent of sense, 96

science, discoveries of, as aid to religion, 51-52

Scriptures (see Bible)

sensation, and its control, in demonstrating prosperity,

Sheba, Queen of, 77

silence, 151; and the law of prosperity, 41, 47

simple life, vs. poverty, 106-108

sin, as mental transgression, 119-120

Solomon, 66

Son of God, 74

soul, development of, through incorporation of Mind's
ideas, and loyalty to Truth, 76-77

sowing and reaping, 170

Spirit, 47, 69, 99, 105, 122, 126, 174; as bodily
stimulant, 19; increase of substance dependent on
quickening life of, 3-4; not matter or person, 14

subconscious mind, as help or hindrance in demonstration,

substance, as omnipresent and accessible to all, 20-23, 31;
as omnipresent good, named by Jesus the kingdom of heaven,
by Moses the Garden of Eden, 54; hoarding vs. conservation
of, 159-160; idea of, unsatisfactory if used without wisdom
and love, 30

page xi

substance as supply, how to appropriate, 15-25; not to be
used for selfish ends, 16-20

superconscious mind, and conscious mind, 176-177; as
discriminating power within man, 174

supply, equalizing of, in new era, 23; law of, 67-69, 70-86

talents, parable of, a lesson in prosperity, 81-82

thanksgiving (see praise)

thought, as cause of poverty or prosperity, 52-54, 67-68;
importance of persistence, in demonstrating abundance,
71-72, 112-114; made active by the word, 36-37

thoughts, negative vs. positive, in the home, 102-106;
releasing rich, in the subconscious, 74; trustful vs.
distrustful, and their effect on finances, 118-119

throat, as center of power, 48

tithing, and prosperity, 131-144; and success in farming
and other activities, 138-140; and the Mosaic law, 131; law
of, giving tenth part of one's earnings and profits for
spiritual work, 132-133, 138, 140-141; principle of, as
applied in industrial and social relationships, 140;
regular vs. intermittent, 142

treasures, material vs. spiritual, 159-172

trinity, in all creative processes, 4

Truth, and error, 180; as enduring foundation of
prosperity, 57, 78; words of, as energized by Spirit,
105-106 (see Principle)

page xii

Twain, Mark (quoted), 97

Tyre, King of, 77

universal Mind (see Mind)

"upper room" (crown of head), 61; and the receiving of
power from the Holy Spirit, 48

Wallace, Lewis (Lew), 15

want (see lack; poverty)

waste, 159-160, 165, 171-172

wealth, hoarding vs. circulation of, 90; inequalities of,
based on desire for personal possession, 16-17, 127-128
(see money)

Webster, Noah, 87

will, 77-78; use of, in demonstrating prosperity, 111-113
wisdom, in giving and spending, 135-136 (see substance)

word, power of the spoken, 36-37, 47-48, 53-54, 103-106,
112-113, 148

world, equal distribution of supply in, demonstrated by
Jesus, 126-128

worry, banishing, 110, 122

Zacharias and Elisabeth, 44

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Section About the Author

Charles Fillmore was an innovative thinker, a pioneer in
metaphysical thought at a time when most religious thought
in America was entirely orthodox. He was a lifelong
advocate of the open, inquiring mind, and he took pride in
keeping abreast of the latest scientific and educational
discoveries and theories. Many years ago he wrote, "What
you think today may not be the measure for your thought
tomorrow"; and it seems likely that were he to compile this
book today, he might use different metaphors, different
scientific references, and so on.

Truth is changeless. Those who knew Charles Fillmore best
believe that he would like to be able to rephrase some of
his observations for today's readers, thus giving them the
added effectiveness of contemporary thought. But the ideas
themselves--the core of Charles Fillmore's writings--are as
timeless now (and will be tomorrow) as when they were first

Charles Fillmore was born on an Indian reservation just
outside the town of St. Cloud, Minnesota, on August 22,
1854. He made his transition on July 5, 1948, at Unity
Village, Missouri, at the age of 93. To get a sense of
history, when Charles was eleven, Abraham Lincoln was
assassinated; when Charles died, Harry Truman was President.

With his wife Myrtle, Charles Fillmore founded the Unity
movement and Silent Unity, the international prayer
ministry that publishes Daily Word Charles and Myrtle built
the worldwide organization that continues their work today,
Unity School of Christianity. Through Unity School's
ministries of prayer, education, and publishing,

page xiv

millions of people around the world are finding the
teachings of Truth discovered and practiced by Charles and
Myrtle Fillmore.

Charles Fillmore was a spiritual pioneer whose impact has
yet to be assessed. No lesser leaders than Dr. Norman
Vincent Peale and Dr. Emmet Fox were profoundly influenced
by him. Dr. Peale borrowed his catchphrase of positive
thinking from Charles Fillmore. Emmet Fox was so affected
by Fillmore's ideas that he changed his profession. From an
engineer, he became the well-known writer and speaker.

Charles Fillmore--author, teacher, metaphysician, practical
mystic, husband, father, spiritual leader, visionary--has
left a legacy that continues to impact the lives of
millions of people. By his fruits, he is continuously known.


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